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Ach Operations Jobs in Arizona (NOW HIRING)

Own the operational design, execution and readiness activities for complex projects impacting ACH processing capabilities, partnering with technology and other stakeholders to support successful ...

Deposit Operations Specialist

Phoenix, AZ · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Deposit Operations Specialist

Phoenix, AZ · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Operations Manager- for our Upcoming Ahwatukee Club Here We GROW Again! Are you ready to step into ... Coach and assist staff on sales techniques to improve conversions, ACH enrollment, referrals, and ...

Operations Manager- for our Upcoming Mesa Grand Club Here We GROW Again! Are you ready to step into ... Coach and assist staff on sales techniques to improve conversions, ACH enrollment, referrals, and ...

Operations Manager- for our Upcoming Paradise Valley Club Here We GROW Again! Are you ready to step ... Coach and assist staff on sales techniques to improve conversions, ACH enrollment, referrals, and ...

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Ach Operations information

What is ACH operations?

ACH Operations refer to the management and processing of Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Professionals in ACH Operations handle tasks such as initiating, monitoring, and reconciling ACH files, ensuring compliance with banking regulations, and resolving payment exceptions or errors. Their work is essential for supporting payroll deposits, bill payments, and other direct deposit services. ACH Operations staff must be detail-oriented and knowledgeable about NACHA rules—the governing body for ACH transactions.

What are the key skills and qualifications needed to thrive as an ACH operations specialist?

To excel as an ACH Operations Specialist, you need a solid understanding of banking procedures, payment processing, and compliance regulations, often supported by experience in financial operations or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and regulatory platforms like NACHA rules is essential. Attention to detail, analytical thinking, and strong organizational skills help ensure accurate transaction processing and issue resolution. These competencies are crucial for maintaining transaction integrity, regulatory compliance, and efficient financial operations.

What are some common challenges faced by ACH operations professionals, and how can they be addressed?

ACH Operations professionals often deal with high transaction volumes, strict processing deadlines, and evolving compliance requirements. Managing exceptions, such as returned or rejected transactions, can also be complex and time-sensitive. Staying updated on regulatory changes and leveraging automation tools helps minimize errors and improve efficiency. Effective communication with internal teams and external partners is crucial for resolving issues promptly and ensuring smooth payment processing.

What is the difference between Ach Operations vs Accounts Payable Specialist?

AspectAch OperationsAccounts Payable Specialist
Primary RoleManaging ACH transactions, payment processing, and electronic fund transfersProcessing vendor invoices, managing payments, and reconciling accounts payable
Required CredentialsBasic accounting knowledge, familiarity with ACH systemsAccounting or finance certification often preferred
Work EnvironmentFinance or accounting department, often in banking or corporate financeFinance or accounting department, typically in corporate settings
Industry UsageBanking, financial services, corporate financeCorporate finance, accounting departments across industries

Ach Operations and Accounts Payable Specialist roles both involve financial transactions, but Ach Operations focuses on electronic ACH payments and fund transfers, while Accounts Payable Specialists handle invoice processing and vendor payments. The roles often overlap in finance departments, but Ach Operations emphasizes electronic payment systems, making it essential for roles involving ACH transactions.

What are popular job titles related to Ach Operations jobs in Arizona?

For Ach Operations jobs in Arizona, the most frequently searched job titles are:

What cities in Arizona are hiring for Ach Operations jobs?

Cities in Arizona with the most Ach Operations job openings:

Infographic showing various Ach Operations job openings in Arizona as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 10% Part Time, 2% Temporary, 2% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

ACH Operations Initiatives, AVP

MUFG

Tempe, AZ • Hybrid

$84K - $106K/yr

Full-time

Medical, Retirement, PTO

Posted 11 days ago


MUFG rating

8.1

Company rating: 8.1 out of 10

Based on 7 frontline employees who took The Breakroom Quiz


Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Responsibilities:

  • Own and lead coordination, documentation, tracking and delivery of process improvement, risk mitigation and other initiatives within ACH Payments.
  • Own the operational design, execution and readiness activities for complex projects impacting ACH processing capabilities, partnering with technology and other stakeholders to support successful enterprise delivery.
  • Analyze current-state operational and business processes, identify efficiency and control improvement opportunities and lead end-to-end implementation of sustainable solutions.
  • Act as a key liaison with internal stakeholders and partner teams, building strong working relationships to drive alignment, resolve issues and deliver results.
  • Manage day-to-day operational activities, including client profile setup and maintenance, research, investigations and issue resolution, as needed.
  • Lead and coordinate User Acceptance Testing (UAT) for ACH-related enhancements, changes and new initiatives.
  • Develop, maintain and enhance procedures, process flows, and operational documentation to support business-as-usual operations and change management.
  • Proactively identify operational, regulatory and process risks, escalating and addressing issues appropriately.
  • Stay informed on banking and payments industry trends and assess their impact on ACH operations and strategy.

Qualifications:

  • Extensive experience supporting ACH payment services, including a strong working knowledge of NACHA operating rules and guidelines.
  • Solid understanding of payment file formats and end-to-end ACH transmission and processing workflows.
  • Demonstrated experience representing operations team in large enterprise projects, with accountability for operational design, controls, and postimplementation stabilization.
  • Proven experience leading business analysis, process improvement and initiatives within an ACH payments environment.
  • Demonstrated ability to independently manage complex initiatives with minimal oversight while delivering high-quality results.
  • Strong critical thinking skills, with the ability to challenge existing processes and recommend effective alternatives.
  • Excellent organizational and prioritization skills, with the ability to manage multiple concurrent initiatives in a fast-paced environment.
  • Demonstrated ability to influence, coordinate and direct activities across teams without direct authority.
  • Strong problem-solving, negotiation and conflict management capabilities.
  • Professional, effective written, verbal and interpersonal communication skills, with experience communicating at multiple organizational levels.
  • Sound and timely decision-making skills that demonstrate judgment, flexibility and resourcefulness.
  • High level of integrity, customer focus and accountability.
  • Self-starter with a strong sense of ownership and commitment to continuous improvement.

Education:

  • Bachelor's degree or equivalent relevant experience.

The typical base pay range for this role is between $84K - $106K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonuses and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.

What MUFG employees say

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About MUFG

Sourced by ZipRecruiter

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 6th largest financial group in the world. Across the globe, we're 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

New York, NY, US

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