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Subprime Jobs (NOW HIRING)

CAR Financial

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Account/Collection Analyst

Lawrenceville, GA · On-site

$15 - $25/hr

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Lobel Financial Corporation

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Sales Support Coordinator

Anaheim, CA · On-site

$22 - $24/hr

Previous experience in subprime auto finance preferred * High attention to detail with disciplined documentation practices * Ability to manage multiple priorities and perform effectively in a fast ...

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Subprime information

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How much do subprime jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for subprime in the United States is $17.43, according to ZipRecruiter salary data. Most workers in this role earn between $16.11 and $18.51 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Subprime Loan Officer, and why are they important?

To thrive as a Subprime Loan Officer, you need a solid understanding of lending practices, credit risk assessment, and regulatory compliance, often supported by experience in finance or banking. Familiarity with loan origination systems, credit reporting tools, and financial analysis software is typically required. Strong interpersonal skills, ethical judgment, and the ability to communicate complex terms clearly help build trust with clients who may have challenging credit histories. These skills are crucial for responsibly guiding borrowers, minimizing risk, and ensuring successful loan management in the subprime market.

What are subprime loans?

Subprime loans are types of loans offered to borrowers with lower credit scores or limited credit histories, who may not qualify for conventional loans. These loans typically come with higher interest rates to offset the increased risk lenders take on. Subprime loans can include mortgages, auto loans, and personal loans. While they provide access to credit for individuals who might otherwise be denied, they also carry a higher risk of default and may result in higher overall borrowing costs.

What are some common challenges faced by professionals working in subprime lending, and how can they be addressed?

Professionals in subprime lending often encounter challenges such as managing higher credit risks, navigating complex regulatory requirements, and maintaining strong customer relationships. Balancing responsible lending practices with business growth requires careful risk assessment and ongoing training to stay updated on industry regulations. Building transparent communication with clients and collaborating closely with compliance and underwriting teams can help mitigate risks and foster a positive reputation in the market.

What is the difference between Subprime vs Mortgage Broker?

AspectSubprimeMortgage Broker
Required CredentialsVaries; often less strictLicensing and certifications (e.g., NMLS)
Work EnvironmentFinancial institutions, lending companiesMortgage brokerage firms, banks
Industry UsageRefers to high-risk borrowers or loansRefers to professionals who facilitate mortgage loans
Search/Comparison IntentUnderstanding high-risk lendingFinding mortgage loan options or brokers

Subprime refers to high-risk loans or borrowers, often associated with less strict lending standards. Mortgage brokers are professionals who help clients find suitable mortgage loans, including subprime options. While subprime relates to the type of loan or borrower risk, mortgage brokers are the intermediaries facilitating these loans. Understanding the difference helps borrowers navigate their options effectively.

More about Subprime jobs
What states have the most Subprime jobs? States with the most job openings for Subprime jobs include:
What job categories do people searching Subprime jobs look for? The top searched job categories for Subprime jobs are:
Subprime jobs near you
Infographic showing various Subprime job openings in the United States as of June 2026, with employment types broken down into 98% Full Time, 1% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $36,257 per year, or $17.4 per hour.
Account/Collection Analyst

Account/Collection Analyst

CAR Financial

Lawrenceville, GA • On-site

$15 - $25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

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Job description

About Us:

CAR Financial Services, services both independent automotive dealers and automotive financial organizations. We are committed to leading consumers through cash flow enhancement programs!
Hours are Monday through Friday, NO WEEKENDS!

Location : On-Site, Lawrenceville, GA
Visit our website: carfinancial.com

Position Summary:  An Account Analyst reviews and process unpaid or pending accounts. 

Key Responsibilities: The list below represents the main highlights of the position. 

  • Prepare daily cash and performance sheets
  • Collecting higher delinquency accounts 
  • Daily Portfolio reviews by pulling business statistics from business objects.
  • Reviewing accounts and making suggestions to reserve, repossess or charge off.
  • Oversee and execute the buyback process.
  • May have daily communication with the dealership.
  • Accountable for ensuring accuracy of paperwork received for processing.
  • Communication to the dealer as it relates to the back-end process of collections, reserves etc.
  • Monthly, Quarterly, and Yearly performance reporting.
  • Asset allocation runs
  • Monitor and facilitate the archiving and storage of electronic and paper documents
  • Confirm and reconcile daily activity with dealers.
  • Perform other reconciliation and maintenance functions as needed.

Company Benefits:  Medical, dental, vision. and life insurance, Additional ancillary products are available for employes.  The company offer 401K with a match, paid time off. and paid holidays.


Experience/Education:

  • Ability to handle multiple tasks and prioritize accordingly.  
  • Organizational and time management skills.  
  • Proficiency with PCs and strong emphasis on use of MS Word, Excel, Power Point, Outlook, Dealpack, Dialer, and CMS.  
  • Pay attention to details. 
  • Proven problem solving (identification, analysis, resolution) skills.  
  • Excellent written and verbal communication skills with the ability to effectively communicate technical and business problem issues in a non-technical manner. 
  • Self-motivation and ability to think independently and as a team member in a fast-paced, deadline driven team environment. 

CAR Financial Services is a national company and industry leading provider of financial services for independent auto dealers. CAR Financial offers a variety of financial programs designed to improve cash flow and support capital needs for sub-prime automobile dealers. The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Company Description

CAR Financial Services is a national company and industry leading provider of financial services for independent auto dealers. CAR Financial offers a variety of financial programs designed to improve cash flow and support capital needs for sub-prime automobile dealers. The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.
Car Financial Services logo

About Car Financial Services

Sourced by ZipRecruiter

CAR Financial Services, Inc. (“CAR”) services both independent automotive dealers and automotive sub-prime financial organizations. CAR has a national geographic footprint, as we can operate in 47 States and we continually evolve our programs to meet the ever-changing needs of those we serve. Our strengths lie with our experienced and professional employees, our dedication to technology and a tradition of over 25 years of quality service. CAR can help you survive every economic cycle by customizing a purchase/service program that meets your needs while providing quality service through a single dealer point of contact. CAR strives to understand your day to day business so that we can structure a program designed to meet your long-term goals and objectives. Whether purchasing a stream of payments, purchasing all or part of your accounts outright, or simply servicing your BH/PH portfolio, the trusted professionals at CAR Financial Services are interested in working with you to meet your dealership needs and exceed your service expectations.

Industry

Automobile dealers

Company size

51 - 200 Employees

Headquarters location

Atlanta, GA, US

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