Merchant Risk Analyst

Merchant Risk Analyst Salary

$32K

$81K

$137K

$84,210

/year

$40.49

/hour

Merchant Risk Analyst Salary Comparison by Location

Nationwide

United States

$84,210

Columbus

Ohio

$81,338

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    How much does a Merchant Risk Analyst make?

    As of May 30, 2026, the average annual pay for a Merchant Risk Analyst in the United States is $84,210 a year.

    Just in case you need a simple salary calculator, that works out to be approximately $40.49 an hour. This is the equivalent of $1,619/week or $7,017/month.

    While ZipRecruiter is seeing annual salaries as high as $137,000 and as low as $32,000, the majority of Merchant Risk Analyst salaries currently range between $62,000 (25th percentile) to $102,500 (75th percentile) with top earners (90th percentile) making $124,500 annually across the United States. The average pay range for a Merchant Risk Analyst varies greatly (by as much as 40500), which suggests there may be many opportunities for advancement and increased pay based on skill level, location and years of experience.

    A Merchant Risk Analyst in your area makes on average $81,338 per year, or $2,872 (3.411%) less than the national average annual salary of $84,210. Ohio ranks number 30 out of 50 states nationwide for Merchant Risk Analyst salaries.

    To estimate the most accurate annual salary range for Merchant Risk Analyst jobs, ZipRecruiter continuously scans its database of millions of active jobs published locally throughout America.

    Find your next high paying job as a Merchant Risk Analyst on ZipRecruiter today.

    What are Top 10 Highest Paying Cities for Merchant Risk Analyst Jobs

    We've identified 10 cities where the typical salary for a Merchant Risk Analyst job is above the national average. Topping the list is Nome, AK, , with Sitka, AK, and Sunnyvale, CA, close behind in the second and third positions. Sunnyvale, CA, beats the national average by $15,975 (19.0%), and Nome, AK, furthers that trend with another $20,252 (24.0%) above the $84,210 average.

    With these 10 cities having average salaries higher than the national average, the opportunities for economic advancement by changing locations as a Merchant Risk Analyst appears to be exceedingly fruitful.

    Finally, another factor to consider is the average salary for these top 10 cities varies very little at 7% between Nome, AK, and Arlington, VA, , reinforcing the limited potential for much wage advancement. The possibility of a lower cost of living may be the best factor to use when considering location and salary for a Merchant Risk Analyst role.

    City

    Annual Salary

    Hourly Wage

    Nome, AK

    $104,462

    $50.22

    Sitka, AK

    $101,446

    $48.77

    Sunnyvale, CA

    $100,185

    $48.17

    Santa Clara, CA

    $99,450

    $47.81

    Palo Alto, CA

    $99,240

    $47.71

    San Francisco, CA

    $99,213

    $47.70

    Livermore, CA

    $98,777

    $47.49

    San Jose, CA

    $98,693

    $47.45

    Santa Cruz, CA

    $97,234

    $46.75

    Arlington, VA

    $97,033

    $46.65

    What are Top 5 Best Paying Related Merchant Risk Analyst Jobs in the U.S.

    Analyzing some similar jobs related to the Merchant Risk Analyst job category, we found that Finance Technology jobs have average salaries greater than Merchant Risk Analyst jobs.

    Significantly, Finance Technology jobs pay $40,116 (47.6%) more than the average Merchant Risk Analyst salary of $84,210. If you're qualified, finding work as a Finance Technology may help you make more money than that of the average Merchant Risk Analyst position.

    Job Title

    Annual Salary

    Hourly Wage

    Finance Technology

    $124,326

    $59.77

    Grievance Analyst

    $84,207

    $40.48

    Work From Home Mwd Engineer

    $68,695

    $33.03

    35 Hourly

    $55,788

    $26.82

    Work From Home Ambulance Billing

    $52,300

    $25.14

    About Our Data

    ZipRecruiter salary estimates, histograms, trends and comparisons are derived from both employer job postings and third party data sources.

    Infographic detailing Merchant Risk Analyst salary across the United States as of May 2026. Displays a bar chart with salary percentiles, a national average salary of $84,210 per year or $40.49 an hour, and a color-coded map showing state-by-state salary variations.