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Car Insurance Appraiser Jobs in Texas (NOW HIRING)

Fred Loya Insurance

Auto Field Appraiser

Houston, TX · On-site

$21 - $39/hr

Auto Appraiser ensures the estimates are accurate and in accordance with the terms of Loya ... car insurance in Texas for 2021" by Market-Watch a subsidiary of The Dow Jones Currently doing ...

New

Fred Loya Insurance

Auto Field Appraiser

El Paso, TX · On-site

$21 - $39/hr

Auto Appraiser ensures the estimates are accurate and in accordance with the terms of Loya ... car insurance in Texas for 2021" by Market-Watch a subsidiary of The Dow Jones Currently doing ...

New

Amwins

Material Damage Appraiser

Houston, TX

ASE and/or I-CAR certifications are preferred but not required. Experience * Minimum of five (5) years of experience writing automobile damage appraisals with an insurance carrier, independent ...

Amwins

Material Damage Appraiser

Houston, TX · On-site

ASE and/or I-CAR certifications are preferred but not required. Experience * Minimum of five (5) years of experience writing automobile damage appraisals with an insurance carrier, independent ...

Sedgwick

Auto Field Appraiser- Denton, Texas

Dallas, TX · On-site

$55K - $65K/yr

To handle field appraisal assignments for our corporate fleets and insurance clients with an ... Set appointments same day, inspect within 24 hours and write estimate car side * Depending on ...

Sedgwick

Auto Field Appraiser- Denton, Texas

Denton, TX · On-site

$55K - $65K/yr

To handle field appraisal assignments for our corporate fleets and insurance clients with an ... Set appointments same day, inspect within 24 hours and write estimate car side * Depending on ...

The Whiteside Agency

Inside Auto Appraiser

Houston, TX · On-site

$63K - $105K/yr

Prepares and documents accurate vehicle / equipment damage appraisals, Actual Cash and Replacement ... Basic Insurance Contract Knowledge. * Basic Principles of Investigation. * Basic Value ...

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Showing results 1-20

All JobsCar Insurance Appraiser JobsCar Insurance Appraiser Jobs in Texas

Car Insurance Appraiser information

See Texas salary details

$40.5K

$68.1K

$92.7K

How much do car insurance appraiser jobs pay per year?

As of Aug 9, 2026, the average yearly pay for car insurance appraiser in Texas is $68,051.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,100.00 and $86,200.00 per year, depending on experience, location, and employer.

What are some common challenges car insurance appraisers face when assessing vehicle damage?

Car Insurance Appraisers often encounter challenges such as accurately estimating repair costs when damage is not fully visible or when parts availability is uncertain. They must balance the interests of policyholders and the insurance company, sometimes navigating disagreements between repair shops and clients. Additionally, working in the field may require quick decision-making, effective communication, and thorough documentation to ensure fair and timely settlements. Staying updated with evolving vehicle technology and repair techniques is also essential to providing accurate appraisals.

What are the key skills and qualifications needed to thrive as a car insurance appraiser?

To thrive as a Car Insurance Appraiser, you need a solid understanding of automotive repair, insurance policies, and damage assessment, usually supported by relevant work experience or vocational training. Familiarity with estimating software like CCC One or Mitchell and, in some cases, an appraiser's license are typically required. Strong attention to detail, negotiation skills, and effective communication help you work efficiently with clients, repair shops, and insurers. These skills ensure accurate claim evaluations, customer satisfaction, and fair settlements in a timely manner.

What does a car insurance appraiser do?

A Car Insurance Appraiser evaluates vehicles that have been damaged in accidents or other incidents to determine the cost of repairs or whether the vehicle is a total loss. They inspect the damage, review repair estimates, and work with repair shops and insurance adjusters to ensure accurate claim settlements. Their assessments help insurance companies decide how much to pay out on a claim and ensure that policyholders receive fair compensation.

How to become a car insurance appraiser?

