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Bank Item Processing Jobs (NOW HIRING)

Why Bank OZK Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just ... Job Purpose & Scope Responsible for performing the daily item processing of all paper-based ...

Why Bank OZK Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just ... Performs the daily item processing of all paper-based transactions. * Processes courier and bank ...

Item Processing Manager

Spokane, WA ยท On-site

$70K - $110K/yr

Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. * Maintain a working knowledge of Bank's written policies and procedures ...

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Bank Item Processing information

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$14

$25

$48

How much do bank item processing jobs pay per hour?

As of Jun 20, 2026, the average hourly pay for bank item processing in the United States is $25.47, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $29.57 per hour, depending on experience, location, and employer.

What bank is paying $25 an hour?

Bank item processing roles typically pay between $15 and $20 an hour, but some positions in high-demand areas or with specialized skills can pay around $25 an hour. Compensation varies by employer, location, and experience level, and some banks may offer higher wages for senior or technical roles. It's advisable to check specific job postings for accurate salary information.

What does an item processor do at a bank?

An item processor at a bank is responsible for handling and processing financial documents such as checks, deposit slips, and other transaction items. They verify, sort, and prepare these items for clearing and posting to customer accounts, often using specialized processing equipment and software. Attention to detail and accuracy are essential in this role to ensure proper account management and fraud prevention.

What job makes $10,000 a month without a degree?

In bank item processing, high-level roles such as senior processing managers or specialized financial analysts can earn around $10,000 per month, especially with extensive experience and expertise in banking operations, data management, and compliance. These positions often require strong skills in financial software, attention to detail, and industry knowledge, but may not always require a formal degree if supplemented by relevant experience and certifications.

What are some common challenges faced by professionals in bank item processing, and how can they be addressed?

Professionals working in bank item processing often encounter challenges such as handling high volumes of transactions within tight deadlines, ensuring accuracy to prevent costly errors, and adapting to evolving technology and compliance requirements. Effective time management, attention to detail, and continuous learning about new banking systems are critical for success. Collaborating closely with team members and staying updated on regulatory changes also help address these challenges and maintain smooth operations.

What are the key skills and qualifications needed to thrive in Bank Item Processing, and why are they important?

To excel in Bank Item Processing, you need strong attention to detail, numerical accuracy, and a basic understanding of banking operations, often supported by a high school diploma or equivalent. Familiarity with banking software, image capture systems, and check processing equipment is typically required. Dependability, time management, and effective communication are valuable soft skills for success in this role. These competencies help ensure accurate transaction processing, minimize errors, and maintain efficient banking operations.

What is bank item processing?

Bank item processing refers to the handling, sorting, and clearing of financial documents such as checks, deposits, and payment orders within a bank. This process ensures that transactions are accurately recorded, funds are correctly transferred between accounts, and all items comply with banking regulations. Employees in item processing roles often use specialized equipment and software to scan, verify, and reconcile these financial items. Efficient item processing is crucial for maintaining the accuracy and speed of banking operations.

What is the difference between Bank Item Processing vs Bank Teller?

AspectBank Item ProcessingBank Teller
Primary ResponsibilitiesHandling and processing financial documents, such as checks and depositsAssisting customers with transactions, account inquiries, and cash handling
Work EnvironmentBack-office, data entry, and processing centersBranch front-line, customer service setting
Required SkillsAttention to detail, data entry, knowledge of banking proceduresCustomer service, communication, cash handling
CertificationsGenerally not required, but familiarity with banking software helpfulHigh school diploma; customer service experience preferred

Bank Item Processing focuses on back-office tasks like handling financial documents, while Bank Tellers interact directly with customers. Both roles are essential in banking operations but differ in responsibilities and work environment.

What is item processing in banking?

Item processing in banking involves handling and verifying financial documents such as checks and deposit slips. Bank employees or automated systems sort, scan, and record these items to ensure accurate and efficient transaction processing. This role requires attention to detail and familiarity with banking software and procedures.
More about Bank Item Processing jobs
What cities are hiring for Bank Item Processing jobs? Cities with the most Bank Item Processing job openings:
What are the most commonly searched types of Bank Item Processing jobs? The most popular types of Bank Item Processing jobs are:
What states have the most Bank Item Processing jobs? States with the most job openings for Bank Item Processing jobs include:
Infographic showing various Bank Item Processing job openings in the United States as of June 2026, with employment types broken down into 71% Full Time, 22% Part Time, 1% Temporary, 5% Contract, and 1% Nights. Highlights an 95% Physical, 3% Hybrid, and 2% Remote job distribution, with an average salary of $52,986 per year, or $25.5 per hour.

