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Bank Item Processing Jobs (NOW HIRING)

PointBank

Data Processing Specialist

Denton, TX · On-site

... banking operations or item processing preferred Technical proficiency with banking systems and data entry shift 8-5pm 1 week a month between hours 11:30am-9pm EOE Statement The above statements ...

River Bank

Operations Associate

Stoddard, WI · On-site

We invite you to join River Bank as a full-time Operations Associate in Stoddard! That's about 15 ... Handles NSF/Exception Item Processing, Foreign Item processing, Dormant check handling, Research ...

River Bank

Operations Associate

Stoddard, WI · On-site

At River Bank, you're not just a number, you'll be a valued member of our team across 14 community ... Handles NSF/Exception Item Processing, Foreign Item processing, Dormant check handling, Research ...

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Bank Item Processing information

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$48

How much do bank item processing jobs pay per hour?

As of Jul 11, 2026, the average hourly pay for bank item processing in the United States is $25.47, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $29.57 per hour, depending on experience, location, and employer.

What are some common challenges faced by professionals in bank item processing, and how can they be addressed?

Professionals working in bank item processing often encounter challenges such as handling high volumes of transactions within tight deadlines, ensuring accuracy to prevent costly errors, and adapting to evolving technology and compliance requirements. Effective time management, attention to detail, and continuous learning about new banking systems are critical for success. Collaborating closely with team members and staying updated on regulatory changes also help address these challenges and maintain smooth operations.

What are the key skills and qualifications needed to thrive in Bank Item Processing, and why are they important?

To excel in Bank Item Processing, you need strong attention to detail, numerical accuracy, and a basic understanding of banking operations, often supported by a high school diploma or equivalent. Familiarity with banking software, image capture systems, and check processing equipment is typically required. Dependability, time management, and effective communication are valuable soft skills for success in this role. These competencies help ensure accurate transaction processing, minimize errors, and maintain efficient banking operations.

What is bank item processing?

Bank item processing refers to the handling, sorting, and clearing of financial documents such as checks, deposits, and payment orders within a bank. This process ensures that transactions are accurately recorded, funds are correctly transferred between accounts, and all items comply with banking regulations. Employees in item processing roles often use specialized equipment and software to scan, verify, and reconcile these financial items. Efficient item processing is crucial for maintaining the accuracy and speed of banking operations.

What is the difference between Bank Item Processing vs Bank Teller?

AspectBank Item ProcessingBank Teller
Primary ResponsibilitiesHandling and processing financial documents, such as checks and depositsAssisting customers with transactions, account inquiries, and cash handling
Work EnvironmentBack-office, data entry, and processing centersBranch front-line, customer service setting
Required SkillsAttention to detail, data entry, knowledge of banking proceduresCustomer service, communication, cash handling
CertificationsGenerally not required, but familiarity with banking software helpfulHigh school diploma; customer service experience preferred

Bank Item Processing focuses on back-office tasks like handling financial documents, while Bank Tellers interact directly with customers. Both roles are essential in banking operations but differ in responsibilities and work environment.

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Bank Item Processing jobs near you
Infographic showing various Bank Item Processing job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $52,986 per year, or $25.5 per hour.
Item Exception Processing Specialist

Item Exception Processing Specialist

CarBucks

Dunn, NC • On-site

Other

Posted 23 days ago

Job description

Item Exceptions Processing Specialist

The Item Exceptions Processing Specialist supports daily exception processing activities for both consumer and commercial banking operations. This role is responsible for handling transactional tasks such as return item processing, unposted item repair, and posted exception resolution for DDA and savings accounts. Additional duties include reviewing stop payment suspect reports, processing daily chargebacks, and managing death notification entries. This position is considered essential and requires on-site presence or secure VPN access during inclement weather or emergency situations to ensure continuity of operations.

Schedule: Part Time

Essential Functions
  • Process return items and unposted items, including unauthorized and Federal Reserve returns.
  • Handle chargeback items and follow special instructions for chargeback processing.
  • Review and return stop payment suspects as directed by branch instructions.
  • Balance general ledger (GL) accounts, including:
    • FED Returns Clearing GL
    • DDA/Savings Unposted GL
    • Special Handling GL
  • Review and correct ACH exception items by updating account numbers or types in Horizon XE.
  • Upload ACH Federal Reserve Notifications of Change (NOCs) into OnBase.
  • Verify company ID numbers and check for missing customer notices on all new stop payments.
  • Receive and process Stop Pay Release Forms with customer authorization signatures.
  • Review incoming Death Notification Entries (DNEs) in accordance with established procedures.
  • Audit the Duplicate Transaction Report to ensure duplicate or piggyback items are properly returned.
  • Assist branches and branch support with inquiries related to ACH, NOCs, ACH returns, reclamations, RIP/UIR, and teller outages.
  • Monitor customer Positive Pay accounts via the First Bank Positive Pay website; return or correct items after the 11:00 a.m. customer cutoff.
  • Maintain availability as an essential employee, with on-site or VPN access required during inclement weather or disaster scenarios per the Bank's BCP (Business Continuity Plan).
  • Log support tickets or contact vendors (e.g., FIS/Horizon, Charge-Back Manager, other financial institutions) as needed.
  • Complete all required annual compliance training courses.
  • Adhere to all corporate policies, procedures, and applicable federal and state regulations, including the Bank Secrecy Act and Anti-Money Laundering Act.
  • Uphold all levels of the Bank's Service Excellence standards.
  • Perform additional duties as assigned.
General Qualifications

Knowledge & Experience: These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. Individual abilities may result in some deviation from these guidelines.

High school diploma or general education degree (GED); or the equivalent combination of education and experience.

1-2 years of experience in banking or financial operations. Knowledge and understanding of financial terminology, bank operations, policies, procedures and regulation. Knowledge and experience in FIS Horizon will be a plus.

Strong attention to detail and analytical skills.

Excellent organizational and time management skills - ability to work with minimal supervision.

Intermediate skills in computer terminal and personal computer operation; mainframe computer system; word processing, spreadsheet and specialty software programs.

Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct personnel.

Physical Demands/Work Environment:

Vision, hearing, speech, dexterity, visual concentration. A valid driver's license is required. Must have the ability to stand, walk, sit and use hands and fingers. Must have the ability to work the hours and days required to complete the essential functions of the position, as scheduled. The environment is a professional office with standard office equipment.

Cognitive Requirements:

Learning, thinking, concentration, ability to exercise self-control, ability to work in a customer relations' environment. Must be able to pay close attention to detail and be able to work as a member of a team. Must have the ability to interact effectively with co-workers and customers, and exercise self-control and diplomacy in customer and employee relations' situations. Must have the ability to exercise discretion as well as appropriate judgments when necessary.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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