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Ach Operations Jobs in California (NOW HIRING)

WESTAMERICA BANK

$16.90 - $26.69/hr

Facilitate the processing of ACH origination files adhering to internal and industry deadlines ... Support other operational functions including but not limited to Remote Deposit Capture ...

Westamerica Bank

$16.90 - $26.69/hr

Facilitate the processing of ACH origination files adhering to internal and industry deadlines ... Support other operational functions including but not limited to Remote Deposit Capture ...

Westamerica Bank

$16.90 - $26.69/hr

Facilitate the processing of ACH origination files adhering to internal and industry deadlines ... Support other operational functions including but not limited to Remote Deposit Capture ...

Abbott

Director, Quality & Regulatory Affairs

Livermore, CA · On-site

$175K - $232K/yr

This leader will oversee Quality Systems and Regulatory Affairs activities across ACH, driving operational excellence, regulatory compliance, inspection readiness, and continuous improvement. The ...

Abbott

Director, Quality & Regulatory Affairs

Livermore, CA

$175K - $232K/yr

This leader will oversee Quality Systems and Regulatory Affairs activities across ACH, driving operational excellence, regulatory compliance, inspection readiness, and continuous improvement. The ...

Abbott

Director, Quality & Regulatory Affairs

Livermore, CA · On-site

$175K - $232K/yr

This leader will oversee Quality Systems and Regulatory Affairs activities across ACH, driving operational excellence, regulatory compliance, inspection readiness, and continuous improvement. The ...

Mechanics Bank

Treasury Operations Specialist

Irvine, CA

$25.50 - $30/hr

Mechanics Bank currently searching for a Treasury Operations Specialist to join our team. Here at ... Business Online Banking, Remote Deposit Capture, online ACH and Wire origination, etc. Support may ...

Mechanics Bank

Treasury Operations Specialist

Irvine, CA · On-site

$25.50 - $30/hr

Mechanics Bank currently searching for a Treasury Operations Specialist to join our team. Here at ... Business Online Banking, Remote Deposit Capture, online ACH and Wire origination, etc. Support may ...

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Ach Operations information

What is ACH in salary?

ACH in salary refers to Automated Clearing House transfers, a secure electronic network used to process direct deposit payments, including employee wages. ACH payments are commonly used by employers for efficient and timely salary disbursements, often requiring employees to provide bank account details for setup.

What jobs make $1,000,000 a year?

Ach Operations roles typically do not reach $1,000,000 annually; such high earnings are usually associated with top executives, successful entrepreneurs, or highly specialized professionals in finance, technology, or investment sectors. These positions often require extensive experience, advanced skills, and significant responsibility or ownership stakes.

Is banking operations a stressful job?

Banking operations roles can be stressful due to the need for accuracy, strict regulatory compliance, and tight deadlines. Employees often handle high-volume transactions and use specialized software, which requires attention to detail and strong organizational skills. The level of stress varies depending on the workload, company culture, and individual resilience.

What are ACH Operations?

ACH Operations refer to the management and processing of Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Professionals in ACH Operations handle tasks such as initiating, monitoring, and reconciling ACH files, ensuring compliance with banking regulations, and resolving payment exceptions or errors. Their work is essential for supporting payroll deposits, bill payments, and other direct deposit services. ACH Operations staff must be detail-oriented and knowledgeable about NACHA rules—the governing body for ACH transactions.

What is an ACH operator?

An ACH operator is a central clearing facility that processes and settles electronic payments through the Automated Clearing House network. ACH operators receive, sort, and deliver ACH transactions between financial institutions, ensuring efficient and secure transfer of funds. Working in ACH operations requires attention to detail, knowledge of banking regulations, and familiarity with electronic payment systems.

What are the key skills and qualifications needed to thrive as an ACH Operations Specialist, and why are they important?

To excel as an ACH Operations Specialist, you need a solid understanding of banking procedures, payment processing, and compliance regulations, often supported by experience in financial operations or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and regulatory platforms like NACHA rules is essential. Attention to detail, analytical thinking, and strong organizational skills help ensure accurate transaction processing and issue resolution. These competencies are crucial for maintaining transaction integrity, regulatory compliance, and efficient financial operations.

What are some common challenges faced by ACH Operations professionals, and how can they be addressed?

ACH Operations professionals often deal with high transaction volumes, strict processing deadlines, and evolving compliance requirements. Managing exceptions, such as returned or rejected transactions, can also be complex and time-sensitive. Staying updated on regulatory changes and leveraging automation tools helps minimize errors and improve efficiency. Effective communication with internal teams and external partners is crucial for resolving issues promptly and ensuring smooth payment processing.

What is the difference between Ach Operations vs Accounts Payable Specialist?

AspectAch OperationsAccounts Payable Specialist
Primary RoleManaging ACH transactions, payment processing, and electronic fund transfersProcessing vendor invoices, managing payments, and reconciling accounts payable
Required CredentialsBasic accounting knowledge, familiarity with ACH systemsAccounting or finance certification often preferred
Work EnvironmentFinance or accounting department, often in banking or corporate financeFinance or accounting department, typically in corporate settings
Industry UsageBanking, financial services, corporate financeCorporate finance, accounting departments across industries

Ach Operations and Accounts Payable Specialist roles both involve financial transactions, but Ach Operations focuses on electronic ACH payments and fund transfers, while Accounts Payable Specialists handle invoice processing and vendor payments. The roles often overlap in finance departments, but Ach Operations emphasizes electronic payment systems, making it essential for roles involving ACH transactions.

