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Subprime Jobs (NOW HIRING)

Car Credit Inc

Office Manager

Kansas City, MO · On-site

$19 - $28/hr

The Big Lot - Car Credit is a subprime "Buy Here, Pay Here" dealership that specializes in helping customers with credit problems. Job Duties: • Place Outbound Phone Calls to Delinquent Accounts ...

Dynamic Motors

Car Salesman

Largo, FL · On-site

$40K - $75K/yr

This position is for proven sales professionals who understand subprime customers, structured deals, and closing with confidence. If you know how to work leads, overcome objections, and close BHPH ...

EasyCare

Automotive Special Finance Manager

Altoona, PA · On-site

Experience with subprime lending is highly desired.*** Job Responsibilities * Contract new business, sell F&I products and close deals * Generate finance income on all sold customers * Check/verify ...

EasyCare

Automotive Special Finance Manager

Indiana, PA · On-site

Experience with subprime lending is highly desired.*** Job Responsibilities * Contract new business, sell F&I products and close deals * Generate finance income on all sold customers * Check/verify ...

LOBEL FINANCIAL

Market Coordinator

Anaheim Hills, CA · On-site

$44K - $61K/yr

Experience in subprime auto finance is preferred. * Strong attention to detail paired with disciplined documentation habits. * Ability to manage multiple priorities, move with urgency, and perform ...

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How much do subprime jobs pay per hour?

As of Jun 5, 2026, the average hourly pay for subprime in the United States is $17.43, according to ZipRecruiter salary data. Most workers in this role earn between $16.11 and $18.51 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Subprime Loan Officer, and why are they important?

To thrive as a Subprime Loan Officer, you need a solid understanding of lending practices, credit risk assessment, and regulatory compliance, often supported by experience in finance or banking. Familiarity with loan origination systems, credit reporting tools, and financial analysis software is typically required. Strong interpersonal skills, ethical judgment, and the ability to communicate complex terms clearly help build trust with clients who may have challenging credit histories. These skills are crucial for responsibly guiding borrowers, minimizing risk, and ensuring successful loan management in the subprime market.

What are subprime loans?

Subprime loans are types of loans offered to borrowers with lower credit scores or limited credit histories, who may not qualify for conventional loans. These loans typically come with higher interest rates to offset the increased risk lenders take on. Subprime loans can include mortgages, auto loans, and personal loans. While they provide access to credit for individuals who might otherwise be denied, they also carry a higher risk of default and may result in higher overall borrowing costs.

What are some common challenges faced by professionals working in subprime lending, and how can they be addressed?

Professionals in subprime lending often encounter challenges such as managing higher credit risks, navigating complex regulatory requirements, and maintaining strong customer relationships. Balancing responsible lending practices with business growth requires careful risk assessment and ongoing training to stay updated on industry regulations. Building transparent communication with clients and collaborating closely with compliance and underwriting teams can help mitigate risks and foster a positive reputation in the market.

What is the difference between Subprime vs Mortgage Broker?

AspectSubprimeMortgage Broker
Required CredentialsVaries; often less strictLicensing and certifications (e.g., NMLS)
Work EnvironmentFinancial institutions, lending companiesMortgage brokerage firms, banks
Industry UsageRefers to high-risk borrowers or loansRefers to professionals who facilitate mortgage loans
Search/Comparison IntentUnderstanding high-risk lendingFinding mortgage loan options or brokers

Subprime refers to high-risk loans or borrowers, often associated with less strict lending standards. Mortgage brokers are professionals who help clients find suitable mortgage loans, including subprime options. While subprime relates to the type of loan or borrower risk, mortgage brokers are the intermediaries facilitating these loans. Understanding the difference helps borrowers navigate their options effectively.

More about Subprime jobs
What states have the most Subprime jobs? States with the most job openings for Subprime jobs include:
What job categories do people searching Subprime jobs look for? The top searched job categories for Subprime jobs are:
Subprime jobs near you

Automotive Special Finance Manager

South Shore Chrysler Dodge Jeep Ram of Five Towns

Valley Stream, NY • On-site

Other

Medical, Dental, Vision, Retirement

Posted yesterday

Job description

South Shore Chrysler Dodge Jeep Ram is looking for a Subprime/Special Finance Manager.

Our goal is to offer a world-class, personalized, and professional experience in order to assist customers with "less than perfect" credit purchase a new or used car. This new operation will be separate from our current sales operations. This position is direct customer contact with a goal of developing relationships and helping to enhance the sales process in presenting qualified vehicles to customers. We will provide the leads and resources to assist you selling more vehicles

What We Offer

  • Medical, Dental, Vision Insurance
  • 401K
  • Team environment.
  • Unlimited earning potential
  • Specific inventory provided
  • Special finance leads provided
  • Banks, Banks, Banks

As a Special Finance Manager, qualified candidates should have experience in :

  • sub-prime lending options 
  • possess extensive knowledge on programs that help customers with bad or limited credit to efficiently secure financing for potential car deals. This position is direct customer contact with a goal of developing relationships and helping to enhance the sales process in presenting qualified vehicles to customers.
  • Additionally, qualified candidates should have the following skills and qualifications:
  • Accuracy in submitting deals for approval
  • Closer with a self-motivating personality
  • Follow all company policies to ensure all transactions compliant and error free
  • Excellent customer service, organizational, and negotiation skills •
  • Enthusiastic and outgoing with high energy throughout the sales workday
  • Strong written and verbal communication skills
  • Self-motivated, goal-oriented, and enthusiastic

Position Requirements

  • Previous Automobile Special / Subprime Finance experience required.
  • proven track record in running an automobile subprime department.
  • Strong work ethic, telephone and customer handling skills
  •  Strong follow up skills
  •  Positive attitude.
  • Professional, well-groomed personal appearance.
  • Willing to submit to a pre-employment background check & drug screen
  • Knowledge of dealership finance and insurance procedures

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