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Associate Credit Jobs (NOW HIRING)

Peachtree Hotel Group

Associate, Credit

Atlanta, GA · On-site

The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams to ensure thorough underwriting and successful deal closings. The ideal candidate will have 3-4+ ...

Peachtree Hotel Group

Associate, Credit

Atlanta, GA · On-site

The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams to ensure thorough underwriting and successful deal closings. The ideal candidate will have 3-4+ ...

BNP Paribas

Associate, Credit Manager

New York, NY · On-site

$150K - $200K/yr

Associate, Credit Manager Location: 787 Seventh Avenue, New York, NY 10019 Duties:Manage systems, processes and personnel to uphold high standards of control on credit risk and operational governance.

BNP Paribas

Associate, Credit Solutions

New York, NY · On-site

$180K - $200K/yr

Associate, Credit Solutions Location: 787 Seventh Avenue, New York, NY 10019 Duties:Assist in the origination, structuring, portfolio management and syndication of structured finance transactions.

BNP Paribas

Associate, Credit Solutions

New York, NY · On-site

$180K - $200K/yr

Associate, Credit Solutions Location: 787 7th Ave, New York, NY 10019 Duties: Manage systems, processes and personnel to uphold high standards of control on credit risk and operational governance.

Invesco

Associate Credit Analyst

Atlanta, GA · On-site

Employee stock purchase plan The Associate Credit Research Analyst will perform fundamental credit research within multiple sectors of the US investment grade corporate bond market, with a specific ...

Invesco

Associate Credit Analyst

Atlanta, GA · Hybrid

Your Role The Associate Credit Analyst will perform fundamental credit analysis of current and prospective issuers and securities for Global Liquidity portfolios. The role will assess issuer ...

Invesco

Associate Credit Analyst

Atlanta, GA · On-site

Your Role The Associate Credit Analyst will perform fundamental credit analysis of current and prospective issuers and securities for Global Liquidity portfolios. The role will assess issuer ...

Invesco

Associate Credit Analyst

Atlanta, GA · Hybrid

Employee stock purchase plan The Associate Credit Research Analyst will perform fundamental credit research within multiple sectors of the US investment grade corporate bond market, with a specific ...

NBT Bank

Associate Credit Officer

Albany, NY · On-site

$82K - $110K/yr

Joins credit officer and commercial banking officers on client and prospect calls in multiple markets. Completes due diligence and analyzes industry and company financial information. Prepares ...

NBT Bank

Associate Credit Officer

Williamsville, NY · On-site

$82K - $110K/yr

Joins credit officer and commercial banking officers on client and prospect calls in multiple markets. Completes due diligence and analyzes industry and company financial information. Prepares ...

NBT Bank

Associate Credit Officer

Utica, NY

$82K - $110K/yr

Joins credit officer and commercial banking officers on client and prospect calls in multiple markets. Completes due diligence and analyzes industry and company financial information. Prepares ...

NBT Bank

Associate Credit Officer

Norwich, NY

$82K - $110K/yr

Joins credit officer and commercial banking officers on client and prospect calls in multiple markets. Completes due diligence and analyzes industry and company financial information. Prepares ...

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All JobsAssociate Credit Jobs

Associate Credit information

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How much do associate credit jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for associate credit in the United States is $25.65, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $26.68 per hour, depending on experience, location, and employer.

How do I become a credit clerk?

To become a credit clerk, candidates typically need a high school diploma or equivalent, along with strong organizational and communication skills. Some employers prefer candidates with experience in accounting, finance, or familiarity with credit management software. On-the-job training is common, and certifications in accounting or credit management can enhance job prospects.

What are the key skills and qualifications needed to thrive as an Associate Credit professional, and why are they important?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an Associate Credit professional, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Chief Credit Officer or Credit Director, which oversee credit risk management and strategy. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with salaries reaching into six figures or higher depending on the organization and location.

What are Associate Credit professionals?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

Will a credit analyst be replaced by AI?

Credit analysts perform tasks such as evaluating financial data and assessing credit risk, which can be partially automated using AI tools. However, human judgment remains essential for complex analysis, relationship management, and decision-making, so full replacement is unlikely in the near term.

What is a credit associate job?

A credit associate is responsible for evaluating and analyzing credit data to determine the risk of lending money or extending credit to individuals or businesses. They often review financial statements, credit reports, and use credit scoring tools to make informed decisions, typically working in banking or financial services environments. Strong analytical skills and knowledge of credit policies are essential for this role.

What Is a Credit Associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

More about Associate Credit jobs
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Associate Credit jobs near you
Associate, Credit

Associate, Credit

Peachtree Hotel Group

Atlanta, GA • On-site

Full-time

Posted 3 days ago

Job description

Introduction
Peachtree Group Credit is the commercial real estate lending division of Peachtree Group. Peachtree Group is a privately held, fully integrated real estate investment management, lending and servicing platform. The company owns, operates, manages and develops hotels and invests in hotel- and other commercial real estate-related assets throughout the United States. Through its affiliate, Peachtree Group Hospitality Management, Peachtree manages the performance of 100+ hotels across 27 brands with 14,000+ rooms in 26 states
JOB SUMMRY
This Credit Associate position will play a key role in evaluating, underwriting, structuring, and managing real estate debt investments with a focus on hotel loans primarily. This position is responsible for conducting detailed credit underwriting and financial analyses and overseeing all aspects of loan due diligence and transaction execution. The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams to ensure thorough underwriting and successful deal closings. The ideal candidate will have 3-4+ years hotel loan underwriting experience and analyst supervisory experience. The candidate should possess strong analytical skills with attention to detail, and the ability to manage multiple projects in a fast-paced environment.
Role and Responsibilities
  • Perform credit analysis and underwriting for real estate debt investments across various types of commercial real estate, with a focus on hotel assets.
  • Evaluate and underwrite new hotel investment and lending opportunities by reviewing offering memorandums, financial statements, and other due diligence materials.
  • Analyze financial models in Excel and develop projections based on market and property information.
  • Help oversee, train, and direct analysts to strengthen their underwriting capabilities and understanding of hotel cash flows and markets.
  • Manage multiple lending assignments involving direct interaction with borrowers, sponsors, brokers, and lending partners.
  • Draft and prepare comprehensive materials such as term sheets, investment memorandums, and presentations for credit committees.
  • Provide analytical and operational support to senior team members across all aspects of the investment and credit process.

Qualifications
  • Education: Bachelor's degree in Finance, Real Estate, Economics, Accounting, or a related field; MBA or advanced degree a plus.
  • Experience: 3-4+ years of experience in hotel real estate finance, credit underwriting, investment analysis, or commercial real estate lending.
  • Technical Skills:
  • Strong proficiency in Microsoft Excel, including financial modeling and valuation analysis.
  • Working knowledge of real estate loan documentation, due diligence, and closing processes.
  • Analytical Skills: Exceptional quantitative and qualitative analytical abilities, with a strong attention to detail and accuracy.
  • Communication: Excellent, written, and verbal communication skills.
  • Interpersonal Skills: Ability to build and maintain relationships with internal stakeholders, borrowers, sponsors, and external partners such as brokers and legal teams.
  • Project Management: Proven ability to manage multiple transactions simultaneously while meeting deadlines in a dynamic, fast-paced environment.
  • Team Leadership: Experience mentoring or developing junior analysts is a plus.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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