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Virtual Insurance Agent Jobs in Florida (NOW HIRING)

Capital Insurance Agency, Inc.

Be Seen First

Insurance Agent

Tallahassee, FL · On-site

$50K - $100K/yr

Life & Health Insurance Agent Unlimited Earning Potential | Free Leads | Exclusive Territory For ... Conduct in-person and virtual benefit reviews * Develop and illustrate customized retirement ...

Symmetry

Life Insurance Agent, Remote

Orlando, FL · Remote

$80K - $190K/yr

Life Insurance Agent, Remote Must be authorized to work in the US, no work visas offered at this ... Virtual Sales System for Work-From-Home Selling. * Exclusive & Diverse Lead Programs and Cutting ...

HMG Careers

Remote Insurance Agent

Miami Gardens, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Tampa, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Hollywood, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

West Palm Beach, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Orlando, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Tallahassee, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Pembroke Pines, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Lakeland, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Fort Lauderdale, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Miramar, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Miami, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Clearwater, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Pompano Beach, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Gainesville, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Saint Petersburg, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Jacksonville, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

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Virtual Insurance Agent information

See Florida salary details

$18.7K

$48.6K

$90.8K

How much do virtual insurance agent jobs pay per year?

As of Jul 8, 2026, the average yearly pay for virtual insurance agent in Florida is $48,590.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,300.00 and $57,500.00 per year, depending on experience, location, and employer.

What Does a Virtual Insurance Agent Do?

As a virtual insurance agent, your responsibilities are to sell customers different types of health, life, auto, home, and disaster insurance plans or add-ons to their existing coverage. However, unlike a traditional insurance agent, you perform your work remotely and discuss options with customers via online chat platforms, email, or phone. Your duties include determining what type of coverage a customer needs, assessing their risk factors and financial stability to decide whether or not they qualify for coverage, and identifying what kinds of coverage are available to them.

What is the difference between Virtual Insurance Agent vs Insurance Broker?

AspectVirtual Insurance AgentInsurance Broker
CredentialsTypically requires insurance licenses, certifications vary by stateRequires insurance licenses, often holds multiple state licenses
Work EnvironmentRemote or online, working independently or for an agencyCan work independently or for brokerage firms, often client-facing
Employer & Industry UsageInsurance companies, agencies, online platformsIndependent or agency-based, representing multiple insurers
Search & Comparison IntentFinding remote insurance sales or support rolesComparing insurance options or seeking independent advice

The main difference is that a Virtual Insurance Agent primarily sells or supports insurance products online and may work directly for an insurer or agency. An Insurance Broker acts as an independent intermediary, representing clients and comparing policies across multiple insurers. Both roles require licensing and have overlapping skills, but their work environments and client interactions differ.

How do Virtual Insurance Agents typically collaborate with underwriters and claims adjusters in a remote environment?

Virtual Insurance Agents often work closely with underwriters and claims adjusters through secure digital platforms, video calls, and shared documentation systems. Effective communication and timely updates are essential, as agents relay client information, clarify policy details, and coordinate on complex cases. Collaboration tools and regular team meetings help ensure that everyone stays informed and aligned on client needs, making remote teamwork both efficient and responsive.

What is a Virtual Insurance Agent?

A Virtual Insurance Agent is a professional who provides insurance services and advice remotely, typically using phone, email, video calls, or online chat. They help clients understand different insurance policies, assess their needs, and select appropriate coverage without meeting in person. Virtual Insurance Agents can handle a variety of insurance types, such as life, health, auto, or homeowners insurance, and often work for insurance companies, agencies, or as independent brokers. Their role emphasizes convenience and accessibility for clients who prefer digital communication. This position requires strong communication skills, knowledge of insurance products, and often appropriate licensing.

What are the key skills and qualifications needed to thrive as a Virtual Insurance Agent, and why are they important?

