What does a material damage appraiser do?

A material damage appraiser evaluates and settles insurance claims by assigning appropriate value to items. As a material damage appraiser, you typically work for an insurance company or independent agency and may review cars, property, and other valuables. Your responsibilities include determining an item’s value based on the condition, ensuring claims are legitimate, providing an estimate on cost if repair is needed, deciding the final amount to be paid, and negotiating settlements. You also contact doctors, employers, and other individuals for additional information on potentially fraudulent claims that require investigation.