What are the most commonly searched types of Ach Operations jobs in California? The most popular types of Ach Operations jobs in California are:
What are popular job titles related to Ach Operations jobs in California? For Ach Operations jobs in California, the most frequently searched job titles are:
What job categories do people searching Ach Operations jobs in California look for? The top searched job categories for Ach Operations jobs in California are:
What cities in California are hiring for Ach Operations jobs? Cities in California with the most Ach Operations job openings:
Ach Operations jobs near you
Infographic showing various Ach Operations job openings in California as of July 2026, with employment types broken down into 2% Locum Tenens, 83% Full Time, 6% Part Time, 2% Temporary, 3% Contract, and 4% Summer. Highlights an 88% Physical, 6% Hybrid, and 6% Remote job distribution.

ACH Specialist 1

Farmers and Merchants Bank of Long Beach

Seal Beach, CA • On-site

Full-time

Posted yesterday

Job description

Job Summary

The ACH Specialist 1 is responsible for daily ACH receipt and return operations in accordance with the NACHA Rules, Federal Reserve guidelines, and bank policies and procedures. This position supports end-to-end ACH processing, including exception handling, returns, reconciliations, and client support. The ACH Specialist 1 assist with compliance monitoring, reporting, and special projects to ensure accurate, timely and compliant ACH operations.

Essential Duties

  • Process daily ACH Receipt activity, including exception items, returns, Notification of Change (NOC), and Death Notification Entries (DNE) in compliance with NACHA Rules and Federal Reserve requirements, Regulation E and Bank policies and procedures.
  • Reconcile daily ACH settlement activity to ensure accurate and complete posting of transactions.
  • Research, resolve, and respond to ACH disputes, errors and inquiries in accordance with Regulation E and Bank procedures.
  • Provide high quality customer service by responding promptly and professionally to phone and email inquiries from internal and external clients.
  • Review daily OFAC monitoring reports and escalate items as required.
  • Compile, maintain, and distribute ACH related reports, spreadsheets, and documentation as required to support operational and compliance needs.
  • Maintain current knowledge of ACH regulations, Bank policies, and procedural updates.
  • Participate in special projects such as but not limited to system conversions, release, disaster recovery testing, and process improvements.
  • Attend training and work towards advancing to an ACH Specialist 2 position.
  • Provide support to internal teams and external clients by responding promptly and professionally to ACH inquiries, including but not limited to transaction status and troubleshooting assistance.
  • Recognize and identify ACH operational or compliance issues and notify management when discrepancies, errors, or risks are identified.
  • Demonstrate dependability by consistently meeting deadlines, following procedures, and maintaining accuracy and quality daily work.

Complies with all State and Federal Banking regulatory requirements, including but not limited to: BSA, Anti-Money Laundering OFAC, CIP, Financial Elder Abuse Reporting, Sexual Harassment, Information Security, and privacy requirements. This position will elevate suspicious activity to supervisory staff and/or BSA department. Completes compliance and other technical training workshops as assigned.

Non-Essential Duties
  • Procedure documentation
  • Scanning & Filing ACH documents.
  • Monthly certifications
  • Statistical tracking and reporting

Required Knowledge

  • NACHA Rules
  • Regulation E
  • Regulation CC
  • Regulation DD
  • Bank Secrecy Act

Basic Knowledge, Skills, and Abilities

  • Outstanding customer service skills
  • Excellent written and oral communication skills
  • Strong analytical, critical thinking, and problem-solving skills.
  • Ability to work in an environment where deadlines require timely and accurate processing.
  • Demonstrated ability to work independently while supporting a team.
  • Proficient personal computer skills including Microsoft Office Outlook, Word & Excel
  • Ability to work in multiple online systems required for ACH processing.
  • Strong oral and written communication skills when interacting with internal and external clients.
  • Ability to respectfully communicate with Management and Co-workers
  • Strong attention to detail with excellent follow-through
  • Must have ability to multi-task in a fast-paced environment maintaining attention to detail.
  • Ability to respectfully communicate with Management and Co-workers

Equipment Operated

  • Lap/Desk top computers.
  • Standard Office Equipment (copiers, fax machines)

Physical Requirements & Work Environment

  • Requires sitting for prolonged periods of time.
  • Requires lifting to 5 lbs.
  • Office setting w/controlled temperature

Education and Experience

  • High School Diploma or equivalent required
  • Preferred candidate must have 2-5 years of banking experience.
  • Accredited ACH Professional preferred

As a part of the Bank’s internal control systems, employees holding sensitive positions are required to be absent from their duties for a minimum of two consecutive weeks each year. This position has been deemed to meet the test for a sensitive position, and therefore you will be required to meet the minimum absence requirement every year.

This job description is not intended to be all-inclusive, and employees will be required to perform additional related work duties as assigned by their immediate supervisor and/or management.

F&M Bank reserves the right to revise or change a job description or duties as the need arises. This job description does not constitute a written or implied contract of employment.