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Material Damage Appraiser Jobs (NOW HIRING)

Material Damage Appraiser This position is responsible for ensuring the overall quality of auto property damage claims handling, which includes tasks such as appraisal review, subrogation, salvage ...

Apply a thorough understanding of Standard Claim Process and Material Damage Best Practices. What ... Experienced user of appraisal software estimating systems required; CCC ONE estimating experience ...

Apply a thorough understanding of Standard Claim Process and Material Damage Best Practices. What ... Experienced user of appraisal software estimating systems required; CCC ONE estimating experience ...

Material Damage Department Work from: Remote Salary Range: $52,843.00 - $84,410.00 * salary range ... This position is a Field Auto Appraiser role. * Ideal residence in New York: Albany, Schenectady ...

Material Damage Adjuster I

Guilderland, NY · On-site +1

$52K - $84K/yr

Material Damage Department Work from: Remote Salary Range: $52,843.00 - $84,410.00 * salary range ... This position is a Field Auto Appraiser role. * Ideal residence in New York: Albany, Schenectady ...

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Material Damage Appraiser information

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$49.5K

$60K

$68K

How much do material damage appraiser jobs pay per year?

As of Jun 16, 2026, the average yearly pay for material damage appraiser in the United States is $59,999.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $65,000.00 per year, depending on experience, location, and employer.

What are Material Damage Appraisers?

Material Damage Appraisers are professionals who inspect vehicles, property, or other insured assets that have been damaged due to accidents, natural disasters, or other incidents. Their primary role is to assess the extent of the damage and estimate the cost of repairs or replacement. They work for insurance companies, independent firms, or as self-employed consultants, and their evaluations help determine the settlement amount for insurance claims. Material Damage Appraisers must have a good understanding of repair processes, costs, and relevant industry standards.

How does a Material Damage Appraiser typically collaborate with repair shops and insurance adjusters during the claims process?

Material Damage Appraisers work closely with both repair shops and insurance adjusters to ensure that vehicle damage assessments are accurate and fair. They frequently visit repair facilities to inspect damaged vehicles, discuss repair options, and review estimates with shop personnel. Effective communication and negotiation skills are essential, as appraisers must balance customer needs, repair shop recommendations, and insurance company guidelines. This collaborative approach helps streamline claim resolutions and ensures all parties are aligned on repair costs and timelines.

What are the key skills and qualifications needed to thrive as a Material Damage Appraiser, and why are they important?

To thrive as a Material Damage Appraiser, you need a solid understanding of automotive repair, estimating processes, and insurance claim procedures, usually supported by relevant experience or certifications such as I-CAR or ASE. Familiarity with estimating software like CCC One, Mitchell, or Audatex is typically required to assess and document damage accurately. Strong attention to detail, negotiation skills, and effective communication enable you to work efficiently with repair shops, clients, and insurance adjusters. These skills are crucial for providing accurate estimates, ensuring fair claim settlements, and maintaining customer satisfaction in a fast-paced environment.

What is the difference between Material Damage Appraiser vs Insurance Adjuster?

AspectMaterial Damage AppraiserInsurance Adjuster
CredentialsCertifications in claims or appraisal, sometimes state licensingInsurance licenses, certifications in claims handling
Work EnvironmentAuto, property, or casualty claims assessment, often in repair shops or officesField and office work assessing insurance claims
Employer & IndustryInsurance companies, auto repair, or appraisal firmsInsurance companies, third-party claims organizations

While both roles involve evaluating damages, Material Damage Appraisers focus specifically on assessing physical damage to vehicles or property for claims processing. Insurance Adjusters handle broader claims, including liability and coverage issues. The roles often overlap in credentials and work environments, but Material Damage Appraisers specialize in damage valuation for repairs.

What Does a Material Damage Appraiser Do?

A material damage appraiser evaluates and settles insurance claims by assigning appropriate value to items. As a material damage appraiser, you typically work for an insurance company or independent agency and may review cars, property, and other valuables. Your responsibilities include determining an item’s value based on the condition, ensuring claims are legitimate, providing an estimate on cost if repair is needed, deciding the final amount to be paid, and negotiating settlements. You also contact doctors, employers, and other individuals for additional information on potentially fraudulent claims that require investigation.

What cities are hiring for Material Damage Appraiser jobs? Cities with the most Material Damage Appraiser job openings:
What states have the most Material Damage Appraiser jobs? States with the most job openings for Material Damage Appraiser jobs include:
What are popular job titles related to Material Damage Appraiser jobs? For Material Damage Appraiser jobs, the most frequently searched job titles are:
Infographic showing various Material Damage Appraiser job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 60% In-person, and 40% Remote job distribution, with an average salary of $59,999 per year, or $28.8 per hour.
Material Damage Appraiser

Full-time

Posted 18 days ago


Job description

JOIN THE ASSURANCEAMERICA TEAM

Do you want to be part of an organization where you are valued, and your ideas and opinions have an impact? Join the AssuranceAmerica team.

For more than 25 years, AssuranceAmerica has provided superior property and casualty insurance products through contracted independent agents and directly to customers. Our team succeeds through diversity of thought, experiences, skills, and backgrounds.

Material Damage Appraiser

This position is responsible for ensuring the overall quality of auto property damage claims handling, which includes tasks such as appraisal review, subrogation, salvage, total loss, and Special Investigations Unit (SIU) investigations related to auto property claims. The role requires a high level of expertise in estimating, evaluating, negotiating, and resolving property claims. The candidate should be capable of working independently with minimal supervision and act as a resource for other claims personnel.

About the ROLE

Each day at AssuranceAmerica is different, but as a Material Damage Appraiser in Claims, you will:

  • Conduct appraisals from photos and assess/ negotiate additional repairs with body shops to ensure fair costs.
  • Develop and maintain relationships with body shops.
  • Document estimate summaries in the claims reporting system.
  • Redline and adjust estimates accordingly.
  • Ensure prompt and timely estimate resolution according to company goals and guidelines.
  • Evaluate totaled vehicles per company guidelines.
  • Handle special projects as needed.
  • Adhere to compliance training to meet state and federal laws.
  • Keep up with new repair techniques, tools, and industry innovations.
  • Hold and maintain required licenses.

About YOU

Required

  • 5 years of P&C insurance background with at least 3 years of appraisal experience.
  • Significant knowledge of repair and total loss techniques and statutory requirements are necessary.

Preferred

  • Undergraduate Degree.

Physical Requirements

  • Prolonged periods sitting at a desk and working on a computer.
  • Must be able to lift 15 pounds at times.
  • Must be able to navigate various departments of the organization's physical premises.