ZipRecruiter

Log In

1

Car Insurance Appraiser Jobs (NOW HIRING)

Fred Loya Insurance

Auto Field Appraiser

Albuquerque, NM · On-site

$25 - $39/hr

Auto Appraiser ensures the estimates are accurate and in accordance with the terms of Loya ... car insurance in Texas for 2021" by Market-Watch a subsidiary of The Dow Jones Currently doing ...

Fred Loya Insurance

Auto Field Appraiser

Phoenix, AZ · On-site

$29 - $35/hr

Auto Appraiser ensures the estimates are accurate and in accordance with the terms of Loya ... car insurance in Texas for 2021" by Market-Watch a subsidiary of The Dow Jones Currently doing ...

Fred Loya Insurance

Auto Field Appraiser

Denver, CO · On-site

$29 - $35/hr

Auto Appraiser ensures the estimates are accurate and in accordance with the terms of Loya ... car insurance in Texas for 2021" by Market-Watch a subsidiary of The Dow Jones Currently doing ...

Root Inc.

Field Appraiser - S. CA

Los Angeles, CA · On-site

$78K - $98K/yr

Root was founded on the belief that car insurance is broken, and we set out to change it. We're ... This role is responsible for handling both field and desk appraisals, delivering a best-in-class ...

State Farm

Claims Appraiser - Auto Estimatics

Tempe, AZ · On-site

$59K - $82K/yr

Auto collision repair, auto damage estimating, and/or auto insurance appraiser experience ... I-CAR Platinum Certification Additional Details: * Employees must successfully complete all ...

next page

Showing results 1-20

All JobsCar Insurance Appraiser Jobs

Car Insurance Appraiser information

See salary details

$43.5K

$73K

$99.5K

How much do car insurance appraiser jobs pay per year?

As of Jun 20, 2026, the average yearly pay for car insurance appraiser in the United States is $73,043.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,000.00 and $92,500.00 per year, depending on experience, location, and employer.

What are some common challenges Car Insurance Appraisers face when assessing vehicle damage?

Car Insurance Appraisers often encounter challenges such as accurately estimating repair costs when damage is not fully visible or when parts availability is uncertain. They must balance the interests of policyholders and the insurance company, sometimes navigating disagreements between repair shops and clients. Additionally, working in the field may require quick decision-making, effective communication, and thorough documentation to ensure fair and timely settlements. Staying updated with evolving vehicle technology and repair techniques is also essential to providing accurate appraisals.

What are the key skills and qualifications needed to thrive as a Car Insurance Appraiser, and why are they important?

To thrive as a Car Insurance Appraiser, you need a solid understanding of automotive repair, insurance policies, and damage assessment, usually supported by relevant work experience or vocational training. Familiarity with estimating software like CCC One or Mitchell and, in some cases, an appraiser's license are typically required. Strong attention to detail, negotiation skills, and effective communication help you work efficiently with clients, repair shops, and insurers. These skills ensure accurate claim evaluations, customer satisfaction, and fair settlements in a timely manner.

What does a Car Insurance Appraiser do?

A Car Insurance Appraiser evaluates vehicles that have been damaged in accidents or other incidents to determine the cost of repairs or whether the vehicle is a total loss. They inspect the damage, review repair estimates, and work with repair shops and insurance adjusters to ensure accurate claim settlements. Their assessments help insurance companies decide how much to pay out on a claim and ensure that policyholders receive fair compensation.

What does an appraiser do for car insurance?

A car insurance appraiser evaluates vehicle damage to determine repair costs or total loss value after an accident. They inspect the vehicle, review repair estimates, and assess the extent of damage to help insurance companies settle claims accurately. Appraisers often use specialized tools and may need relevant certifications or training.

What type of appraiser makes the most money?

In the field of car insurance appraisal, senior or specialized appraisers with extensive experience, advanced certifications, or those working for large insurance companies tend to earn the highest salaries. Appraisers who handle complex or high-value claims, or who have expertise in specific vehicle types, also typically make more money. Skills in estimating software and a strong understanding of vehicle repair costs can further increase earning potential.

How to become a car insurance appraiser?

To become a car insurance appraiser, you typically need a high school diploma or equivalent, followed by specialized training or certification in auto damage appraisal. Many appraisers gain experience in auto repair or insurance claims, and some pursue certifications from organizations like the National Auto Body Council or the Insurance Institute of America. Strong attention to detail, knowledge of vehicle repair processes, and proficiency with appraisal software are also important.

