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Bank Repossession Jobs in Florida (NOW HIRING)

Usf Fed Cred Union

Collections Specialist

Tampa, FL · On-site

$17.50 - $23.50/hr

... repossession notifications. * Meets regularly with Collections Manager or Assistant Collection ... Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws ...

Usf Fed Cred Union

Collections Specialist

Tampa, FL · On-site

$17.50 - $23.50/hr

... repossession notifications. * Meets regularly with Collections Manager or Assistant Collection ... Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws ...

MPS Credit Union

Recovery Solutions Specialist

Miami, FL · On-site

$17 - $20/hr

Knowledge of repossession, collections, bankruptcy, and insurance claim procedures. * Proficient in ... Banking: 1 year (Preferred) * Financial services: 1 year (Preferred) * Call center: 1 year ...

MPS Credit Union

Recovery Solutions Specialist

Miami, FL · On-site

$17 - $20/hr

Knowledge of repossession, collections, bankruptcy, and insurance claim procedures. * Proficient in ... Banking: 1 year (Preferred) * Financial services: 1 year (Preferred) * Call center: 1 year ...

All JobsBank Repossession JobsBank Repossession Jobs in Florida

Bank Repossession information

What is the difference between Bank Repossession vs Auto Appraiser?

AspectBank RepossessionAuto Appraiser
Required CredentialsRepossessors often need a license or certification, knowledge of legal proceduresAppraisers typically require certifications like ASA or state licensing, knowledge of vehicle valuation
Work EnvironmentFieldwork, often on-site at repossession locations or vehiclesOffice-based, inspecting vehicles and preparing appraisal reports
Industry UsageUsed by banks, lenders, and repossession agenciesUsed by insurance companies, dealerships, and auction houses

While both roles involve vehicles, Bank Repossession focuses on recovering collateral for lenders, often requiring legal and fieldwork skills. Auto Appraisers evaluate vehicle value for insurance or sale purposes, mainly working in office settings. Both roles are essential in the automotive and financial industries but serve different functions.

How do I get into a repo job?

To get into a bank repossession job, candidates typically need a high school diploma or equivalent, along with knowledge of vehicle or asset recovery processes. Relevant skills include attention to detail, communication, and sometimes a valid driver’s license; some positions may require prior security or law enforcement experience. Entry often involves applying through financial institutions, repossession agencies, or specialized training programs, and may require background checks and licensing depending on the jurisdiction.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many states require licensing or registration, and agents often receive on-the-job training or certification in repossession procedures and legal requirements.

What are some common challenges faced by professionals working in bank repossession, and how can they be managed?

Professionals in bank repossession often encounter challenges such as dealing with emotionally charged situations, navigating complex legal requirements, and ensuring safety during the recovery process. Managing these challenges requires strong communication skills, up-to-date knowledge of relevant laws and regulations, and adherence to strict ethical guidelines. Many teams rely on thorough training, clear protocols, and collaboration with legal and security experts to ensure repossessions are handled effectively and respectfully.

What are bank repossession jobs?

Bank repossession jobs involve recovering property, such as cars, homes, or equipment, that borrowers have failed to pay for according to loan agreements. Professionals in this field, often called repossession agents or recovery agents, locate and reclaim assets on behalf of banks or financial institutions. Their work requires knowledge of state and federal laws, negotiation skills, and sometimes coordination with law enforcement. These jobs can be physically demanding and may involve dealing with stressful or confrontational situations. Many repossession agents work for specialized recovery companies contracted by banks.

Do repossession agents make good money?

Repossessions agents, including those working in bank repossession, typically earn a combination of base pay and commissions, with salaries varying based on experience, location, and the complexity of cases. On average, they can make between $30,000 and $60,000 annually, with some experienced agents earning more through performance-based incentives. Skills in negotiation, driving, and understanding legal procedures are important in this role.

What are the key skills and qualifications needed to thrive as a Bank Repossession Agent, and why are they important?

