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Car Insurance Appraiser Jobs (NOW HIRING)

Field Appraiser

Los Angeles, CA · On-site

$78.80K - $98.50K/yr

Root was founded on the belief that car insurance is broken, and we set out to change it. We're ... This role is responsible for handling both field and desk appraisals, delivering a best-in-class ...

Desk Appraiser, Senior

Parsippany, NJ · On-site

$77.70K - $90.25K/yr

... and/or related insurance experience required * High School Diploma or GED * Proficient in CCC One Estimating platform Preferred Qualifications: * PA Auto Appraiser License * I-Car Certified ...

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Automotive Collision Appraiser

Essex, CT · On-site

$85K - $110K/yr

Act as the primary liaison between insurance adjusters, repair technicians, and customers to review ... I-CAR certification is highly preferred; a valid state appraiser license is a major plus (where ...

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Car Insurance Appraiser information

See salary details

$43.5K

$73K

$99.5K

How much do car insurance appraiser jobs pay per year?

As of May 31, 2026, the average yearly pay for car insurance appraiser in the United States is $73,043.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,000.00 and $92,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Car Insurance Appraiser, and why are they important?

To thrive as a Car Insurance Appraiser, you need a solid understanding of automotive repair, insurance policies, and damage assessment, usually supported by relevant work experience or vocational training. Familiarity with estimating software like CCC One or Mitchell and, in some cases, an appraiser's license are typically required. Strong attention to detail, negotiation skills, and effective communication help you work efficiently with clients, repair shops, and insurers. These skills ensure accurate claim evaluations, customer satisfaction, and fair settlements in a timely manner.

What are some common challenges Car Insurance Appraisers face when assessing vehicle damage?

Car Insurance Appraisers often encounter challenges such as accurately estimating repair costs when damage is not fully visible or when parts availability is uncertain. They must balance the interests of policyholders and the insurance company, sometimes navigating disagreements between repair shops and clients. Additionally, working in the field may require quick decision-making, effective communication, and thorough documentation to ensure fair and timely settlements. Staying updated with evolving vehicle technology and repair techniques is also essential to providing accurate appraisals.

What does a Car Insurance Appraiser do?

A Car Insurance Appraiser evaluates vehicles that have been damaged in accidents or other incidents to determine the cost of repairs or whether the vehicle is a total loss. They inspect the damage, review repair estimates, and work with repair shops and insurance adjusters to ensure accurate claim settlements. Their assessments help insurance companies decide how much to pay out on a claim and ensure that policyholders receive fair compensation.

What is the difference between Car Insurance Appraiser vs Auto Damage Adjuster?

AspectCar Insurance AppraiserAuto Damage Adjuster
CredentialsInsurance licensing, appraiser certificationsInsurance licensing, damage adjusting certifications
Work EnvironmentOffice, on-site inspections, vehicle assessmentsFieldwork, on-site vehicle inspections, claims sites
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party adjusting firms
Search & Comparison IntentUnderstanding roles, job requirements, and differencesSimilar roles, career paths, and job duties

While both roles involve assessing vehicle damage for insurance claims, Car Insurance Appraisers typically focus on detailed vehicle valuations and appraisals, often working in offices or inspection sites. Auto Damage Adjusters usually handle on-site damage assessments and work directly at accident scenes or repair shops. Both require similar certifications and work within the insurance industry, but their work environments and daily tasks differ slightly.

More about Car Insurance Appraiser jobs
What cities are hiring for Car Insurance Appraiser jobs? Cities with the most Car Insurance Appraiser job openings:
What states have the most Car Insurance Appraiser jobs? States with the most job openings for Car Insurance Appraiser jobs include:
Infographic showing various Car Insurance Appraiser job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $73,043 per year, or $35.1 per hour.
Claims Appraiser - Auto Estimatics

Claims Appraiser - Auto Estimatics

State Farm

Saint Petersburg, FL

$59.06K - $82K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 6 days ago


State Farm rating

7.5

Company rating: 7.5 out of 10

Based on 1,357 frontline employees who took The Breakroom Quiz

193rd of 259 rated insurance


Job description

Overview

Being good neighbors – helping people, investing in our communities, and making the world a better place – is who we are at State Farm. It is at the core of how we operate and the reason for our success. Come join a #1 team and do some good!


Responsibilities

As an Auto Estimator, you will collect vehicle information from repair shops or customers and complete initial and supplemental estimates via photos or in person. You may be the first point of contact to meet with our insureds, explain coverage, estimate vehicle damage, and help them through the claims process while providing Remarkable® service. This includes:

  • Utilizing automated estimating systems to prepare repair estimates
  • Providing technical support to claim handlers on vehicle repair issues
  • Applying knowledge of market value and other factors affecting reparability issues
  • Evaluating bid content and photo documentation, vehicle damage, and causation issues
  • Answering inbound calls and making outbound calls to customers
  • Providing exceptional customer service throughout the claims process, addressing inquiries and concerns promptly and professionally
  • May occasionally require interacting with parties who express strong emotions or concerns about ongoing inspections or claim resolutions

Where You'll Work:

This is a Remote-Field position in which you will work from home and utilize a mobile office/vehicle for in-person appointments.

