Credit Strategy Data Scientist

Cypress HCM

San Jose, CA

$50 to $70 Hourly
Full-Time

Job Description

Data Scientist

This is an exciting opportunity to join a growing global company in the cloud-based software industry. This is a hybrid position. We are looking for a talented, enthusiastic, and dedicated person to join the Credit Risk Strategy team. The incumbent will be responsible for leading key projects associated with credit risk assessment, data analysis and loss mitigation. This position requires a person who has experience performing analytics, refining risk strategies, and developing predictive algorithms, preferably in the credit risk domain.

Responsibilities:

Work closely with team members and stakeholders to consult, design, develop, and manage credit trends and losses that not only solve emerging loss trends but also provide a great experience to end customers
Utilize data analysis to design and implement credit strategies
Analyze and transform data using RaaS platforms to identify loss patterns and optimize the systems to flag these patterns
Collaborate with cross-functional stakeholders including product managers and engineering teams to deploy data-driven credit solutions that operate at scale and in real time for end customers
Make business recommendations to leadership and cross-functional teams with effective presentations of findings at multiple levels of stakeholders
Development of dashboard and visualizations to track KPI of credit strategies implemented

Requirements:

2+ years of experience in risk analytics, data analysis, and data science within relevant industry experience in Fintech or online payments industry.
Bachelors degree in computer science, Engineering, Mathematics, Statistics, Data Mining or related field or equivalent practical experience
Experience using statistics and data science to solve complex business problems
Proficiency in SQL, Python, Excel including key data science libraries
Proficiency in data visualization including Tableau
Experience working with large datasets
Ability to clearly communicate complex results to technical experts, business partners, and executives including development of dashboards and visualizations, i.e. Tableau.
Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses, and action-oriented outcomes
Bonus: Experience with AWS, payment rule systems, and knowledge of credit products.

Pay Rate: