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Virtual Insurance Agent Jobs in Miami, FL (NOW HIRING)

HMG Careers

Remote Insurance Agent

Hollywood, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Pembroke Pines, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Fort Lauderdale, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Miami, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Miramar, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Pompano Beach, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Insurance Agent

Miami Gardens, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

The Benefits Boss

Remote Health Insurance Agent

Miami, FL · On-site +1

$20K/mo

Remote Health Insurance Agent 1099 Commission + Residuals Leads Provided Let's be honest: most ... Next Step Apply now to receive an invitation to our next live virtual info session. In 30 minutes ...

JAR Insurance Services

Be Seen First

Now Hiring: Health & Life Insurance Agents

Miami, FL · Remote

$65K - $130K/yr

Join Our Team as an Insurance Agent at JAR Insurance Services! Career Expo | July 28th, 2026 | 10:00 AM Will be held Virtual/Online Ready to unlock your potential and build a rewarding career? Join ...

HMG Careers

Remote Life Insurance Agent

Miramar, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Life Insurance Agent

Miami Gardens, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Life Insurance Agent

Pompano Beach, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Life Insurance Agent

Hollywood, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

HMG Careers

Remote Life Insurance Agent

Miami, FL · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

InsuraTec

Virtual Phone Sales Representative

Miami, FL · Remote

Virtual Sales, Remote Phone Sales, Licensed Insurance Agent, Remote Closer, Inbound Sales, Work From Home Jobs, Telesales Agent, Final Expense, Life Insurance Sales, High-Ticket Closing, Commission ...

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All JobsInsurance Agent JobsVirtual Insurance Agent JobsVirtual Insurance Agent Jobs in Miami, FL

Virtual Insurance Agent information

See Miami, FL salary details

$23.9K

$62.2K

$116.2K

How much do virtual insurance agent jobs pay per year?

As of Jul 30, 2026, the average yearly pay for virtual insurance agent in Miami, FL is $62,190.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,600.00 and $73,600.00 per year, depending on experience, location, and employer.

What Does a Virtual Insurance Agent Do?

As a virtual insurance agent, your responsibilities are to sell customers different types of health, life, auto, home, and disaster insurance plans or add-ons to their existing coverage. However, unlike a traditional insurance agent, you perform your work remotely and discuss options with customers via online chat platforms, email, or phone. Your duties include determining what type of coverage a customer needs, assessing their risk factors and financial stability to decide whether or not they qualify for coverage, and identifying what kinds of coverage are available to them.

What is the difference between Virtual Insurance Agent vs Insurance Broker?

AspectVirtual Insurance AgentInsurance Broker
CredentialsTypically requires insurance licenses, certifications vary by stateRequires insurance licenses, often holds multiple state licenses
Work EnvironmentRemote or online, working independently or for an agencyCan work independently or for brokerage firms, often client-facing
Employer & Industry UsageInsurance companies, agencies, online platformsIndependent or agency-based, representing multiple insurers
Search & Comparison IntentFinding remote insurance sales or support rolesComparing insurance options or seeking independent advice

The main difference is that a Virtual Insurance Agent primarily sells or supports insurance products online and may work directly for an insurer or agency. An Insurance Broker acts as an independent intermediary, representing clients and comparing policies across multiple insurers. Both roles require licensing and have overlapping skills, but their work environments and client interactions differ.

How do Virtual Insurance Agents typically collaborate with underwriters and claims adjusters in a remote environment?

Virtual Insurance Agents often work closely with underwriters and claims adjusters through secure digital platforms, video calls, and shared documentation systems. Effective communication and timely updates are essential, as agents relay client information, clarify policy details, and coordinate on complex cases. Collaboration tools and regular team meetings help ensure that everyone stays informed and aligned on client needs, making remote teamwork both efficient and responsive.

What is a Virtual Insurance Agent?

A Virtual Insurance Agent is a professional who provides insurance services and advice remotely, typically using phone, email, video calls, or online chat. They help clients understand different insurance policies, assess their needs, and select appropriate coverage without meeting in person. Virtual Insurance Agents can handle a variety of insurance types, such as life, health, auto, or homeowners insurance, and often work for insurance companies, agencies, or as independent brokers. Their role emphasizes convenience and accessibility for clients who prefer digital communication. This position requires strong communication skills, knowledge of insurance products, and often appropriate licensing.

What are the key skills and qualifications needed to thrive as a Virtual Insurance Agent, and why are they important?

To thrive as a Virtual Insurance Agent, you need a strong understanding of insurance products, sales techniques, and relevant licensing or certifications. Familiarity with customer relationship management (CRM) software, digital communication platforms, and quoting systems is essential. Excellent verbal communication, active listening, and self-motivation are standout soft skills in this role. These skills ensure agents can effectively advise clients, build trust remotely, and achieve sales targets in a digital environment.
More about Virtual Insurance Agent jobs
What are the most commonly searched types of Insurance Agent jobs in Miami, FL? The most popular types of Insurance Agent jobs in Miami, FL are:
What are popular job titles related to Virtual Insurance Agent jobs in Miami, FL? For Virtual Insurance Agent jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Virtual Insurance Agent jobs in Miami, FL look for? The top searched job categories for Virtual Insurance Agent jobs in Miami, FL are:
What cities near Miami, FL are hiring for Virtual Insurance Agent jobs? Cities near Miami, FL with the most Virtual Insurance Agent job openings:
Virtual Insurance Agent jobs near you
Infographic showing various Virtual Insurance Agent job openings in Miami, FL as of July 2026, with employment types broken down into 1% Locum Tenens, 90% Full Time, 6% Part Time, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $62,190 per year, or $29.9 per hour.

Entry Level Remote Insurance Agent

The Cascarella Agency

Miami, FL • Remote

Other

Re-posted 22 days ago

Job description

Work Arrangement: Fully Remote (Applicants must reside in the United States)
Classification: Independent Contractor (1099)
Compensation: 100% Commission-Based

Lead Support: Optional access to purchase compliant, pre-generated leads from our in-house marketing team

About Us

The Cascarella Agency is dedicated to helping families build financial security and long-term protection. We also empower motivated individuals to create scalable income opportunities without the constraints of a traditional career path. Our culture is rooted in personal development, accountability, and a commitment to excellence.

The Opportunity

We are currently expanding and looking for motivated, self-driven individuals to join our team as Virtual Insurance Consultants. In this role, you will guide clients through selecting life insurance and other financial protection solutions tailored to their needs. All interactions are conducted remotely, giving you the flexibility to work from anywhere in the U.S.

What You’ll Receive
  • Unlimited earning potential through a performance-based compensation model
  • Optional access to high-quality, compliant leads generated by our marketing team
  • Complete schedule flexibility and remote work freedom
  • Comprehensive training and ongoing mentorship
  • Clear path to leadership, including the ability to build and manage your own team
  • Performance incentives such as bonuses and travel rewards
Who We’re Looking For
  • Must be based in the United States
  • At least 18 years old and able to pass a background check
  • Currently licensed in Life Insurance, or willing to obtain licensing (we provide guidance)
  • Self-motivated with an entrepreneurial mindset
  • Coachable and committed to personal and professional growth
  • Sales experience is a plus, but not required

If you’re seeking a flexible, results-driven opportunity where your income is directly tied to your effort, we encourage you to apply. Qualified candidates will be contacted by our leadership team to discuss next steps.