To thrive as a Bank Repossession Agent, you generally need knowledge of repossession laws, negotiation skills, and a clean driving record, often supported by a high school diploma or equivalent. Familiarity with skip tracing tools, asset tracking software, and repossession management systems is typically required. Strong communication, conflict resolution, and discretion are essential soft skills for dealing with debtors and sensitive situations. These skills ensure lawful, safe, and effective recovery of assets while maintaining professionalism and compliance with regulations.

Does repo work pay well?

Bank repossession jobs typically offer moderate pay that can vary based on experience, location, and the employer. These roles often involve physical work and require knowledge of vehicle identification and legal procedures, with compensation sometimes including commissions or bonuses for successful recoveries.
What are popular job titles related to Bank Repossession jobs in Florida? For Bank Repossession jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Bank Repossession jobs in Florida look for? The top searched job categories for Bank Repossession jobs in Florida are:
What cities in Florida are hiring for Bank Repossession jobs? Cities in Florida with the most Bank Repossession job openings:
Bank Repossession jobs near you
Infographic showing various Bank Repossession job openings in Florida as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.
Senior Recovery Bankruptcy Specialist

Senior Recovery Bankruptcy Specialist

First Citizens Bank

Jacksonville, FL • On-site

Full-time

Posted 9 days ago

First Citizens Bank rating

7.6

Company rating: 7.6 out of 10

Based on 105 frontline employees who took The Breakroom Quiz

97th of 170 rated banks

Job description

Overview
This is a hybrid role with the expectation that time working will regularly take place inside and outside of our Jacksonville, FL office.
This position focuses on mitigating bank losses through the collection, negotiation, and repayment of loans after charge-off. Works closely with borrowers, management, and attorneys to create action plans for delinquent loans, bankruptcies, coordinating settlements or liquidation of assets, as necessary. Provides training to new associates and participates in special projects to facilitate workflow and recovery goals.
Responsibilities
  • Legal Action - Assigns cases to attorneys when filing suits to obtain judgement or execute against an existing judgement on a borrower. Reviews documents provided by Bank or legal counsel to confirm accuracy and ability to file suit.
  • Collection - Coordinates loan portfolio collection efforts whether that be a repayment plan, settlement, or liquidation of collateral. Documents efforts and conversations in the event bankruptcy or legal action is necessary. Engages and manages third party companies that collect on charged-off loans. Coordinates with third party agencies on the assignment, repossession, or liquidation of loan collateral. Maintains higher than average annual recovery goals.
  • Negotiation - Assists in the negotiation of new terms for borrower repayment. Works closely with borrowers or their attorneys on settlements, bankruptcies, short sales, or deed in lieu of foreclosure to satisfy loan payments. Provides guidance to less experienced specialists on difficult negotiations.
  • Research - Determines borrowers' ability to pay prior to formulating a plan for collection. Reviews personal statements including tax returns and credit reports, and initiates contact with borrower to gather information on financial position.
  • Business Support - Provides training to new associates and supports management in their absence. Manages the department warehouse log regarding the shipment and receiving of files.

Qualifications
Bachelor's Degree and 1 years of experience in Banking, Bankruptcy, Litigation and/or Legal Compliance
- OR -
High School Diploma or GED and 5 years of experience in Banking, Bankruptcy, Litigation and/or Legal Compliance
Additional Requirements:
  • Professional written and verbal communication
  • High attention to detail and organizational skills
  • Microsoft Office proficiency
  • Initiative, critical thinking, and problem-solving skills
  • Demonstrated ability to interpret and understand legal documents
  • Ability to analyze and summarize legal information

Preferred Qualifications:
  • Understanding of bankruptcy processes: review of the bankruptcy plan, proof of claims, filing with attorneys, monitoring for motion for relief, Adequate Protection claims, secured and unsecured payments, etc.
  • Sworn legal document and notary experience
  • Debt recovery, legal compliance collections and /or litigation experience
  • Banking industry experience
  • Knowledge of the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), Unfair, Deceptive, or Abusive Acts or Practices (UDAAP), and the Telephone Consumer Protection Act (TCPA)

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

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