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Subprime Jobs (NOW HIRING)

United Auto Credit

Credit Analyst - Subprime Auto Finance

Denver, CO · On-site

$28.50 - $33.50/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... subprime financing for a bevy of commercial units. We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time ...

United Auto Credit

Credit Analyst - Subprime Auto Finance

Miami, FL · On-site

$28.50 - $32.50/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... subprime financing for a bevy of commercial units. We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time ...

United Auto Credit

Credit Analyst - Subprime Auto Finance

Buffalo, NY · On-site

$28.50 - $32.50/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... subprime financing for a bevy of commercial units. We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time ...

United Auto Credit

Credit Analyst - Subprime Auto Finance

Atlanta, GA · On-site

$28.50 - $32.50/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... subprime financing for a bevy of commercial units. We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time ...

United Auto Credit

Credit Analyst - Subprime Auto Finance

Phoenix, AZ · On-site

$28.50 - $33.50/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... subprime financing for a bevy of commercial units. We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time ...

United Auto Credit

Credit Analyst - Subprime Auto Finance

Chicago, IL · On-site

$28.50 - $33.50/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... subprime financing for a bevy of commercial units. We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time ...

United Auto Credit

Credit Analyst - Subprime Auto Finance

Phoenix, AZ · On-site

$28.50 - $33.50/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... subprime financing for a bevy of commercial units. We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time ...

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Subprime information

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How much do subprime jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for subprime in the United States is $17.43, according to ZipRecruiter salary data. Most workers in this role earn between $16.11 and $18.51 per hour, depending on experience, location, and employer.

What are subprime loans?

Subprime loans are types of loans offered to borrowers with lower credit scores or limited credit histories, who may not qualify for conventional loans. These loans typically come with higher interest rates to offset the increased risk lenders take on. Subprime loans can include mortgages, auto loans, and personal loans. While they provide access to credit for individuals who might otherwise be denied, they also carry a higher risk of default and may result in higher overall borrowing costs.

What are some common challenges faced by professionals working in subprime lending, and how can they be addressed?

Professionals in subprime lending often encounter challenges such as managing higher credit risks, navigating complex regulatory requirements, and maintaining strong customer relationships. Balancing responsible lending practices with business growth requires careful risk assessment and ongoing training to stay updated on industry regulations. Building transparent communication with clients and collaborating closely with compliance and underwriting teams can help mitigate risks and foster a positive reputation in the market.

What are the key skills and qualifications needed to thrive as a subprime loan officer, and why are they important?

To thrive as a Subprime Loan Officer, you need a solid understanding of lending practices, credit risk assessment, and regulatory compliance, often supported by experience in finance or banking. Familiarity with loan origination systems, credit reporting tools, and financial analysis software is typically required. Strong interpersonal skills, ethical judgment, and the ability to communicate complex terms clearly help build trust with clients who may have challenging credit histories. These skills are crucial for responsibly guiding borrowers, minimizing risk, and ensuring successful loan management in the subprime market.

What is the difference between Subprime vs Mortgage Broker?

AspectSubprimeMortgage Broker
Required CredentialsVaries; often less strictLicensing and certifications (e.g., NMLS)
Work EnvironmentFinancial institutions, lending companiesMortgage brokerage firms, banks
Industry UsageRefers to high-risk borrowers or loansRefers to professionals who facilitate mortgage loans
Search/Comparison IntentUnderstanding high-risk lendingFinding mortgage loan options or brokers

Subprime refers to high-risk loans or borrowers, often associated with less strict lending standards. Mortgage brokers are professionals who help clients find suitable mortgage loans, including subprime options. While subprime relates to the type of loan or borrower risk, mortgage brokers are the intermediaries facilitating these loans. Understanding the difference helps borrowers navigate their options effectively.

More about Subprime jobs

What states have the most Subprime jobs?

States with the most job openings for Subprime jobs include:

What job categories do people searching Subprime jobs look for?

The top searched job categories for Subprime jobs are:

Subprime jobs near you
Infographic showing various Subprime job openings in the United States as of August 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $36,257 per year, or $17.4 per hour.

SUBPRIME Automotive Finance Manager (spanish speaking preferred)

Bristol Honda

Bristol, TN

$14.75 - $18.50/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 4 days ago

Job description

Join the Bristol Honda Team as a Subprime Automotive Finance Manager!  SPANISH SPEAKING A HUGE PLUS!

Are you ready to drive success in a dynamic automotive environment? Bristol Honda, a leading name in automotive excellence, is seeking a talented Subprime Automotive Finance Manager to join our dedicated team. This pivotal role offers the opportunity to make a significant impact in our finance department, providing financial solutions to customers with diverse credit histories.

What We Offer:

  • Competitive Salary & Incentives: We provide a competitive base salary with performance-based bonuses that reflect your expertise and dedication.
  • Career Advancement Opportunities: At Bristol Honda, we believe in promoting from within and offer extensive training and development programs to help you climb the ladder of success in the automotive industry.
  • Supportive Team Environment: Work alongside industry professionals in a supportive, innovative, and collaborative environment.
  • Employee Benefits: Enjoy a comprehensive benefits package that includes health insurance, dental and vision plans, retirement savings options, and paid time off.

Key Responsibilities:

  • Assess and respond to the financing needs of customers with subprime credit ratings.
  • Negotiate and secure approved financing through our network of lenders.
  • Ensure compliance with all legal requirements and ethical standards associated with automotive finance.
  • Collaborate with the sales team to meet monthly sales and customer satisfaction targets.
  • Educate customers about their financing options and the terms of their agreements.

What You Need to Succeed:

  • Proven experience in automotive finance or a similar role, with a deep understanding of credit-challenged financing.
  • Strong negotiation and communication skills, with an ability to connect with customers and lenders effectively.
  • A commitment to maintaining high ethical standards and upholding company values.
  • Ability to thrive in a fast-paced environment and manage multiple priorities.
  • A positive attitude and a team-oriented approach.

If you're looking to take your career to the next level with a reputable and forward-thinking automotive dealer, Bristol Honda is the place for you. Apply today to become a key player in our financial services team and help our customers drive away with their dream car!

To Apply: Submit your resume and cover letter through our careers portal on the Bristol Honda website or send them directly to MLEE@bristolhonda.com. We are eager to learn more about how your skills and experiences will contribute to our team's success.

Bristol Honda: Driving the Future of Automotive Excellence. Join Us!

MUST HAVE AUTO FINANCE EXPERIENCE 

Apply