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Freelance Credit Card Dispute Jobs (NOW HIRING)

Card Dispute Specialist

Omaha, NE · Hybrid

$16.82 - $28.92/hr

Accurately and efficiently review and process Credit, Debit, and ATM card transaction dispute ... claims/chargebacks * Conduct reasonable and logical investigation to resolve card transation ...

Card Services Manager

Metairie, LA · On-site

$58K - $73K/yr

Oversee all card dispute operations, including debit card, credit card, ATM, and ACH disputes where applicable. * Manage dispute management systems, ensuring timely case resolution, regulatory ...

This role supports the Fidelity credit disputes portfolio and is responsible for researching and resolving credit card dispute cases while managing a daily inventory of work. Responsibilities include ...

This role supports the Fidelity credit disputes portfolio and is responsible for researching and resolving credit card dispute cases while managing a daily inventory of work. Responsibilities include ...

This role supports the Fidelity credit disputes portfolio and is responsible for researching and resolving credit card dispute cases while managing a daily inventory of work. Responsibilities include ...

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Freelance Credit Card Dispute information

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How much do freelance credit card dispute jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for freelance credit card dispute in the United States is $20.33, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $21.39 per hour, depending on experience, location, and employer.

What is a freelance credit card dispute specialist?

Freelance credit card dispute specialists are independent professionals who help individuals or businesses resolve issues or disputes related to credit card transactions. They assist clients in gathering evidence, communicating with credit card companies or banks, and following legal procedures to challenge unauthorized charges, billing errors, or fraudulent activity. Working on a freelance basis, these specialists offer flexible services without being tied to a single financial institution, making them accessible to a wide range of clients.

What skills and qualifications are needed to thrive as a freelance credit card dispute specialist?

To thrive as a Freelance Credit Card Dispute Specialist, you need a thorough understanding of credit card regulations, dispute resolution processes, and strong analytical skills, often supported by relevant experience in finance or customer service. Familiarity with financial software, CRM systems, and secure document handling platforms is typically required. Exceptional attention to detail, clear communication, and problem-solving abilities help you stand out in managing sensitive client cases. These skills ensure accurate dispute handling, client satisfaction, and compliance with financial regulations.

What are common challenges faced by freelance credit card dispute specialists and how can they be managed?

Freelance credit card dispute specialists often encounter challenges such as handling high volumes of complex cases, staying updated on changing financial regulations, and communicating effectively with both clients and financial institutions. Managing these challenges requires strong organizational skills, continuous learning about industry standards and compliance, and building clear communication channels with clients to ensure all necessary documentation is collected promptly. Leveraging specialized dispute management software and maintaining detailed records can also help streamline the dispute resolution process and improve outcomes.

What is the difference between Freelance Credit Card Dispute vs Freelance Customer Service Representative?

AspectFreelance Credit Card DisputeFreelance Customer Service Representative
CredentialsKnowledge of credit card policies, dispute processesCommunication skills, customer service experience
Work EnvironmentRemote, independentRemote or on-site, client-based
Industry UsageFinancial services, bankingRetail, telecommunications, various sectors
Search IntentDispute resolution, fraud claimsCustomer support, issue resolution

While both roles involve assisting clients remotely, Freelance Credit Card Dispute specialists focus on resolving billing issues and fraud claims within financial institutions. In contrast, Freelance Customer Service Representatives handle a broader range of customer inquiries across various industries. Understanding these differences helps clients find the right freelancer for their specific needs.

More about Freelance Credit Card Dispute jobs

What cities are hiring for Freelance Credit Card Dispute jobs?

Cities with the most Freelance Credit Card Dispute job openings:

What are the most commonly searched types of Credit Card Dispute jobs?

The most popular types of Credit Card Dispute jobs are:

What states have the most Freelance Credit Card Dispute jobs?

States with the most job openings for Freelance Credit Card Dispute jobs include:

What job categories do people searching Freelance Credit Card Dispute jobs look for?

The top searched job categories for Freelance Credit Card Dispute jobs are:

Infographic showing various Freelance Credit Card Dispute job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $42,279 per year, or $20.3 per hour.