To become a car insurance appraiser, you typically need a high school diploma or equivalent, followed by specialized training or certification in auto damage assessment. Gaining experience in auto repair or claims adjusting and developing skills in estimating software are also important steps in entering this field.

What is the difference between Car Insurance Appraiser vs Auto Damage Adjuster?

AspectCar Insurance AppraiserAuto Damage Adjuster
CredentialsInsurance licensing, appraiser certificationsInsurance licensing, damage adjusting certifications
Work EnvironmentOffice, on-site inspections, vehicle assessmentsFieldwork, on-site vehicle inspections, claims sites
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party adjusting firms
Search & Comparison IntentUnderstanding roles, job requirements, and differencesSimilar roles, career paths, and job duties

While both roles involve assessing vehicle damage for insurance claims, Car Insurance Appraisers typically focus on detailed vehicle valuations and appraisals, often working in offices or inspection sites. Auto Damage Adjusters usually handle on-site damage assessments and work directly at accident scenes or repair shops. Both require similar certifications and work within the insurance industry, but their work environments and daily tasks differ slightly.

What are popular job titles related to Car Insurance Appraiser jobs in Texas? For Car Insurance Appraiser jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Car Insurance Appraiser jobs in Texas look for? The top searched job categories for Car Insurance Appraiser jobs in Texas are:
What cities in Texas are hiring for Car Insurance Appraiser jobs? Cities in Texas with the most Car Insurance Appraiser job openings:
Car Insurance Appraiser jobs near you
Infographic showing various Car Insurance Appraiser job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $68,051 per year, or $32.7 per hour.

Auto Field Appraiser

Fred Loya Insurance

Houston, TX • On-site

$21 - $39/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

New

Fred Loya Insurance rating

4.2

Company rating: 4.2 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

300th of 304 rated insurance

Job description

Now Hiring!

Fred Loya Insurance was established in 1974 and has grown to be one of the Largest Hispanic Top 500 Owned and Operated Companies in the United States.
Our commitment to providing fast, dependable service and competitive rates for general auto insurance has made us one of the fastest growing auto insurance groups with over 500 agencies throughout Texas, California, New Mexico, Colorado, Illinois, Georgia, Arizona, and Nevada.
Our claims office has an immediate opening for an Auto Field Appraiser. In this role the employee will be responsible for completing vehicle damage estimates.
Auto Appraiser ensures the estimates are accurate and in accordance with the terms of Loya Insurance’s physical damage standards and state regulations.
The Auto Appraiser works with the repair facilities to obtain a meaningful agreed price on repairs and estimated time of completion/delivery.

Essential Duties and Responsibilities

  • Ensures proper vehicle tear down
  • Determine repair time allotments and required labor operations
  • Makes accurate repair/replace decisions
  • Assess and applies pre-existing damage, completes accurate total loss evaluations
  • Negotiates agreed price with shop decision maker and sets time bound expected completion date per Loya insurance standards
  • Review and assess the validity of all supplement request
  • Proactively provides customers with information regarding their vehicle’s cost of repair estimate and explains claims/repair process
  • Maintains accurate vehicle’s cost of repair estimate and explains claims/repair process
  • Completes timely estimates, supplements, and inspections
  • Negotiates advanced fees for tow, tear down, and storage on all vehicles that are determined to a financial total loss at a repair facility or tow yard
  • Adhere to our fleet policy
  • Provide extraordinary customer service to all parties involved in the claims process
  • Other duties as assigned by management or as needed.


Qualifications/Requirements

  • Must be fully vaccinated for COVID-19
  • Previous experience required.
  • High School diploma required; Degree or college coursework is a plus
  • Must have a clean background and driving record
  • Computer software knowledge
  • Adjuster license or willing to obtain

#Claims

REQ: 822337606

Company Description

FRED LOYA INSURANCE

Fred Loya Insurance, a leading provider of no-hassle auto insurance since 1974
Rated Top 4 in Texas as “Best cheap car insurance in Texas for 2021” by Market-Watch a subsidiary of The Dow Jones
Currently doing business in 13 states and expanding

What Fred Loya Insurance employees say

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