This position is located in St. Petersburg, FL. Competitive canddiates should reside within a commutable distance of this territory.

The Appraiser Team works remotely but may require travel to auto shops for in-person inspections, and/or State Farm offices as needed. Candidates may be asked to work outside of their assigned territory as business needs dictates.

Hours of operation are continually evaluated and may change based on business need. Successful candidates are able and willing to work flexible work shifts and may be asked to work overtime and/or irregular hours.


Qualifications

Competitive candidates must demonstrate the following:

  • Auto collision repair, auto damage estimating, and/or auto insurance appraiser experience
  • Excellent customer service, critical thinking, and decision-making skills
  • Strong written and verbal communication skills
  • Ability to multi-task across technical platforms
  • Accountability and Resourcefulness
  • Physical agility to allow for stooping, bending, and some physical lifting to adequately evaluate vehicle damage and create repair estimates
  • A valid driver’s license is required

Preferred Skills:

  • Motor Vehicle Physical Damage Appraiser License
  • CCC One and/or Mitchell knowledge
  • I-CAR Platinum Certification

Additional Details:

  • Employees must successfully complete all required training, including applicable licensing exam(s), Motor Vehicle Record (MVR) checks, and background checks required of various state(s).
  • State Farm recently implemented new pre-employment assessments. Candidates that have previously taken an assessment may be asked to participate in additional testing

Our Benefits

Because work-life balance is a priority at State Farm, compensation is based on our standard 38:45-hour work week!

  • Potential starting salary range: $59,059.65 - $82,000 annually
    • Starting salary will be based on skills, background, and experience
    • High end of the range limited to applicants with significant relevant experience
  • Potential yearly incentive pay up to 15% of base salary


At State Farm, we offer more than just a paycheck. Check out our suite of benefits designed to give you the flexibility you need to take care of you and your family!

  • Get Paid! On top of our competitive pay, you are eligible for an annual raise and bonus.
  • Stay Well! Focus on you and your family’s health with our robust health and wellbeing programs. State Farm pays most of your healthcare premium, and we offer multiple healthcare plan options, including a high deductible plan. All medical plans provide 100% coverage for in-network preventative care, AND you and your family have access to vision, dental, telemedicine, 24/7 mental health professionals, and much more!
  • Develop and Grow! Take advantage of educational benefits like industry leading training programs, top-notch tuition assistance programs, employee resource groups, and mentoring.
  • Plan Ahead! Plan for those big moments in life with benefits like fertility/IVF/adoption assistance, college coaching, national discount programs, interactive monthly financial workshops, free financial coaching, and more. You can also start a savings account or consider financing through our State Farm Federal Credit Union!
  • Take a Little “You” Time! You will have access to our generous time off policies designed so you can plan around holidays, family events, volunteering, or just to take a relaxing day off. With the opportunity to initially earn up to 20 days annually plus parental leave, paid holidays, celebration day, life leave (40 hours/year), bereavement leave, and community service/education support days, there will be plenty of time for you!
  • Give Back! We offer several ways to give back through our Matching Gift Program, Good Neighbor Grant Program, and the Employee Assistance Fund.
  • Finish Strong! Plan for retirement using free financial advisors and a 401(k) plan with company contributions of up to 7% of your salary.

Visit our State Farm Careers page for more information on our benefits, locations, and the hiring process of joining the State Farm team!

Qualifications:

Competitive candidates must demonstrate the following:

  • Auto collision repair, auto damage estimating, and/or auto insurance appraiser experience
  • Excellent customer service, critical thinking, and decision-making skills
  • Strong written and verbal communication skills
  • Ability to multi-task across technical platforms
  • Accountability and Resourcefulness
  • Physical agility to allow for stooping, bending, and some physical lifting to adequately evaluate vehicle damage and create repair estimates
  • A valid driver’s license is required

Preferred Skills:

  • Motor Vehicle Physical Damage Appraiser License
  • CCC One and/or Mitchell knowledge
  • I-CAR Platinum Certification

Additional Details:

  • Employees must successfully complete all required training, including applicable licensing exam(s), Motor Vehicle Record (MVR) checks, and background checks required of various state(s).
  • State Farm recently implemented new pre-employment assessments. Candidates that have previously taken an assessment may be asked to participate in additional testing
Education:UNAVAILABLEEmployment Type: FULL_TIME

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