Item Processing - Item Processing Specialist

Golden 1

Sacramento, CA โ€ข On-site

$23.09 - $24.50/hr

Other

This job post hasย expired 1 day ago.ย Applications are no longer accepted.


Job description

TITLE: ITEM PROCESSING SPECIALIST
STATUS: NON-EXEMPT
REPORTS TO: SUP - ITEM PROCESSING OPS
DEPARTMENT: ITEM PROCESSING
JOB CODE: 11654
PAY RANGE: $23.09 - $24.50 HOURLY
GENERAL DESCRIPTION:
The Item Processing Specialist is a seasoned professional with a diverse set of responsibilities that significantly impact and enhance departmental operations. This role is instrumental in delivering top-tier service to members and branch/department personnel in an efficient and courteous manner. The position involves proactive communication and collaboration to assist members and internal business partners in aligning department processes with credit union strategic goals.
TASKS, DUTIES, FUNCTIONS:
  • Receive and process a variety of financial transactions, including checks, deposits, bill pay and other related items made through mail, mobile or ATM channels.
  • Manage and sustain high volumes of items for processing efficiently.
  • Utilize various item processing systems and tools to ensure accurate and timely completion of transactions.
  • Conduct thorough reviews of processed transactions to identify and correct errors or discrepancies.
  • Monitor and identify fraudulent or suspicious activity during the clearing process of items.
  • Perform data entry tasks with a high level of accuracy to maintain the integrity of financial records.
  • Conduct through research and promptly respond to inquiries from members, branches, and departments.
  • Maintaining Research queue and ensuring daily service level agreement is met.
  • This role will involve reviewing and making decisions on items processed through ATM, Bill Pay, or mobile channels, with high limits assigned.
  • Validate and verify information to minimize errors in transaction processing.
  • Identify and proficiently resolve, or guide others in resolving, issues that deviate from the routine course of business, particularly those linked to intricate or substantial transactions.
  • Exercise utmost care and judgment in recognizing member-related or system integrity issues, ensuring prompt escalation to the appropriate level of management for immediate resolution. In cases where members may be affected, prioritize timely communication to management, enabling the dissemination of proper notifications throughout the company.
  • Deliver exemplary service to members, branches, and other department staff with efficiency, courtesy, and the ability to handle tier 2 escalations when necessary.
  • Closely monitor and uphold the transport system, promptly reporting any system issues to management. This proactive approach ensures that vendors are promptly engaged to identify and implement timely resolutions.
  • Partner with seniors and supervisors in department-level initiatives, including projects, service packs, remediations, and items requiring special handling.
  • Contribute expertise to support the successful execution of departmental initiatives.
  • Organize, prioritize, and perform multiple tasks simultaneously while being detailed oriented.
  • Collaborate with the fraud prevention team to enhance security protocols and minimize risks associated with fraudulent activities.
  • Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
  • Ensure compliance with established policies, procedures, and regulatory requirements.
  • Provide additional support throughout the department and perform other tasks and duties assigned as needed to maintain daily operations.

PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASK:
  1. Effective oral and written communication skills required.
  2. Strong knowledge in Check Acceptance, Funds Availability and Fraud detection.
  3. Critical thinking skills needed to identify possible fraudulent activity and member escalations or inquires.
  4. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine, and telephone.
ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
  1. INTERNAL: Branches, Contact Center, other departments
  2. EXTERNAL: Members, other financial institutions, correspondent bank, and vendors
QUALIFICATIONS:
  1. EDUCATION: Successful completion of High School curriculum or GED required.
  2. EXPERIENCE:
  • 3+ years' experience in item processing, cash management, operations, or related financial roles.
  • 2+ years' experience in item processing or operation related financial roles.

  1. KNOWLEDGE / SKILLS:
  • Strong attention to detail and accuracy in handling financial transactions.
  • High level of awareness and vigilance in identifying potential fraudulent checks.
  • Excellent communication skills to interact with internal business partners.
  • Ability to multitask and manage time efficiently in a fast-paced environment.
  • Demonstrated ability to work well in a team-oriented environment.
    • Excellent oral, written, and interpersonal communication skills.
    • Professional member relations skills
    • Proficient computer skills and software experience.
PHYSICAL REQUIREMENTS:
  1. Prolonged sitting throughout the workday with occasional mobility required.
  2. Corrected vision within the normal range.
  3. Hearing within normal range. A device to enhance hearing will be provided if needed.
  4. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.

#LI-Hybrid
THIS JOB DESCRIPTION PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF ALL DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO PERFORM ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE WITHIN THE EMPLOYEE'S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME.
REV. 5/22/2026