Card Dispute Specialist

PenFed Credit Union

Omaha, NE • Hybrid

$16.82 - $28.92/hr

Full-time

Re-posted 17 days ago


PenFed Credit Union rating

7.6

Company rating: 7.6 out of 10

Based on 14 frontline employees who took The Breakroom Quiz


Job description

Overview

PenFed is hiring a (Hybrid) Card Disputes Specialist at our Omaha, Nebraska Service Center.  The incumbent must be proficient with the efficient review and accurate processing of credit, debit and ATM card transaction disputes and pre-arbitration chargebacks.   They must also be proficient with working in PenFed’s case management CRM (Salesforce) and Fiserv’s First Disputes, EASE and STAR Station exception case management applications.  The incumbent will maintain a daily card transaction dispute case log while performing other duties as assigned.  Other duties will include but are not limited to getting a second opinion on complex and/or high dollar dispute cases, provide coverage for coworkers who are out of the office as well as assisting with card dispute case inquiries and escalations.


Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned.

  • Accurately and efficiently review and process Credit, Debit, and ATM card transaction dispute claims/chargebacks
  • Conduct reasonable and logical investigation to resolve card transation dispute claims.
  • Meet or exceed departmental daily case resolution and case quality requirements.
  • Maintain a daily case log while meeting all Regulation E, Regulation Z and card/network scheme requirements and chargeback timelines
  • Assist on the Card Dispute Assist line helping the MSR/BSR’s or Service and Support team with questions regarding existing or new card transaction dispute claims.
  • Maintain thorough knowledge of credit, debit, and PIN operating procedures, be up to date and proficient with Regulation E and Regulation Z as well as with internal PenFed policies.
  • Deliver high quality servicing to internal and external partners.
  • Notify Manager of any compliance gaps or processing errors. 

Qualifications

Equivalent combination of education and experience is considered.

  • High School Diploma or equivalent combination of education, training and experience, required.
  • Associate’s Degree, preferred
  • Minimum of two (2) years of direct and detailed knowledge of credit, debit, and ATM payment card operations with a focus on exception processing and case management.
  • Minimum of two (2) years of direct work experience in a large card disputes or fraud chargeback operations department.
  • Effective verbal, written, and interpersonal communication skills.
  • Skill in comprehending and analyzing data and identifying trends and drawing conclusions.   
  • Ability to make informed decisions.
  • Ability to mulititask in a fast-paced environment.
  • Working knowledge of Microsoft Excel and Word. 
  • Team player who can work independently.
  • Experience with AI preferred. 

Supervisory Responsibility

This position will not supervise employees.

Licenses and Certifications

There are no additional certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to alternate PenFed locations as needed.  

Pay Transparency 
The anticipated starting hourly range for this role is $16.82 - $28.92
This position is eligible for an organizational performance based annual bonus, subject to board discretion and approval.
This position is eligible for an individual performance based annual bonus.

#LI-Hybrid

Qualifications:

Equivalent combination of education and experience is considered.

  • High School Diploma or equivalent combination of education, training and experience, required.
  • Associate’s Degree, preferred
  • Minimum of two (2) years of direct and detailed knowledge of credit, debit, and ATM payment card operations with a focus on exception processing and case management.
  • Minimum of two (2) years of direct work experience in a large card disputes or fraud chargeback operations department.
  • Effective verbal, written, and interpersonal communication skills.
  • Skill in comprehending and analyzing data and identifying trends and drawing conclusions.   
  • Ability to make informed decisions.
  • Ability to mulititask in a fast-paced environment.
  • Working knowledge of Microsoft Excel and Word. 
  • Team player who can work independently.
  • Experience with AI preferred. 

Supervisory Responsibility

This position will not supervise employees.

Licenses and Certifications

There are no additional certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to alternate PenFed locations as needed.  

Pay Transparency 
The anticipated starting hourly range for this role is $16.82 - $28.92
This position is eligible for an organizational performance based annual bonus, subject to board discretion and approval.
This position is eligible for an individual performance based annual bonus.

#LI-Hybrid

Education:UNAVAILABLEEmployment Type: FULL_TIME

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