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Vice President Subprime Auto Finance Jobs (NOW HIRING)

CAR Financial

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Business Development Representative / Sales

Webster, NY · On-site

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Beck Automotive Group

Collector

Palatka, FL · On-site

$18 - $24/hr

Fairway Financial Collector - Subprime Auto Finance Full-Time or Part-Time Position Available About Us: We're not your average finance company, and this isn't your average collections job. Fairway ...

OneMain Financial

VP/MD Analytics

Wilmington, DE · On-site

The VP/MD of Data Science will focus on building the foundational data science capabilities to enable the integration and growth of our emerging Auto Finance businesses. This role will partner ...

OneMain Financial

VP/MD Analytics

Wilmington, DE

The VP/MD of Data Science will focus on building the foundational data science capabilities to enable the integration and growth of our emerging Auto Finance businesses. This role will partner ...

Beck Automotive Group

Collector

Palatka, FL · On-site

$18 - $24/hr

Fairway Financial Collector - Subprime Auto Finance Full-Time or Part-Time Position Available About Us: We're not your average finance company, and this isn't your average collections job. Fairway ...

Beck Automotive Group

Collector

Palatka, FL · On-site

$18 - $24/hr

Fairway Financial Collector - Subprime Auto Finance Full-Time or Part-Time Position Available About Us: We're not your average finance company, and this isn't your average collections job. Fairway ...

Vroom

Vice President, Finance

Fort Worth, TX · On-site

We're building the future of auto finance and retail intelligence-backed by smart teams, modern ... The Vice President of Finance creates shareholder value by identifying opportunities and leading ...

8x8

Vice President, Finance

Fort Worth, TX · On-site

We're building the future of auto finance and retail intelligence-backed by smart teams, modern ... The Vice President of Finance creates shareholder value by identifying opportunities and leading ...

8x8

Vice President, Finance

Fort Worth, TX

We're building the future of auto finance and retail intelligence-backed by smart teams, modern ... The Vice President of Finance creates shareholder value by identifying opportunities and leading ...

CAR Financial

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Bilingual Customer Service Representative

Webster, NY · On-site

$14.25 - $18/hr

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Blend360

VP, Finance

Columbia, MD

We are looking for a Vice President of Finance for our North America Region. Our new VP will serve as primary business partner to the NA leader and own the financial narrative across a large ...

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Vice President Subprime Auto Finance information

See salary details

$64.5K

$169.5K

$260K

How much do vice president subprime auto finance jobs pay per year?

As of Sep 5, 2026, the average yearly pay for vice president subprime auto finance in the United States is $169,537.00, according to ZipRecruiter salary data. Most workers in this role earn between $136,500.00 and $198,500.00 per year, depending on experience, location, and employer.

What does a vice president subprime auto finance do?

A Vice President of Subprime Auto Finance oversees the lending operations related to auto loans for customers with lower credit scores. They are responsible for developing strategies to grow the subprime loan portfolio, managing risk, ensuring compliance with regulations, and leading teams that handle underwriting, collections, and customer service. This executive role requires strong leadership, knowledge of financial markets, and expertise in risk management and lending practices. Overall, they play a key role in driving the profitability and sustainability of a financial institution's subprime auto finance division.

What are the key skills and qualifications needed to thrive as a vice president subprime auto finance?

To excel as a Vice President in Subprime Auto Finance, you need deep expertise in auto lending, risk assessment, financial analysis, and a proven track record in subprime credit markets, often backed by a relevant degree and significant industry experience. Familiarity with loan origination systems, credit scoring models, compliance software, and regulatory frameworks is essential, as are certifications like CFA or CTP. Outstanding leadership, negotiation, and strategic communication skills set successful candidates apart, enabling them to motivate teams and build strong partnerships. These skills are vital for driving profitable portfolio growth, ensuring regulatory compliance, and maintaining strong stakeholder relationships in a competitive, high-risk segment.

What are some common challenges faced by a vice president subprime auto finance, and how can they be addressed?

A Vice President in Subprime Auto Finance often navigates challenges such as managing higher credit risk portfolios, ensuring regulatory compliance, and maintaining profitability in a competitive market. Addressing these requires strong analytical skills to assess risk, staying updated on evolving lending regulations, and fostering a culture of ethical lending within the team. Successful leaders in this role also prioritize building effective partnerships with dealerships and leveraging technology to streamline underwriting and collections processes.

