Commercial Loan Underwriter
MRINetwork Jobs
Lodi, CA
Commercial Loan Underwriter
MRINetwork Jobs
Lodi, CA
Expired: 11 days ago
Applications are no longer accepted.
- Full-Time
Job Description
Company Info
Job Description
Actively seeking an experienced Commercial Loan Underwriter to:
Job Requirements- Evaluate commercial credit requests.
- Prepare and recommend credit authorizations.
- Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines.
- Evaluate and verify collateral.
- Analyze borrower's competitive and economic sensitivities, general business conditions and management.
- Determine borrower credit worthiness/risk factors, and recommend risk mitigation measures.
- Prepare credit authorization memorandum (CAM) and recommend credit approval. Includes financial review report and opinion of credit risk.
- Prepare problem loan report and comment on current financial status of borrower.
- Assist account officers with management of loan portfolios.
- 3+ years of C&I and CRE loan underwriting experience
- Bachelor’s degree in business, accounting or equivalent training and experience(preferred)
- Knowledge of commercial credit products, concepts, processes, and functions
- Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover
- Ability to analyze and interpret financial statements, business reports and legal documents
- Knowledge of applicable federal/state banking regulations Effective math skills, including ratios, percentages, interest and amortization
- Good judgment and problem solving skills
For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.
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