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Ach Operations Jobs (NOW HIRING)

FirstBank

ACH Operations Specialist

Anniston, AL · On-site

Work on ACH Origination annual reviews for all ACH Originators. * Provide direct phone and email support for ACH Operations, using effective communication skills to assist bankers and internal ...

FirstBank

ACH Operations Specialist

Franklin, TN · On-site

Work on ACH Origination annual reviews for all ACH Originators. * Provide direct phone and email support for ACH Operations, using effective communication skills to assist bankers and internal ...

FirstBank

ACH Operations Specialist

Lexington, TN · On-site

Work on ACH Origination annual reviews for all ACH Originators. * Provide direct phone and email support for ACH Operations, using effective communication skills to assist bankers and internal ...

FirstBank

ACH Operations Specialist

Lexington, TN · On-site

Work on ACH Origination annual reviews for all ACH Originators. * Provide direct phone and email support for ACH Operations, using effective communication skills to assist bankers and internal ...

Cypress HCM

ACH Operations Specialist I

Cincinnati, OH

$20/hr

ACH Operations Specialist I Part-Time 6-Month Contract (20 hours/week) Location: Cincinnati, OH - Onsite 5 days/week Part Time: 3:30 - 7:30pmEST (20 hours/week) Pay: $20/hr Responsibilities: The ACH ...

Evolve

ACH Operations Analyst

Memphis, TN · On-site

The ACH Operations Analyst will be responsible for all duties associated with the daily functions and processing of the Deposit Operations, knowing ACH regulations and understanding the related ...

Evolve Bank & Trust

ACH Operations Analyst

Memphis, TN · On-site

The ACH Operations Analyst will be responsible for all duties associated with the daily functions and processing of the Deposit Operations, knowing ACH regulations and understanding the related ...

MUFG Bank, Ltd.

ACH Operations Initiatives AVP

Tampa, FL · On-site

$82K - $106K/yr

Own the operational design, execution and readiness activities for complex projects impacting ACH processing capabilities, partnering with technology and other stakeholders to support successful ...

MUFG

ACH Operations Initiatives AVP

Tempe, AZ · Hybrid

$82K - $106K/yr

Own the operational design, execution and readiness activities for complex projects impacting ACH processing capabilities, partnering with technology and other stakeholders to support successful ...

MUFG

ACH Operations Initiatives AVP

Tampa, FL · Hybrid

$82K - $106K/yr

Own the operational design, execution and readiness activities for complex projects impacting ACH processing capabilities, partnering with technology and other stakeholders to support successful ...

Heritage Family Credit Union

ACH Coordinator

Rutland, VT · On-site

$20.54 - $25.68/hr

Supporting Deposit Operations through wire processing, hotline coverage, audits, and cross ... ACH Coordinator FLSA Status: Non-Exempt Department: Deposit Operations EEO Code: Administrative ...

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All JobsAch Operations Jobs

Ach Operations information

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$9

$24

$49

How much do ach operations jobs pay per hour?

As of Jun 13, 2026, the average hourly pay for ach operations in the United States is $24.15, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $27.64 per hour, depending on experience, location, and employer.

What is a ACH salary payment?

An ACH salary payment is a direct deposit made through the Automated Clearing House (ACH) network, which electronically transfers funds from an employer’s bank account to an employee’s bank account. ACH payments are commonly used for payroll due to their efficiency and security, often processed on a scheduled basis such as biweekly or monthly. ACH processing requires knowledge of banking systems and compliance with financial regulations.

What jobs pay $2000 a day?

Ach Operations roles typically do not pay $2000 a day; such high daily earnings are more common in specialized fields like executive consulting, high-level trading, or certain freelance professional services. These positions often require extensive experience, certifications, or a strong network, and may involve project-based or contract work with high compensation rates.

What jobs make $1,000,000 a year?

Ach Operations roles typically do not reach $1,000,000 annually; such high earnings are usually associated with top executives, successful entrepreneurs, or highly specialized professionals in finance, technology, or investment banking. These positions often require extensive experience, advanced skills, and significant responsibility, and compensation may include bonuses, stock options, or profit sharing.

How much does an ACH specialist make?

An ACH specialist typically earns between $45,000 and $70,000 annually, depending on experience, location, and certifications. They often work in financial institutions or payment processing companies, requiring knowledge of electronic funds transfer systems and compliance standards.

What are ACH Operations?

ACH Operations refer to the management and processing of Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Professionals in ACH Operations handle tasks such as initiating, monitoring, and reconciling ACH files, ensuring compliance with banking regulations, and resolving payment exceptions or errors. Their work is essential for supporting payroll deposits, bill payments, and other direct deposit services. ACH Operations staff must be detail-oriented and knowledgeable about NACHA rules—the governing body for ACH transactions.

What are the key skills and qualifications needed to thrive as an ACH Operations Specialist, and why are they important?

To excel as an ACH Operations Specialist, you need a solid understanding of banking procedures, payment processing, and compliance regulations, often supported by experience in financial operations or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and regulatory platforms like NACHA rules is essential. Attention to detail, analytical thinking, and strong organizational skills help ensure accurate transaction processing and issue resolution. These competencies are crucial for maintaining transaction integrity, regulatory compliance, and efficient financial operations.

What are some common challenges faced by ACH Operations professionals, and how can they be addressed?

ACH Operations professionals often deal with high transaction volumes, strict processing deadlines, and evolving compliance requirements. Managing exceptions, such as returned or rejected transactions, can also be complex and time-sensitive. Staying updated on regulatory changes and leveraging automation tools helps minimize errors and improve efficiency. Effective communication with internal teams and external partners is crucial for resolving issues promptly and ensuring smooth payment processing.

What is the difference between Ach Operations vs Accounts Payable Specialist?

AspectAch OperationsAccounts Payable Specialist
Primary RoleManaging ACH transactions, payment processing, and electronic fund transfersProcessing vendor invoices, managing payments, and reconciling accounts payable
Required CredentialsBasic accounting knowledge, familiarity with ACH systemsAccounting or finance certification often preferred
Work EnvironmentFinance or accounting department, often in banking or corporate financeFinance or accounting department, typically in corporate settings
Industry UsageBanking, financial services, corporate financeCorporate finance, accounting departments across industries

Ach Operations and Accounts Payable Specialist roles both involve financial transactions, but Ach Operations focuses on electronic ACH payments and fund transfers, while Accounts Payable Specialists handle invoice processing and vendor payments. The roles often overlap in finance departments, but Ach Operations emphasizes electronic payment systems, making it essential for roles involving ACH transactions.

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Ach Operations jobs near you

ACH Operations Specialist

Raymond James Financial, Inc.

Pittsburgh, PA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

Job description

Job Description Summary
HOURS: 4 PM - 1 AM (Monday through Friday)
Job Description
The ACH Operations Specialist manages the daily processing windows of ACH file processing. In addition, the ACH Operations Specialist manages all processing exceptions, batch and file suspensions, fraud monitoring, new employee training, ongoing client support, and troubleshooting. The ACH Operations Specialist also performs daily General Ledger reconciliation of Check, ACH, Wire, Debit Card, ICS, and other Miscellaneous accounts. The ACH Operations Specialist will maintain a solid understanding of ACH batch and file processing, ACH services and back-office processes, adequate understanding of the NACHA rules, General Ledger accounting.
ESSENTIAL FUNCTIONS OF THE POSITION:
  • Assists the ACH Operations team lead on daily tasks
  • Assist in the training of new employees
  • Manage ACH file processing windows and exception processing
  • Manage transaction fraud monitoring and client communication
  • Assist the ACH Team Lead on all Fraud related activity, as it relates to funds retrieval, documentation, and reporting
  • Manage General Ledger balancing for Check, ACH, Wire, Debit Card, and ICS
  • Responsible for covering late ACH window monitoring when required
  • Work closely with BSA, Risk and Compliance, Management, Sales, Deposit Operations, Treasury Operations, and Wire Operations.

EDUCATION AND EXPERIENCE REQUIREMENTS:
  • High School diploma or equivalent; post-secondary education preferred
  • A minimum of 4 years of experience, including 2 years bank operations experience in an ACH operations role.

ESSENTIAL SKILLS AND ABILITIES:
  • Demonstrated knowledge of all ACH products, systems, and related processes.
  • Thorough understanding of transmission processing for ACH, and understanding file layouts
  • Understanding of Fraud monitoring and Fraudulent activity on ACH transactions
  • Understanding of General Ledger balancing principals
  • Demonstrated ability to communicate effectively with clients, Management, staff, and support vendors.
  • Job may require additional hours of work during peak periods to meet service levels.

Education
Bachelor's: Accounting, Bachelor's: Business Administration, Bachelor's: Finance
Work Experience
General Experience - 7 to 12 months
Certifications
Travel
Less than 25%
Workstyle
Hybrid
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm
At Raymond James - as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

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