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Bank Repossession Jobs in Georgia (NOW HIRING)

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Bank Repossession information

What is the difference between Bank Repossession vs Auto Appraiser?

AspectBank RepossessionAuto Appraiser
Required CredentialsRepossessors often need a license or certification, knowledge of legal proceduresAppraisers typically require certifications like ASA or state licensing, knowledge of vehicle valuation
Work EnvironmentFieldwork, often on-site at repossession locations or vehiclesOffice-based, inspecting vehicles and preparing appraisal reports
Industry UsageUsed by banks, lenders, and repossession agenciesUsed by insurance companies, dealerships, and auction houses

While both roles involve vehicles, Bank Repossession focuses on recovering collateral for lenders, often requiring legal and fieldwork skills. Auto Appraisers evaluate vehicle value for insurance or sale purposes, mainly working in office settings. Both roles are essential in the automotive and financial industries but serve different functions.

How do I get into a repo job?

To get into a bank repossession job, candidates typically need a high school diploma or equivalent, along with knowledge of vehicle or asset recovery processes. Relevant skills include attention to detail, communication, and sometimes a valid driver’s license; some positions may require prior security or law enforcement experience. Entry often involves applying through financial institutions, repossession agencies, or specialized training programs, and may require background checks and licensing depending on the jurisdiction.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many states require licensing or registration, and agents often receive on-the-job training or certification in repossession procedures and legal requirements.

What are some common challenges faced by professionals working in bank repossession, and how can they be managed?

Professionals in bank repossession often encounter challenges such as dealing with emotionally charged situations, navigating complex legal requirements, and ensuring safety during the recovery process. Managing these challenges requires strong communication skills, up-to-date knowledge of relevant laws and regulations, and adherence to strict ethical guidelines. Many teams rely on thorough training, clear protocols, and collaboration with legal and security experts to ensure repossessions are handled effectively and respectfully.

What are bank repossession jobs?

Bank repossession jobs involve recovering property, such as cars, homes, or equipment, that borrowers have failed to pay for according to loan agreements. Professionals in this field, often called repossession agents or recovery agents, locate and reclaim assets on behalf of banks or financial institutions. Their work requires knowledge of state and federal laws, negotiation skills, and sometimes coordination with law enforcement. These jobs can be physically demanding and may involve dealing with stressful or confrontational situations. Many repossession agents work for specialized recovery companies contracted by banks.

Do repossession agents make good money?

Repossessions agents, including those working in bank repossession, typically earn a combination of base pay and commissions, with salaries varying based on experience, location, and the complexity of cases. On average, they can make between $30,000 and $60,000 annually, with some experienced agents earning more through performance-based incentives. Skills in negotiation, driving, and understanding legal procedures are important in this role.

What are the key skills and qualifications needed to thrive as a Bank Repossession Agent, and why are they important?

To thrive as a Bank Repossession Agent, you generally need knowledge of repossession laws, negotiation skills, and a clean driving record, often supported by a high school diploma or equivalent. Familiarity with skip tracing tools, asset tracking software, and repossession management systems is typically required. Strong communication, conflict resolution, and discretion are essential soft skills for dealing with debtors and sensitive situations. These skills ensure lawful, safe, and effective recovery of assets while maintaining professionalism and compliance with regulations.

Does repo work pay well?

Bank repossession jobs typically offer moderate pay that can vary based on experience, location, and the employer. These roles often involve physical work and require knowledge of vehicle identification and legal procedures, with compensation sometimes including commissions or bonuses for successful recoveries.
What are popular job titles related to Bank Repossession jobs in Georgia? For Bank Repossession jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Bank Repossession jobs in Georgia look for? The top searched job categories for Bank Repossession jobs in Georgia are:
What cities in Georgia are hiring for Bank Repossession jobs? Cities in Georgia with the most Bank Repossession job openings:
Bank Repossession jobs near you
Infographic showing various Bank Repossession job openings in Georgia as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.

Collections Specialist

Sports & Imports Autos of Gwinnett

Stone Mountain, GA • On-site

$25/hr

Full-time

Medical, PTO

Posted 8 days ago

Job description

TOP PERFORMERS CAN EARN $100K PER YEAR!!!
Sports & Imports Autos is seeking a motivated, professional, and results-driven Collections Specialist to join our growing team. If you enjoy helping customers, solving problems, negotiating payment solutions, and working in a fast-paced environment where your performance is rewarded, we'd love to hear from you.

Responsibilities
  • Contact customers regarding past due vehicle payments by phone, text, email, and other approved methods.
  • Negotiate payment arrangements while maintaining professionalism and empathy.
  • Document every customer interaction thoroughly in our dealership management system.
  • Follow established collection policies and procedures while complying with all applicable state and federal regulations.
  • Monitor payment promises and follow up to ensure commitments are met.
  • Work with customers experiencing financial hardship to identify appropriate solutions.
  • Coordinate with repossession vendors when necessary.
  • Skip trace customers using available resources when contact information changes.
  • Meet daily, weekly, and monthly collection performance goals.
  • Provide exceptional customer service while protecting company assets.
Qualifications
  • Minimum of 2 years of first-party collections experience is required. (Automotive finance, Buy Here Pay Here, credit union, bank, or consumer lending experience strongly preferred.)
    Buy Here Pay Here (BHPH) collections experience is highly preferred.
  • Excellent communication, negotiation, and conflict-resolution skills.
  • Strong computer skills and ability to learn dealership software quickly.
  • Highly organized with excellent attention to detail.
  • Ability to multitask in a fast-paced environment.
  • Self-motivated, dependable, and goal-oriented.
  • Professional phone etiquette.
What We Offer
  • Competitive hourly pay based on experience 
  • Performance-based bonuses with significant earning potential.
  • Paid training.
  • Opportunities for advancement within a rapidly growing company.
  • Paid time off.
  • Health insurance benefits.
  • Stable, full-time employment with an established dealership group