What is the difference between Car Insurance Appraiser vs Auto Damage Adjuster?

AspectCar Insurance AppraiserAuto Damage Adjuster
CredentialsInsurance licensing, appraiser certificationsInsurance licensing, damage adjusting certifications
Work EnvironmentOffice, on-site inspections, vehicle assessmentsFieldwork, on-site vehicle inspections, claims sites
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party adjusting firms
Search & Comparison IntentUnderstanding roles, job requirements, and differencesSimilar roles, career paths, and job duties

While both roles involve assessing vehicle damage for insurance claims, Car Insurance Appraisers typically focus on detailed vehicle valuations and appraisals, often working in offices or inspection sites. Auto Damage Adjusters usually handle on-site damage assessments and work directly at accident scenes or repair shops. Both require similar certifications and work within the insurance industry, but their work environments and daily tasks differ slightly.

How do insurance appraisers get paid?

Insurance appraisers are typically paid either a flat fee per claim they evaluate or an hourly rate for their services. Compensation can also include bonuses or commissions based on the volume of claims processed, and they often work as independent contractors or employees depending on the employer.
More about Car Insurance Appraiser jobs
What cities are hiring for Car Insurance Appraiser jobs? Cities with the most Car Insurance Appraiser job openings:
What states have the most Car Insurance Appraiser jobs? States with the most job openings for Car Insurance Appraiser jobs include:
What job categories do people searching Car Insurance Appraiser jobs look for? The top searched job categories for Car Insurance Appraiser jobs are:
Car Insurance Appraiser jobs near you
Auto Field Appraiser

Auto Field Appraiser

Fred Loya Insurance

Albuquerque, NM • On-site

$25 - $39/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Fred Loya Insurance rating

4.5

Company rating: 4.5 out of 10

Based on 36 frontline employees who took The Breakroom Quiz

258th of 261 rated insurance

Job description

Now Hiring!

Fred Loya Insurance was established in 1974 and has grown to be one of the Largest Hispanic Top 500 Owned and Operated Companies in the United States.
Our commitment to providing fast, dependable service and competitive rates for general auto insurance has made us one of the fastest growing auto insurance groups with over 500 agencies throughout Texas, California, New Mexico, Colorado, Illinois, Georgia, Arizona, and Nevada.
Our claims office has an immediate opening for an Auto Field Appraiser. In this role the employee will be responsible for completing vehicle damage estimates.
Auto Appraiser ensures the estimates are accurate and in accordance with the terms of Loya Insurance’s physical damage standards and state regulations.
The Auto Appraiser works with the repair facilities to obtain a meaningful agreed price on repairs and estimated time of completion/delivery.

Essential Duties and Responsibilities

  • Ensures proper vehicle tear down
  • Determine repair time allotments and required labor operations
  • Makes accurate repair/replace decisions
  • Assess and applies pre-existing damage, completes accurate total loss evaluations
  • Negotiates agreed price with shop decision maker and sets time bound expected completion date per Loya insurance standards
  • Review and assess the validity of all supplement request
  • Proactively provides customers with information regarding their vehicle’s cost of repair estimate and explains claims/repair process
  • Maintains accurate vehicle’s cost of repair estimate and explains claims/repair process
  • Completes timely estimates, supplements, and inspections
  • Negotiates advanced fees for tow, tear down, and storage on all vehicles that are determined to a financial total loss at a repair facility or tow yard
  • Adhere to our fleet policy
  • Provide extraordinary customer service to all parties involved in the claims process
  • Other duties as assigned by management or as needed.


Qualifications/Requirements

  • Must be fully vaccinated for COVID-19
  • High School diploma; Degree or college coursework is a plus
  • Must have a clean background and driving record
  • Computer software knowledge
  • Adjuster license or willing to obtain

#Claims

REQ: 822304773

Company Description

FRED LOYA INSURANCE
Fred Loya Insurance, a leading provider of no-hassle auto insurance since 1974
Rated Top 4 in Texas as “Best cheap car insurance in Texas for 2021” by Market-Watch a subsidiary of The Dow Jones
Currently doing business in 12 states and expanding

What Fred Loya Insurance employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom