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Ach Operations Jobs (NOW HIRING)

PATRIOT BANK, N.A.

ACH Analyst

OVERVIEW The ACH Analyst supports the Bank's ACH operations, including daily processing, reconciliation, monitoring, reporting, exception processing, customer support, and compliance with NACHA rules.

US Bank

ACH Business Operations Analyst

Denver, CO · On-site

We are seeking a ACH Business Operations Analyst. This person will supports ACH production operations by monitoring file activity, ensuring compliance with ACH processing rules, and resolving ...

Seacoast Bank

ACH Payment Specialist I

Orlando, FL

The Specialist is responsible for the processing of the daily operational functions including ... The ACH Payments Specialist plays a crucial role in the processing of the Bank's ACH Functions and ...

Seacoast Bank

ACH Payment Specialist I

Stuart, FL · On-site

The Specialist is responsible for the processing of the daily operational functions including ... The ACH Payments Specialist plays a crucial role in the processing of the Bank's ACH Functions and ...

Sunwest Bank

ACH Specialist

Meridian, ID · On-site

Exercises sound judgement in making operation decisions on behalf of the Bank and its clients ... Knowledge of ACH processing, ACH Origination, return processing, exception handling, and Nacha ...

Sunwest Bank

ACH Specialist

Meridian, ID · On-site

Exercises sound judgement in making operation decisions on behalf of the Bank and its clients ... Knowledge of ACH processing, ACH Origination, return processing, exception handling, and Nacha ...

Seacoast Bank

ACH Payment Specialist I

Stuart, FL · On-site

The Specialist is responsible for the processing of the daily operational functions including ... The ACH Payments Specialist plays a crucial role in the processing of the Bank's ACH Functions and ...

Seacoast Bank

ACH Payment Specialist I

Stuart, FL

The Specialist is responsible for the processing of the daily operational functions including ... The ACH Payments Specialist plays a crucial role in the processing of the Bank's ACH Functions and ...

Doeren hew

ACH Specialist (Client Service)

Troy, MI · On-site

$65 - $85/hr

Working knowledge of ACH operations, Nacha Operating Rules, and real-time payment (RTP) systems. * Strong analytical, problem-solving, written and verbal communication skills. * Proficiency in ...

Doeren hew

$65 - $85/hr

Working knowledge of ACH operations, Nacha Operating Rules, and real-time payment (RTP) systems. * Strong analytical, problem-solving, written and verbal communication skills. * Proficiency in ...

Anchorage Digital

Member of Client Operations, ACH

As a Member of Client Operations, ACH you are responsible for supporting the day-to-day processing and reconciliation of client cash movements. In this role, you ensure an excellent operational ...

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Ach Operations information

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$9

$24

$49

How much do ach operations jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for ach operations in the United States is $24.15, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $27.64 per hour, depending on experience, location, and employer.

What is ACH operations?

ACH Operations refer to the management and processing of Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Professionals in ACH Operations handle tasks such as initiating, monitoring, and reconciling ACH files, ensuring compliance with banking regulations, and resolving payment exceptions or errors. Their work is essential for supporting payroll deposits, bill payments, and other direct deposit services. ACH Operations staff must be detail-oriented and knowledgeable about NACHA rules—the governing body for ACH transactions.

What are the key skills and qualifications needed to thrive as an ACH operations specialist?

To excel as an ACH Operations Specialist, you need a solid understanding of banking procedures, payment processing, and compliance regulations, often supported by experience in financial operations or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and regulatory platforms like NACHA rules is essential. Attention to detail, analytical thinking, and strong organizational skills help ensure accurate transaction processing and issue resolution. These competencies are crucial for maintaining transaction integrity, regulatory compliance, and efficient financial operations.

What are some common challenges faced by ACH operations professionals, and how can they be addressed?

ACH Operations professionals often deal with high transaction volumes, strict processing deadlines, and evolving compliance requirements. Managing exceptions, such as returned or rejected transactions, can also be complex and time-sensitive. Staying updated on regulatory changes and leveraging automation tools helps minimize errors and improve efficiency. Effective communication with internal teams and external partners is crucial for resolving issues promptly and ensuring smooth payment processing.

What is the difference between Ach Operations vs Accounts Payable Specialist?

AspectAch OperationsAccounts Payable Specialist
Primary RoleManaging ACH transactions, payment processing, and electronic fund transfersProcessing vendor invoices, managing payments, and reconciling accounts payable
Required CredentialsBasic accounting knowledge, familiarity with ACH systemsAccounting or finance certification often preferred
Work EnvironmentFinance or accounting department, often in banking or corporate financeFinance or accounting department, typically in corporate settings
Industry UsageBanking, financial services, corporate financeCorporate finance, accounting departments across industries

Ach Operations and Accounts Payable Specialist roles both involve financial transactions, but Ach Operations focuses on electronic ACH payments and fund transfers, while Accounts Payable Specialists handle invoice processing and vendor payments. The roles often overlap in finance departments, but Ach Operations emphasizes electronic payment systems, making it essential for roles involving ACH transactions.

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Ach Operations jobs near you
Infographic showing various Ach Operations job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $50,239 per year, or $24.2 per hour.

ACH Specialist - Electronic Banking

The National Bank of Indianapolis

Indianapolis, IN • On-site

Full-time

Re-posted 20 days ago

Job description

Do you enjoy solving problems, supporting customers, and ensuring critical financial transactions are processed accurately and efficiently? The National Bank of Indianapolis is seeking an ACH Specialist to support our Electronic Banking team.

In this role, you'll support ACH operations while delivering outstanding service and technical support to both customers and internal partners.

How You'll Contribute

  • Provide outstanding customer service and technical support via phone and email
  • Respond promptly to customer inquiries, requests, and issues
  • Troubleshoot electronic banking and technology-related concerns
  • Explain products, services, and technical information in clear, user-friendly terms
  • Process ACH returns, stop payments, disputes, change notifications, and unposted items
  • Release same-day ACH debit and credit files to the Federal Reserve
  • Load, process, balance, and maintain ACH and related electronic payment files
  • Review OFAC suspects, track international ACH items, and balance FedNow and RTP transactions
  • Review system reports to ensure accuracy and compliance
  • Partner with internal departments to resolve issues and improve service
  • Support reporting activities and serve as backup for other Electronic Banking functions

What We're Looking For

  • High school diploma or equivalent required; some college coursework preferred
  • Banking operations experience and knowledge of electronic banking products and services preferred
  • Strong customer service, communication, and interpersonal skills
  • Ability to explain technical concepts clearly to a variety of users
  • Strong analytical, problem-solving, and organizational abilities
  • Ability to manage multiple priorities and meet deadlines
  • High degree of accuracy and attention to detail
  • Proficiency with Microsoft Office and general computer systems; working knowledge of computer hardware, software, and networking technologies

Apply