What Is an Insurance Inspector and How to Become One

By ZipRecruiter Marketplace Research Team

As an insurance inspector, your responsibilities and duties at an insurance company include examining and assessing a potential new client request and recommending whether or not their situation is worth the risk to your employer. You may specialize in a specific type of insurance, like home, business, auto, or life insurance. Insurance inspectors may visit the potential client and collect information regarding the person, structure, or another subject to be insured; this may include interviews and photos. Your job is to accurately gather and present information so that the insurance company can decide if the risk is work taking or not.

Insurance inspector jobs require a bachelor’s degree in finance, business, engineering or a field related to the area in which you want to specialize. Some insurance inspectors, especially those aspiring to management, may find earning an MBA very helpful. You can also opt for elective classes in risk assessment and liability; in these courses, you will study the basics of insurance to gain some of the skills and qualification you need to fulfill your responsibilities in this career. You may also choose to pursue a voluntary certification in this field, but it is not usually required.