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Ach Operations Jobs in Illinois (NOW HIRING)

INB, N.A.

ACH Operations Specialist

Springfield, IL

$50K - $60K/yr

As our ACH Operations Specialist, you'll play a key role in ensuring payments move accurately and efficiently while providing exceptional support to both our clients and internal teams. Every day ...

Servbank

Deposit Operations Specialist

Clifton, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Danville, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Hoopeston, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Danville, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Bourbonnais, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank, sb Inc.

Deposit Operations Specialist

Savoy, IL

$18.50 - $23.47/hr

Description The Deposit Operations Specialist is responsible for the accurate and timely processing ... Responsible for item processing, including incoming and outgoing wire transfers, ACH transactions ...

Servbank

Deposit Operations Specialist

Savoy, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Watseka, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Champaign, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Hoopeston, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Clifton, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

Servbank

Deposit Operations Specialist

Bourbonnais, IL · On-site

$18.50 - $23.47/hr

The Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions, with a primary focus on wire transfers, ACH activity, and check processing.

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All JobsAch Operations JobsAch Operations Jobs in Illinois

Ach Operations information

What is ACH operations?

ACH Operations refer to the management and processing of Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Professionals in ACH Operations handle tasks such as initiating, monitoring, and reconciling ACH files, ensuring compliance with banking regulations, and resolving payment exceptions or errors. Their work is essential for supporting payroll deposits, bill payments, and other direct deposit services. ACH Operations staff must be detail-oriented and knowledgeable about NACHA rules—the governing body for ACH transactions.

What are the key skills and qualifications needed to thrive as an ACH operations specialist?

To excel as an ACH Operations Specialist, you need a solid understanding of banking procedures, payment processing, and compliance regulations, often supported by experience in financial operations or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and regulatory platforms like NACHA rules is essential. Attention to detail, analytical thinking, and strong organizational skills help ensure accurate transaction processing and issue resolution. These competencies are crucial for maintaining transaction integrity, regulatory compliance, and efficient financial operations.

What are some common challenges faced by ACH operations professionals, and how can they be addressed?

ACH Operations professionals often deal with high transaction volumes, strict processing deadlines, and evolving compliance requirements. Managing exceptions, such as returned or rejected transactions, can also be complex and time-sensitive. Staying updated on regulatory changes and leveraging automation tools helps minimize errors and improve efficiency. Effective communication with internal teams and external partners is crucial for resolving issues promptly and ensuring smooth payment processing.

What is the difference between Ach Operations vs Accounts Payable Specialist?

AspectAch OperationsAccounts Payable Specialist
Primary RoleManaging ACH transactions, payment processing, and electronic fund transfersProcessing vendor invoices, managing payments, and reconciling accounts payable
Required CredentialsBasic accounting knowledge, familiarity with ACH systemsAccounting or finance certification often preferred
Work EnvironmentFinance or accounting department, often in banking or corporate financeFinance or accounting department, typically in corporate settings
Industry UsageBanking, financial services, corporate financeCorporate finance, accounting departments across industries

Ach Operations and Accounts Payable Specialist roles both involve financial transactions, but Ach Operations focuses on electronic ACH payments and fund transfers, while Accounts Payable Specialists handle invoice processing and vendor payments. The roles often overlap in finance departments, but Ach Operations emphasizes electronic payment systems, making it essential for roles involving ACH transactions.

What are popular job titles related to Ach Operations jobs in Illinois?

For Ach Operations jobs in Illinois, the most frequently searched job titles are:

What job categories do people searching Ach Operations jobs in Illinois look for?

The top searched job categories for Ach Operations jobs in Illinois are:

What cities in Illinois are hiring for Ach Operations jobs?

Cities in Illinois with the most Ach Operations job openings:

Ach Operations jobs near you
Infographic showing various Ach Operations job openings in Illinois as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 100% In-person job distribution.

ACH Operations Specialist

Illinois National Bank

Springfield, IL • On-site

$50K - $60K/yr

Full-time

Medical, Dental, Vision, Life

Posted 27 days ago

Job description

Please note: This is an in-office position located in Springfield, IL
About Us:
At INB, your career is more than a job; it's a chance to make a difference. As a locally owned, community-focused bank, we help individuals and businesses reach their financial goals through personalized service and trusted relationships. Our team is built on care, creativity, teamwork, balance, smart work, and enthusiasm. Join us and be part of a purpose-driven culture that makes a positive impact every day.
Job Summary
Are you someone who enjoys solving problems, keeping things running smoothly, and being the go-to person for all things ACH? If so, we'd love to meet you! As our ACH Operations Specialist, you'll play a key role in ensuring payments move accurately and efficiently while providing exceptional support to both our clients and internal teams. Every day brings something a little different from processing transactions and researching issues to helping implement new ACH services. If you enjoy learning, collaborating, and making an impact behind the scenes, this could be the perfect fit.
Requirements
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily as well as other duties that are assigned. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Key Responsibilities:
Supervisory Responsibilities
This role does not have direct supervisory responsibilities.
Qualifications
  • Serve as the primary point of contact and subject matter expert for all ACH-related operations, ensuring accuracy, compliance, and timely resolution of critical processes, including:
  • Daily ACH file processing and balancing
  • Incoming ACH returns
  • New ACH Client setup and ongoing risk reviews
  • ACH dispute investigation, research, and resolution
  • Processing death notifications, reclamations, and ACH reversals in accordance with regulatory requirements
  • Contribute to a culture of cross-training and collaboration, supporting other operations as needed.
  • Apply sound judgment and problem-solving skills to resolve both routine and complex inquiries.

Education & Experience
  • Banking operations or related financial services experience is preferred. Familiarity with ACH, payment processing, or deposit operation is a plus.

Skills & Abilities
  • Strong communication skills with the ability to explain processes clearly and professionally both in writing and verbally.
  • Excellent organizational skills, with the ability to prioritize tasks and manage deadlines.
  • Analytical mindset with basic math proficiency, including percentages, ratios, and graphs.
  • Tech-savvy mindset with proficiency in Microsoft Office and the ability to learn new banking systems quickly.
  • Flexible, adaptable, and team-oriented, with a focus on shared goals in a fast-changing environment.

Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee is required to regularly lift and/or move up to 10 pounds. Long periods of sitting or standing in front of computer monitor. Use of hands to maintain desktop/laptop computer systems.
Salary: $50,000-$60,000 annually.
The estimated hiring range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications, and other job-related reasons.
Group Insurance Benefits and Plans
INB provides health, dental, vision, and life insurance benefits to all full-time employees. Coverage is also extended to their eligible dependents. Active employees make premium contributions based on plan selections. Please click the link below for all benefits that are offered.
https://www.inb.com/Resources/9f1b90c4-905c-4cd7-9dee-afd9937ab37a/INB%20employee%20benefit%20flier%202025.pdf
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, skills, or working conditions.
ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for American with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis.
INB, N.A. is committed to Equal Employment Opportunity with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment. It is INB's policy to afford equal opportunity to all employees and applicants for employment without regard to race, creed, color, sex, sexual orientation, age, marital status, national origin, disability, religion, veteran status, or any other basis prohibited by law. The EEO Law poster is available here: Know Your Rights: Workplace discrimination is illegal
Salary Description
$50,000-$60,000 annually.

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