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Bank Item Processing Jobs in California (NOW HIRING)

Bank Utility

Oakland, CA ยท On-site

$20.19 - $27.88/hr

In charge of deposit corrections that come in from the item processor or Federal Reserve Bank. * Assist the Operations Manager in department trainings. * Approve and verify wire transfers. * Conduct ...

Members, other financial institutions, correspondent bank, and vendors QUALIFICATIONS: * EDUCATION ... Previous experience in item processing or related financial roles is preferred. * KNOWLEDGE ...

Axos Bank Target Range: $85,000.00/Yr. - $92,500.00 /Yr. Actual starting pay will vary based on ... Work item status and aging * Developer performance and workload * Maintain Oracle dashboards ...

Axos Bank Target Range: $85,000.00/Yr. - $92,500.00 /Yr. Actual starting pay will vary based on ... Work item status and aging * Developer performance and workload * Maintain Oracle dashboards ...

Axos Bank Target Range: $85,000.00/Yr. - $92,500.00 /Yr. Actual starting pay will vary based on ... Work item status and aging * Developer performance and workload * Maintain Oracle dashboards ...

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Bank Item Processing information

See California salary details

$13

$25

$47

How much do bank item processing jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for bank item processing in California is $25.14, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $29.18 per hour, depending on experience, location, and employer.

What are some common challenges faced by professionals in bank item processing, and how can they be addressed?

Professionals working in bank item processing often encounter challenges such as handling high volumes of transactions within tight deadlines, ensuring accuracy to prevent costly errors, and adapting to evolving technology and compliance requirements. Effective time management, attention to detail, and continuous learning about new banking systems are critical for success. Collaborating closely with team members and staying updated on regulatory changes also help address these challenges and maintain smooth operations.

What are the key skills and qualifications needed to thrive in Bank Item Processing, and why are they important?

To excel in Bank Item Processing, you need strong attention to detail, numerical accuracy, and a basic understanding of banking operations, often supported by a high school diploma or equivalent. Familiarity with banking software, image capture systems, and check processing equipment is typically required. Dependability, time management, and effective communication are valuable soft skills for success in this role. These competencies help ensure accurate transaction processing, minimize errors, and maintain efficient banking operations.

What is bank item processing?

Bank item processing refers to the handling, sorting, and clearing of financial documents such as checks, deposits, and payment orders within a bank. This process ensures that transactions are accurately recorded, funds are correctly transferred between accounts, and all items comply with banking regulations. Employees in item processing roles often use specialized equipment and software to scan, verify, and reconcile these financial items. Efficient item processing is crucial for maintaining the accuracy and speed of banking operations.

What is the difference between Bank Item Processing vs Bank Teller?

AspectBank Item ProcessingBank Teller
Primary ResponsibilitiesHandling and processing financial documents, such as checks and depositsAssisting customers with transactions, account inquiries, and cash handling
Work EnvironmentBack-office, data entry, and processing centersBranch front-line, customer service setting
Required SkillsAttention to detail, data entry, knowledge of banking proceduresCustomer service, communication, cash handling
CertificationsGenerally not required, but familiarity with banking software helpfulHigh school diploma; customer service experience preferred

Bank Item Processing focuses on back-office tasks like handling financial documents, while Bank Tellers interact directly with customers. Both roles are essential in banking operations but differ in responsibilities and work environment.

What are popular job titles related to Bank Item Processing jobs in California? For Bank Item Processing jobs in California, the most frequently searched job titles are:
What job categories do people searching Bank Item Processing jobs in California look for? The top searched job categories for Bank Item Processing jobs in California are:
Infographic showing various Bank Item Processing job openings in California as of June 2026, with employment types broken down into 87% Full Time, 5% Part Time, 2% Temporary, and 6% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $52,292 per year, or $25.1 per hour.

Item Processing - Item Processing Representative

Golden 1

Sacramento, CA โ€ข On-site

$21 - $21.50/hr

Other

Posted 14 days ago


Job description

TITLE: ITEM PROCESSING REPRESENTATIVE
STATUS: NON-EXEMPT
REPORTS TO: SUP - ITEM PROCESSING OPS
DEPARTMENT: ITEM PROCESSING
JOB CODE: 11653
PAY RANGE: $21.00 - $21.50 HOURLY
GENERAL DESCRIPTION:
As an Item Processing Representative at Golden 1 Credit Union, you will play a vital role in supporting the organization's vision, mission, and strategic goals. The primary focus of this position is to handle various tasks efficiently and accurately within the Item Processing department, contributing to the seamless operation of essential financial processes.
TASKS, DUTIES, FUNCTIONS:
  • Receive and process a variety of financial transactions, including checks, deposits, bill pay and other related items made through mail, mobile or ATM channels.
  • Utilize item processing systems and tools to ensure accurate and timely completion of transactions.
  • Conduct thorough reviews of processed transactions to identify and correct errors or discrepancies.
  • Perform data entry tasks with a high level of accuracy to maintain the integrity of financial records.
  • Maintenance of retention and storage of the ATM and Remittance work.
  • Daily review of deposit reporting aligned with Regulation CC for ATM and Mobile deposits.[JB1]
  • Conduct through research and promptly respond to inquiries from members, branches, and departments.
  • Validate and verify information to minimize errors in transaction processing.
  • Deliver exemplary service to members, branches, and other department staff with efficiency and courtesy.
  • Organize, prioritize, and perform multiple tasks simultaneously while being detailed oriented.
  • Collaborate with the fraud prevention team to enhance security protocols and minimize risks associated with fraudulent activities.
  • Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
  • Ensure compliance with established policies, procedures, and regulatory requirements.
  • Provide additional support throughout the department and perform other tasks and duties assigned as needed to maintain daily operations.

PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASK:
  1. Effective oral and written communication skills required.
  2. Strong knowledge in Check Acceptance, Funds Availability and Fraud detection.
  3. Critical thinking skills needed to identify possible fraudulent activity and member escalations or inquires.
  4. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine, and telephone.
ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
  1. INTERNAL: Branches, Contact Center, other departments
  2. EXTERNAL: Members, other financial institutions, correspondent bank, and vendors
QUALIFICATIONS:
  1. EDUCATION: Successful completion of High School curriculum or GED required.
  2. EXPERIENCE:
  • 1+ years' experience with cash management or financial industry
  • 1+ years' experience with customer service
  • Previous experience in item processing or related financial roles is preferred.

  1. KNOWLEDGE / SKILLS:
  • Strong attention to detail and accuracy in handling financial transactions.
  • High level of awareness and vigilance in identifying potential fraudulent checks.
  • Excellent communication skills to interact with internal business partners.
  • Ability to multitask and manage time efficiently in a fast-paced environment.
  • Demonstrated ability to work well in a team-oriented environment.
    • Excellent oral, written, and interpersonal communication skills.
    • Professional member relations skills
    • Proficient computer skills and software experience.
PHYSICAL REQUIREMENTS:
  1. Prolonged sitting throughout the workday with occasional mobility required.
  2. Corrected vision within the normal range.
  3. Hearing within normal range. A device to enhance hearing will be provided if needed.
  4. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.

LICENSES / CERTIFICATIONS:
#LI-Hybrid
THIS JOB DESCRIPTION PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF ALL DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO PERFORM ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE WITHIN THE EMPLOYEE'S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME.
REV. 10/24/2025