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Bank Repossession Jobs in Florida (NOW HIRING)

Usf Fed Cred Union

Indirect Collections Specialist

Tampa, FL · On-site

$17.50 - $23.50/hr

Initiate repossession processes * Maintain accurate and detailed records of all collection ... Proficient in collection systems, core banking platforms, and Microsoft Office * Ability to work ...

Usf Fed Cred Union

Indirect Collections Specialist

Tampa, FL · On-site

$17.50 - $23.50/hr

Initiate repossession processes * Maintain accurate and detailed records of all collection ... Proficient in collection systems, core banking platforms, and Microsoft Office * Ability to work ...

MPS Credit Union

Recovery Solutions Specialist

Miami, FL · On-site

$17 - $20/hr

Knowledge of repossession, collections, bankruptcy, and insurance claim procedures. * Proficient in ... Banking: 1 year (Preferred) * Financial services: 1 year (Preferred) * Call center: 1 year ...

MPS Credit Union

Recovery Solutions Specialist

Miami, FL · On-site

$17 - $20/hr

Knowledge of repossession, collections, bankruptcy, and insurance claim procedures. * Proficient in ... Banking: 1 year (Preferred) * Financial services: 1 year (Preferred) * Call center: 1 year ...

People also search for

All JobsBank Repossession JobsBank Repossession Jobs in Florida

Bank Repossession information

What are the key skills and qualifications needed to thrive as a Bank Repossession Agent, and why are they important?

To thrive as a Bank Repossession Agent, you generally need knowledge of repossession laws, negotiation skills, and a clean driving record, often supported by a high school diploma or equivalent. Familiarity with skip tracing tools, asset tracking software, and repossession management systems is typically required. Strong communication, conflict resolution, and discretion are essential soft skills for dealing with debtors and sensitive situations. These skills ensure lawful, safe, and effective recovery of assets while maintaining professionalism and compliance with regulations.

What are some common challenges faced by professionals working in bank repossession, and how can they be managed?

Professionals in bank repossession often encounter challenges such as dealing with emotionally charged situations, navigating complex legal requirements, and ensuring safety during the recovery process. Managing these challenges requires strong communication skills, up-to-date knowledge of relevant laws and regulations, and adherence to strict ethical guidelines. Many teams rely on thorough training, clear protocols, and collaboration with legal and security experts to ensure repossessions are handled effectively and respectfully.

What are bank repossession jobs?

Bank repossession jobs involve recovering property, such as cars, homes, or equipment, that borrowers have failed to pay for according to loan agreements. Professionals in this field, often called repossession agents or recovery agents, locate and reclaim assets on behalf of banks or financial institutions. Their work requires knowledge of state and federal laws, negotiation skills, and sometimes coordination with law enforcement. These jobs can be physically demanding and may involve dealing with stressful or confrontational situations. Many repossession agents work for specialized recovery companies contracted by banks.

Does repo pay well?

Bank repossession jobs typically offer moderate pay that varies based on experience, location, and the employer. These roles often include commissions or bonuses for successful recoveries, and some positions require specialized knowledge of vehicle or asset valuation. Overall, compensation can be competitive but is generally not among the highest-paying jobs in the industry.

What is the difference between Bank Repossession vs Auto Appraiser?

AspectBank RepossessionAuto Appraiser
Required CredentialsRepossessors often need a license or certification, knowledge of legal proceduresAppraisers typically require certifications like ASA or state licensing, knowledge of vehicle valuation
Work EnvironmentFieldwork, often on-site at repossession locations or vehiclesOffice-based, inspecting vehicles and preparing appraisal reports
Industry UsageUsed by banks, lenders, and repossession agenciesUsed by insurance companies, dealerships, and auction houses

While both roles involve vehicles, Bank Repossession focuses on recovering collateral for lenders, often requiring legal and fieldwork skills. Auto Appraisers evaluate vehicle value for insurance or sale purposes, mainly working in office settings. Both roles are essential in the automotive and financial industries but serve different functions.