What is the difference between Vice President Subprime Auto Finance vs Credit Risk Manager?

AspectVice President Subprime Auto FinanceCredit Risk Manager
CredentialsBachelor's degree, advanced finance certifications often preferredBachelor's degree in finance, economics, or related field; certifications like CFA beneficial
Work EnvironmentStrategic leadership in auto finance division, high-level decision makingAnalyzing credit data, assessing risk, and developing risk mitigation strategies
Employer & Industry UsageFinancial institutions, auto lenders, banksBanks, auto finance companies, lending institutions

The Vice President Subprime Auto Finance focuses on leading auto loan portfolios and strategic growth in the subprime segment, while the Credit Risk Manager concentrates on assessing and managing credit risk to minimize losses. Both roles require financial expertise and industry experience but differ in scope and responsibilities.

What cities are hiring for Vice President Subprime Auto Finance jobs?

Cities with the most Vice President Subprime Auto Finance job openings:

What are the most commonly searched types of Subprime Auto Finance jobs?

The most popular types of Subprime Auto Finance jobs are:

What states have the most Vice President Subprime Auto Finance jobs?

States with the most job openings for Vice President Subprime Auto Finance jobs include:

What job categories do people searching Vice President Subprime Auto Finance jobs look for?

The top searched job categories for Vice President Subprime Auto Finance jobs are:

Vice President Subprime Auto Finance jobs near you
Infographic showing various Vice President Subprime Auto Finance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, 3% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $169,537 per year, or $81.5 per hour.

Business Development Representative / Sales

CAR Financial

Webster, NY • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago

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Job description

Responsibilities

  • Help market and implement our financial services and solutions to our auto dealerships clients and prospective clients.
  • Perform business development work, including prospecting, consulting, and meeting with independent auto dealers.
  • Assist in financial modeling of our products and services for discussion with and presentation to independent auto dealers.
  • Gain understanding of auto finance industry compliance and regulations.
  • Organize and track target clients and growth opportunities with both new and existing clients.

Opportunities

  • Competitive base salary
  • Can be eligible for Profit Sharing Plan after 12 months. With our current Plan, you are eligible to receive a percentage of base compensation based on the achievement of certain business results and individual performance during the year.
  • Flexible benefits program that enables you to create a package that suits your needs
  • Twenty (20) paid personal days to use for your vacation, sick time, or any other personal use
  • Eight (8) paid holidays in addition to paid personal days
  • Medical and dental insurance programs for individuals or families at a fraction of their annual cost
  • 401(k) program with matching contributions
  • Company-paid disability and life insurance
  • Opportunity to have long-term career, achieve your personal best, and balance your personal and professional goals.
  •  

Requirements

  • Bilingual in Spanish a Plus!
  • Strong financial acumen and analytical skills.
  • Strong written and verbal communication skills.
  • Solid computer skills including Microsoft Excel, Word & Outlook.
  • Ability to adapt and use multiple technology solutions provided to support your consulting and marketing goals.
  • Bachelor’s degree
  • Prior experience in financial services or auto finance industry a plus (not required).
  • Potential opportunity to relocate- Harrisburg PA or Albany NY area

Company Description

CAR Financial Services is a national company and industry leading provider of financial services for independent auto dealers. CAR Financial offers a variety of financial programs designed to improve cash flow and support capital needs for sub-prime automobile dealers. The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Car Financial Services logo

About Car Financial Services

Sourced by ZipRecruiter

CAR Financial Services, Inc. (“CAR”) services both independent automotive dealers and automotive sub-prime financial organizations. CAR has a national geographic footprint, as we can operate in 47 States and we continually evolve our programs to meet the ever-changing needs of those we serve. Our strengths lie with our experienced and professional employees, our dedication to technology and a tradition of over 25 years of quality service. CAR can help you survive every economic cycle by customizing a purchase/service program that meets your needs while providing quality service through a single dealer point of contact. CAR strives to understand your day to day business so that we can structure a program designed to meet your long-term goals and objectives. Whether purchasing a stream of payments, purchasing all or part of your accounts outright, or simply servicing your BH/PH portfolio, the trusted professionals at CAR Financial Services are interested in working with you to meet your dealership needs and exceed your service expectations.

Industry

Automobile dealers

Company size

51 - 200 Employees

Headquarters location

Atlanta, GA, US

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