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Bank Item Processing Jobs (NOW HIRING)

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Item Processing Sr Specialist

Sacramento, CA · On-site

$28 - $29.50/hr

TITLE: ITEM PROCESSING SR SPECIALIST STATUS: NON-EXEMPT REPORTS TO: SUP - ITEM PROCESSING OPS ... Members, other financial institutions, correspondent bank, and vendors QUALIFICATIONS: * EDUCATION:

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$14

$25

$48

How much do bank item processing jobs pay per hour?

As of Aug 25, 2026, the average hourly pay for bank item processing in the United States is $25.47, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $29.57 per hour, depending on experience, location, and employer.

What is bank item processing?

Bank item processing refers to the handling, sorting, and clearing of financial documents such as checks, deposits, and payment orders within a bank. This process ensures that transactions are accurately recorded, funds are correctly transferred between accounts, and all items comply with banking regulations. Employees in item processing roles often use specialized equipment and software to scan, verify, and reconcile these financial items. Efficient item processing is crucial for maintaining the accuracy and speed of banking operations.

What are the key skills and qualifications needed to thrive in bank item processing?

To excel in Bank Item Processing, you need strong attention to detail, numerical accuracy, and a basic understanding of banking operations, often supported by a high school diploma or equivalent. Familiarity with banking software, image capture systems, and check processing equipment is typically required. Dependability, time management, and effective communication are valuable soft skills for success in this role. These competencies help ensure accurate transaction processing, minimize errors, and maintain efficient banking operations.

What are some common challenges faced by professionals in bank item processing, and how can they be addressed?

Professionals working in bank item processing often encounter challenges such as handling high volumes of transactions within tight deadlines, ensuring accuracy to prevent costly errors, and adapting to evolving technology and compliance requirements. Effective time management, attention to detail, and continuous learning about new banking systems are critical for success. Collaborating closely with team members and staying updated on regulatory changes also help address these challenges and maintain smooth operations.

What is the difference between Bank Item Processing vs Bank Teller?

AspectBank Item ProcessingBank Teller
Primary ResponsibilitiesHandling and processing financial documents, such as checks and depositsAssisting customers with transactions, account inquiries, and cash handling
Work EnvironmentBack-office, data entry, and processing centersBranch front-line, customer service setting
Required SkillsAttention to detail, data entry, knowledge of banking proceduresCustomer service, communication, cash handling
CertificationsGenerally not required, but familiarity with banking software helpfulHigh school diploma; customer service experience preferred

Bank Item Processing focuses on back-office tasks like handling financial documents, while Bank Tellers interact directly with customers. Both roles are essential in banking operations but differ in responsibilities and work environment.

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Bank Item Processing jobs near you
Infographic showing various Bank Item Processing job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $52,986 per year, or $25.5 per hour.

Item Processing Associate

MidFirst Bank

Oklahoma City, OK • On-site

Other

Re-posted 24 days ago

MidFirst Bank rating

8.0

Company rating: 8.0 out of 10

Based on 22 frontline employees who took The Breakroom Quiz

71st of 172 rated banks

Job description

Item Processing Department Position

This position is part of the Item Processing (IP) department within our Bank Operations group. IP is responsible for collecting all of the paper transactions and deposits made through our various channels (banking centers, mobile phone, ATM, commercial remote deposit, etc.) and ensuring they are complete, accurate, and balanced. They also receive and process in clearing items, which are the checks written by bank customers that are being processed for settlement. This position plays a key role in the success of these processes by keying and balancing the deposit image files as they are ingested into our item processing software, communicating with banking center personnel to capture any missing deposit images, reviewing and approving the deposits made through the mobile channel, placing and processing holds in accordance with Regulation CC, and assisting other departments with the upload and approval of transactions through batch processing on the core platform. Typical hours for this position are Monday-Friday, scheduled between 8:00 AM - 5:00 PM and some Saturdays.

Requirements include:

  • 1-3 years banking experience or college degree preferred, but not required
  • Ability to accurately 10-key at minimum pace of 9,000 keystrokes per hour and capacity to increase pace as necessary to meet deadlines
  • Ability to use standard computer software (MS Outlook, MS Excel) and quickly learn to navigate and operate job-specific software and web-based applications
  • Problem solving skills with strong attention to detail
  • Excellent verbal and written communication skills
  • Ability to provide a high degree of customer service
  • Ability to operate in a volume-based deadline-driven environment
  • Ability to perform job functions independently

In addition, the position is expected to read, reference, and interpret written departmental procedures, cross train on department tasks, make suggestions to correct or enhance existing processes, and take advantage of available opportunities to develop a deeper understanding of applicable regulations, operational compliance, and the banking industry to support career development and growth.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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