To thrive as a Virtual Insurance Agent, you need a strong understanding of insurance products, sales techniques, and relevant licensing or certifications. Familiarity with customer relationship management (CRM) software, digital communication platforms, and quoting systems is essential. Excellent verbal communication, active listening, and self-motivation are standout soft skills in this role. These skills ensure agents can effectively advise clients, build trust remotely, and achieve sales targets in a digital environment.
More about Virtual Insurance Agent jobs
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What are popular job titles related to Virtual Insurance Agent jobs in Florida? For Virtual Insurance Agent jobs in Florida, the most frequently searched job titles are:
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What cities in Florida are hiring for Virtual Insurance Agent jobs? Cities in Florida with the most Virtual Insurance Agent job openings:
Virtual Insurance Agent jobs near you
Insurance Agent

Insurance Agent

Capital Insurance Agency, Inc.

Tallahassee, FL • On-site

$50K - $100K/yr

Full-time

Posted 14 days ago

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After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

Life & Health Insurance Agent

Unlimited Earning Potential | Free Leads | Exclusive Territory

For over 50 years, Capital Insurance Agency has served State of Florida Government Agencies, Universities, and State Colleges — providing life and supplemental benefits to more than 200,000 employees. We are expanding and seeking motivated professionals to build a commission-based insurance career.

2-15 Life & Health Licensed Agents Receive:

✔ Their own territory of approximately 2,000 clients
✔ Full access to our 100,000+ client database
✔ Free leads — no cost to you!
✔ Exclusive payroll deduction markets and top-rated carriers
✔ Advanced commission opportunities (payment upfront rather than over 12 months)
✔ Renewal (residual) income
✔ Structured New Agent Training
✔ Dedicated Regional Director and Home Office support

You are not cold-calling or buying leads. You are building your business within an established, trusted system.

Not Yet Licensed?

We assist qualified candidates in obtaining their Florida 2-15 Life & Health License:

  • Step-by-step licensing guidance and pre-licensing coursework
  • Exam Discount
  • Clear onboarding once licensed

Income & Growth

  • Commission-only and unlimited earning potential!
  • First-Year Income: $50,000 – $100,000+
  • Significant income growth beginning in Year 2
  • Renewal commissions
  • Potential to move into management after one year
  • Monthly & annual bonus opportunities
  • E&O & NAIFA reimbursement (Year 1)

Requirements

  • Florida 2-15 License (or willingness to obtain)
  • Self-motivated and disciplined entrepreneur
  • Strong communication and interpersonal skills
  • Maintain a full-time commitment (40+ hours/week)
  • Reliable transportation for in-person appointments
  • Basic computer and technology proficiency
  • Entry-level and experienced candidates welcome

Key Responsibilities

  • Educate clients on life and supplemental health insurance solutions
  • Present and sell policies to new and existing clients
  • Conduct in-person and virtual benefit reviews
  • Develop and illustrate customized retirement strategies
  • Uphold all compliance and regulatory standards

Why Join Capital Insurance Agency?
At Capital, we don’t just offer a job—we provide a path to a thriving career. With our extensive resources, unparalleled market access, and unwavering support, you’ll have everything you need to succeed. Protect the lives, families, and assets of others while building a prosperous future for yourself with Capital Insurance Agency!

Entry-level and experienced candidates welcome. Apply today and build a scalable income platform with Capital Insurance Agency!

Company Description

At Capital, we don’t just offer a job—we provide a path to a thriving career. With our extensive resources, unparalleled market access, and unwavering support, you’ll have everything you need to succeed. Protect the lives, families, and assets of others while building a prosperous future for yourself with Capital Insurance Agency!
Capital Insurance Agency logo

About Capital Insurance Agency

Sourced by ZipRecruiter

A Florida‑focused independent insurance agency in operation for over 50 years (since 1970), Capital Insurance Agency serves more than 100,000 state employees, especially in public university and state retirement benefit programs. With a statewide network of qualified agents, the firm facilitates enrollment in dental, vision, disability, life, and other supplemental insurance plans, including client education, open‑inscription support, and claims assistance, tailored for public‑sector personnel and retirees.

Industry

Insurance services

Company size

51 - 200 Employees

Headquarters location

Tallahassee, FL, US

Year founded

1970

Social media

Facebook

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