What is an asset liability management analyst?

Asset Liability Management (ALM) Analysts are finance professionals who are responsible for assessing and managing the financial risks that arise from mismatches between a company's assets and liabilities, particularly in banks and financial institutions. They analyze interest rate risk, liquidity risk, and capital adequacy to ensure the organization's financial stability and regulatory compliance. ALM Analysts use various financial models and tools to forecast, measure, and develop strategies to mitigate these risks, often collaborating with treasury, risk management, and finance teams.