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Subprime Jobs (NOW HIRING)

Spitzer Autoworld

Subprime Finance Manager

Ontario, OH · On-site

The Subprime Finance Manager is responsible for coordinating the sale of finance and insurance programs to customers. The Subprime Finance and Insurance Manager works with lenders and financial ...

Private

Automotive Sub-Prime Director

Houma, LA

SUBPRIME FINANCE DIRECTOR Confidential Executive Search | Greater New Orleans Area Are you the person everyone calls when a deal can't get bought? A high-volume automotive dealership in the Greater ...

Private

Automotive Sub-Prime Director

Slidell, LA

SUBPRIME FINANCE DIRECTOR Confidential Executive Search | Greater New Orleans Area Are you the person everyone calls when a deal can't get bought? A high-volume automotive dealership in the Greater ...

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How much do subprime jobs pay per hour?

As of Jun 5, 2026, the average hourly pay for subprime in the United States is $17.43, according to ZipRecruiter salary data. Most workers in this role earn between $16.11 and $18.51 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Subprime Loan Officer, and why are they important?

To thrive as a Subprime Loan Officer, you need a solid understanding of lending practices, credit risk assessment, and regulatory compliance, often supported by experience in finance or banking. Familiarity with loan origination systems, credit reporting tools, and financial analysis software is typically required. Strong interpersonal skills, ethical judgment, and the ability to communicate complex terms clearly help build trust with clients who may have challenging credit histories. These skills are crucial for responsibly guiding borrowers, minimizing risk, and ensuring successful loan management in the subprime market.

What are subprime loans?

Subprime loans are types of loans offered to borrowers with lower credit scores or limited credit histories, who may not qualify for conventional loans. These loans typically come with higher interest rates to offset the increased risk lenders take on. Subprime loans can include mortgages, auto loans, and personal loans. While they provide access to credit for individuals who might otherwise be denied, they also carry a higher risk of default and may result in higher overall borrowing costs.

What are some common challenges faced by professionals working in subprime lending, and how can they be addressed?

Professionals in subprime lending often encounter challenges such as managing higher credit risks, navigating complex regulatory requirements, and maintaining strong customer relationships. Balancing responsible lending practices with business growth requires careful risk assessment and ongoing training to stay updated on industry regulations. Building transparent communication with clients and collaborating closely with compliance and underwriting teams can help mitigate risks and foster a positive reputation in the market.

What is the difference between Subprime vs Mortgage Broker?

AspectSubprimeMortgage Broker
Required CredentialsVaries; often less strictLicensing and certifications (e.g., NMLS)
Work EnvironmentFinancial institutions, lending companiesMortgage brokerage firms, banks
Industry UsageRefers to high-risk borrowers or loansRefers to professionals who facilitate mortgage loans
Search/Comparison IntentUnderstanding high-risk lendingFinding mortgage loan options or brokers

Subprime refers to high-risk loans or borrowers, often associated with less strict lending standards. Mortgage brokers are professionals who help clients find suitable mortgage loans, including subprime options. While subprime relates to the type of loan or borrower risk, mortgage brokers are the intermediaries facilitating these loans. Understanding the difference helps borrowers navigate their options effectively.

More about Subprime jobs
What states have the most Subprime jobs? States with the most job openings for Subprime jobs include:
What job categories do people searching Subprime jobs look for? The top searched job categories for Subprime jobs are:
Subprime jobs near you
Subprime Finance Manager

Subprime Finance Manager

Spitzer Autoworld

Ontario, OH • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

Job description

Spitzer Motors in Mansfield is looking for passionate team members who want to deliver a high level of service to our customers, while growing their career at a top regional employer. The Subprime Finance Manager is responsible for coordinating the sale of finance and insurance programs to customers. The Subprime Finance and Insurance Manager works with lenders and financial institutions to provide financial services to dealership customers.

Prior subprime experience is required. While you take care of our customers, we will take care of you. FULL-TIME BENEFITS: Flexible work schedule - 5 day work week.

Product training and ongoing training with Spitzer University Opportunities for advancement - we love to promote from within the organization. 401K with a 5% employer match Medical, dental, and vision insurance Generous paid time off - 80 hours after 1 year of service Paid uniforms, name badges and business cards Employee assistance program Voluntary benefits include: life insurance, short and long-term disability, accident coverage, hospital indemnity, company-paid life insurance with medical coverage and HSA with employer contribution ESSENTIAL DUTIES AND RESPONSIBILITIES: Sells financing and insurance to customers Responsible for the attainment and gross production of financial services' goals and objectives Reviews customer credit applications Makes extended service contracts and other owner protection programs available to customers Assesses profitability to dealership of financing arrangements Utilizes the menu selling process Maintains Customer Satisfaction scores at or above company standards Ensures compliance with all laws and regulatory obligations relative to financial services and products. Abides by all Red Flag standards and laws Complies with all Safeguard and Transaction compliance rules and regulations Ensures that all organizational activities and operations are carried out in compliance with organizational guidelines and local, state, and federal regulations and laws governing business operations Oversees completion and submission of all financing documents Acts as liaison between the customer and the lending institution Ensures adherence to F&I reporting requirements of company Attends weekly manager meetings Works directly with employees and customers to develop relationships and to assist bridge disconnects in the sales process Builds rapport with customers to build a base of referrals to establish customer network present finance and product options to customers Meets monthly objectives Work with service advisors to address customer inquiries with regard to warranty and service contracts Training and providing the sales team with information on finance and lease programs and the benefits of the dealership's financing and extended service programs Other related duties as assigned .

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