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Subprime Jobs (NOW HIRING)

CAR Financial

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Account/Collection Analyst

Lawrenceville, GA · On-site

$15 - $25/hr

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Toms River Volkswagen

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Automotive Sales Manager

Toms River, NJ · On-site

$70K - $150K/yr

... subprime credit customers, leasing, TO, and customer follow up. This is a great opportunity to join a rapidly expanding organization that offers comprehensive pay plans, excellent working ...

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Subprime information

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$14

$17

$20

How much do subprime jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for subprime in the United States is $17.43, according to ZipRecruiter salary data. Most workers in this role earn between $16.11 and $18.51 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a subprime loan officer, and why are they important?

To thrive as a Subprime Loan Officer, you need a solid understanding of lending practices, credit risk assessment, and regulatory compliance, often supported by experience in finance or banking. Familiarity with loan origination systems, credit reporting tools, and financial analysis software is typically required. Strong interpersonal skills, ethical judgment, and the ability to communicate complex terms clearly help build trust with clients who may have challenging credit histories. These skills are crucial for responsibly guiding borrowers, minimizing risk, and ensuring successful loan management in the subprime market.

What are subprime loans?

Subprime loans are types of loans offered to borrowers with lower credit scores or limited credit histories, who may not qualify for conventional loans. These loans typically come with higher interest rates to offset the increased risk lenders take on. Subprime loans can include mortgages, auto loans, and personal loans. While they provide access to credit for individuals who might otherwise be denied, they also carry a higher risk of default and may result in higher overall borrowing costs.

What are some common challenges faced by professionals working in subprime lending, and how can they be addressed?

Professionals in subprime lending often encounter challenges such as managing higher credit risks, navigating complex regulatory requirements, and maintaining strong customer relationships. Balancing responsible lending practices with business growth requires careful risk assessment and ongoing training to stay updated on industry regulations. Building transparent communication with clients and collaborating closely with compliance and underwriting teams can help mitigate risks and foster a positive reputation in the market.

What is the difference between Subprime vs Mortgage Broker?

AspectSubprimeMortgage Broker
Required CredentialsVaries; often less strictLicensing and certifications (e.g., NMLS)
Work EnvironmentFinancial institutions, lending companiesMortgage brokerage firms, banks
Industry UsageRefers to high-risk borrowers or loansRefers to professionals who facilitate mortgage loans
Search/Comparison IntentUnderstanding high-risk lendingFinding mortgage loan options or brokers

Subprime refers to high-risk loans or borrowers, often associated with less strict lending standards. Mortgage brokers are professionals who help clients find suitable mortgage loans, including subprime options. While subprime relates to the type of loan or borrower risk, mortgage brokers are the intermediaries facilitating these loans. Understanding the difference helps borrowers navigate their options effectively.

More about Subprime jobs

What states have the most Subprime jobs?

States with the most job openings for Subprime jobs include:

What job categories do people searching Subprime jobs look for?

The top searched job categories for Subprime jobs are:

Subprime jobs near you
Infographic showing various Subprime job openings in the United States as of August 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $36,257 per year, or $17.4 per hour.

Financial Service Manager

Crown Automotive Group

Saint Petersburg, FL

$84K - $111K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 12 days ago

Job description

We have an immediate opening for a Financial Services Manager with the Crown Automotive Group In Pinellas County 
 
The successful Finance and Insurance Manager candidate should have subprime experience, be well-versed in representing finance/lease options through an electronic menu presentation and know all current laws and disclosures. 
 
Past desk/sales management experience appreciated, but not required. 
 
The ability to demonstrate a high level of customer satisfaction while satisfying benchmark production numbers is a must. 
 
References from past employers required. 
 
We offer a competitive pay plan, group medical and retirement benefits, as well as an outstanding place to work and grow in your career and income.
 
The Crown Automotive Group is a family-owned dealership group since 1969 in Florida, Ohio and Tennessee.
 
For a confidential interview, apply now. 
 
Here’s some of what we offer:
  • Best pay plan in the area
  • Medical, dental and vision insurance
  • Short and long-term disability coverage
  • Life insurance
  • Flexible spending accounts
  • 401K w/company match
  • Paid Time Off (PTO)
  • The stability of an established company
  • Opportunity for growth and advancement
  • Opportunities to serve your community
Apply today for a confidential interview.

 
Requirements Include:
  • Automotive Finance and insurance management experience
  • Subprime experience
  • Experience representing finance/lease options through an electronic menu presentation
  • Knowledge of all current laws and disclosures
  • Past desk/sales management experience appreciated
  • The ability to demonstrate a high level of high customer satisfaction while satisfying benchmark production numbers
  • References from past employers
Thank you for your interest in Crown!
 
EOE/DFWP
 
 
At Crown Automotive, our culture is defined by our unwavering commitment to being 'Employee Centric'. We prioritize the well-being, growth, and happiness of every member of our team, because we understand that our employees are the driving force behind our success. With a focus on transparency, collaboration, and respect, we foster an environment where every individual feels valued, supported, and empowered to thrive.
Join us and become part of a company culture where your voice is heard, your ideas are valued, and your potential is limitless. 
 
We are an Equal Opportunity Employer and a Drug Free Workplace
 

Apply