What are popular job titles related to Bank Repossession jobs in Florida? For Bank Repossession jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Bank Repossession jobs in Florida look for? The top searched job categories for Bank Repossession jobs in Florida are:
What cities in Florida are hiring for Bank Repossession jobs? Cities in Florida with the most Bank Repossession job openings:
Bank Repossession jobs near you

Indirect Collections Specialist

Usf Fed Cred Union

Tampa, FL • On-site

$17.50 - $23.50/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago

Job description

When joining USF Federal Credit Union, you can expect to work for a company that:

  • Strives to be the most influential partner in our Members’ financial journey.
  • Has been recognized with awards such as the “Sterling Governor’s Award for Excellence” and League of Southern Credit Unions & Affiliates “Credit Union of the Year”.
  • Has a culture of engagement, growth, process improvement and community volunteerism.


What’s in it for you:

  • Competitive pay, robust incentive programs, 401k matching, Mortgage and Auto Loan discounts
  • 4 weeks minimum paid time off work, work anniversary paid time off, 11 paid holidays and 8 hours paid volunteer time off.
  • Medical, Dental and vision plans with FSA option. (Employee Only Premiums for Dental and Vision are 100% Credit Union covered).
  • 100% Credit Union Paid Short-Term and Long-Term Disability and Life Insurance
  • Employee Assistance Program
  • Undergraduate and Graduate Tuition Reimbursement
  • In-depth New Employee Orientation showcasing Credit Union Values and Vision
  • A Think Big culture dedicated to performance excellence and continual growth


Position Summary

The Indirect Auto Collection Specialist is responsible for managing delinquent indirect auto loan accounts. This role emphasizes early- and mid-stage collections, member engagement, loss mitigation, and portfolio performance. The specialist will work to reduce delinquency, prevent charge-offs, and maintain positive member relationships while adhering to all regulatory and credit union policies.

Essential Functions Include:

  • Manage a portfolio of delinquent indirect auto loans, primarily within subprime credit tiers
  • Perform outbound and inbound collection calls in accordance with FDCPA and applicable state/federal regulations
  • Negotiate payment arrangements, extensions, deferments, and other loss mitigation solutions
  • Analyze member financial situations to recommend appropriate resolution strategies
  • Monitor accounts for risk indicators and escalate high-risk accounts as needed
  • Coordinate with dealerships, repossession vendors, and third-party agencies when necessary
  • Initiate repossession processes
  • Maintain accurate and detailed records of all collection activities in the core system
  • Ensure compliance with all regulatory requirements, including CFPB, NCUA, and internal policies
  • Meet or exceed established performance metrics (e.g., delinquency rates, roll rates, cure rates)
  • Provide exceptional member service while balancing risk and recovery objectives
  • Collaborate with internal teams (underwriting, lending, legal, bankruptcy) as needed

Reports to:

Collection Assistant Manager

Manages

This role does not have supervisory responsibilities

Required Competencies:

Excellent Time Management, Analytical and Organizational Skills, Collaboration, Passion, Innovation

Required Education and Experience:

  • High School Diploma or equivalent required
  • Minumium 3 years of experience in lending or collections with good knowledge of the Fair Debt Collection Act, TCPA, Fair Lending, Litigation process, Bankruptcy and Repossession.
  • Experience working in a credit union or financial institution strongly preferred
  • Proven track record of meeting or exceeding collection performance goals

Additional Skills

  • Skilled in negotiation, conflict resolution, and member communication
  • Ability to handle sensitive conversations with professionalism
  • Strong analytical and problem-solving skills
  • Detail-oriented with strong documentation habits
  • Proficient in collection systems, core banking platforms, and Microsoft Office
  • Ability to work independently and manage a high-volume workload
  • Strong organizational and time management skills

Physical Requirements:

Sitting frequently, walking occasionally, use of hands frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10lbs of force occasionally to life, carry, push, pull, or move objects.

Position Type/Expected Hours of Work:

Full-Time/40 hours per week

Classification

Non-Exempt

Other Duties

Please note this job description is not a comprehensive list of activities, duties or responsibilities that are required in this position. Duties, responsibilities and activities may change at any time with or without notice.

About Us:

For 60 years, USF FCU has experienced rapid growth and is dedicated to delivering financial solutions to improve our members’ lives. Our success is thrilling, but our core values of excellence, passion, innovation, community, and collaboration mean our relationships with our members and our employees will always be our top priority! We have grown to over 60,000 members and $800+ million in assets, robust online and mobile banking, 6 branch locations and thousands of shared branches and fee-free ATMs nationwide.

Our vision is to be the most influential partner in each member’s financial journey.

Our mission is to deliver financial solutions to improve members’ lives.