What is agent banking?

Career: Agent Banking

Agent banking is a system where banks partner with third-party agents, such as retail shops or individuals, to provide basic banking services in areas where traditional bank branches are not available. These agents act on behalf of the bank to facilitate services like cash deposits, withdrawals, money transfers, bill payments, and account opening. Agent banking helps improve financial inclusion by bringing essential banking services closer to underserved or remote communities. This model is especially popular in countries with large rural populations and limited banking infrastructure.