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Bank Repossession Jobs in Georgia (NOW HIRING)

Bank Repossession information

What is a bank repossession?

Bank repossession jobs involve recovering property, such as cars, homes, or equipment, that borrowers have failed to pay for according to loan agreements. Professionals in this field, often called repossession agents or recovery agents, locate and reclaim assets on behalf of banks or financial institutions. Their work requires knowledge of state and federal laws, negotiation skills, and sometimes coordination with law enforcement. These jobs can be physically demanding and may involve dealing with stressful or confrontational situations. Many repossession agents work for specialized recovery companies contracted by banks.

What are the key skills and qualifications needed to thrive as a bank repossession agent?

To thrive as a Bank Repossession Agent, you generally need knowledge of repossession laws, negotiation skills, and a clean driving record, often supported by a high school diploma or equivalent. Familiarity with skip tracing tools, asset tracking software, and repossession management systems is typically required. Strong communication, conflict resolution, and discretion are essential soft skills for dealing with debtors and sensitive situations. These skills ensure lawful, safe, and effective recovery of assets while maintaining professionalism and compliance with regulations.

What are some common challenges faced by professionals working in bank repossession, and how can they be managed?

Professionals in bank repossession often encounter challenges such as dealing with emotionally charged situations, navigating complex legal requirements, and ensuring safety during the recovery process. Managing these challenges requires strong communication skills, up-to-date knowledge of relevant laws and regulations, and adherence to strict ethical guidelines. Many teams rely on thorough training, clear protocols, and collaboration with legal and security experts to ensure repossessions are handled effectively and respectfully.

What is the difference between Bank Repossession vs Auto Appraiser?

AspectBank RepossessionAuto Appraiser
Required CredentialsRepossessors often need a license or certification, knowledge of legal proceduresAppraisers typically require certifications like ASA or state licensing, knowledge of vehicle valuation
Work EnvironmentFieldwork, often on-site at repossession locations or vehiclesOffice-based, inspecting vehicles and preparing appraisal reports
Industry UsageUsed by banks, lenders, and repossession agenciesUsed by insurance companies, dealerships, and auction houses

While both roles involve vehicles, Bank Repossession focuses on recovering collateral for lenders, often requiring legal and fieldwork skills. Auto Appraisers evaluate vehicle value for insurance or sale purposes, mainly working in office settings. Both roles are essential in the automotive and financial industries but serve different functions.

How to become a bank repossession agent?

To become a bank repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Training is often provided by employers, and knowledge of vehicle laws and security procedures is important; some states may require a license or certification. Experience in law enforcement, security, or collections can be beneficial.

What job categories do people searching Bank Repossession jobs in Georgia look for?

The top searched job categories for Bank Repossession jobs in Georgia are:

What cities in Georgia are hiring for Bank Repossession jobs?

Cities in Georgia with the most Bank Repossession job openings:

Infographic showing various Bank Repossession job openings in Georgia as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 14% Part Time, 6% Contract, and 3% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

Special Servicing Operations Specialist

Bremen, GA • On-site


Bank OZK
Commercial Banking • 1 - 5K employees

8.2

Company rating: 8.2 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

51st of 172 rated banks

Great coworkers

People enjoy working here

Good employer


Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 15 days ago


Job description

Why Bank OZK
Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We're nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We're investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers.
The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits.
Job Purpose & Scope
Provides technical and administrative support for all repossession, remarketing, litigation, insurance, third-party agency, and loan servicing activities.
Essential Job Functions
  1. Provide frontline support in managing the Bank's internal collection operation.
  2. Coordinate all repossession activity in securing collateral for personal property
  3. Facilitate all special servicing requirements for the Consumer & Small Business loan
  4. Follow all federal, state and municipal collections laws, to include the Fair Debt Collections Practices Act (FDCPA).
  5. Resolve insurance exceptions within the Indirect Lending
  6. Assign legal placements to the legal network for
  7. Reconcile monthly vendor
  8. Assist with any remarketing activities needed during the asset disposition process for personal property
  9. Assist in making collection calls when
  10. Field incoming calls into the department's inbound ACD group.
  11. Maintain good punctuality and attendance to
  12. Follow Bank policy, procedures, and guidelines

Knowledge, Skills & Abilities
  1. Knowledge of federal, state, and municipal collection
  2. Knowledge of general banking
  3. Skill in customer service.
  4. Ability to demonstrate interpersonal skills to discuss sensitive financial situations in a tactful, empathic manner and maintain the Bank's image.
  5. Skill in analytical calculations, time management, and problem-
  6. Ability to communicate effectively both verbally and in
  7. Ability to multi-task and work under general
  8. Ability to work in a fast-paced environment with exacting
  9. Skill in using computer and Microsoft Office, including Outlook, Word, and Excel.

Basic Qualifications
  1. High school diploma or equivalent,
  2. One (1) or more years' experience with MS Office Word, Excel and Outlook,
  3. Prior collection experience

Job Expectations
Operate customary equipment and technology used in a business environment, with or without accommodation.
Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.
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EEO Statement
Bank OZK is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.


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