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Sub Prime Finance Jobs (NOW HIRING)

Private

Automotive Sub-Prime Director

Slidell, LA

SUBPRIME FINANCE DIRECTOR Confidential Executive Search | Greater New Orleans Area Are you the person everyone calls when a deal can't get bought? A high-volume automotive dealership in the Greater ...

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Sub Prime Finance information

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$47.5K

$98.8K

$206.5K

How much do sub prime finance jobs pay per year?

As of Jun 16, 2026, the average yearly pay for sub prime finance in the United States is $98,757.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $134,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in Sub Prime Finance and how can they be addressed?

Professionals in Sub Prime Finance often encounter challenges such as managing higher default risks, navigating complex regulatory requirements, and maintaining clear communication with clients who may have limited financial literacy. Addressing these challenges requires strong analytical skills, a thorough understanding of compliance standards, and the ability to build trust with clients by explaining loan terms clearly. Additionally, working closely with underwriting teams and staying updated on industry best practices can help mitigate risks and ensure responsible lending.

What is the difference between Sub Prime Finance vs Credit Analyst?

AspectSub Prime FinanceCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or business coursesBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentFinancial institutions, auto dealerships, or online lending platformsBanks, credit bureaus, or lending companies
Industry UsageLoan origination, auto loans, personal loans, and credit risk assessmentAssessing creditworthiness, analyzing financial data, and approving loans

While Sub Prime Finance professionals focus on providing loans to borrowers with lower credit scores, Credit Analysts evaluate the credit risk of potential borrowers across various loan types. Both roles require financial knowledge, but Credit Analysts typically have more advanced credentials and work in broader financial settings. Understanding these differences helps job seekers identify the right career path in the finance industry.

What is sub prime finance?

Sub prime finance refers to lending practices that provide loans to individuals who have lower credit scores or limited credit history, making them higher risk for traditional lenders. These loans often come with higher interest rates and stricter terms to offset the increased risk to the lender. Sub prime finance is commonly used in auto loans, mortgages, and personal loans, helping people who may not qualify for standard financing options. While it can provide access to credit for those in need, borrowers should carefully consider the terms and potential long-term costs.

What are the key skills and qualifications needed to thrive in Sub Prime Finance, and why are they important?

To thrive in Sub Prime Finance, you need strong analytical abilities, a solid understanding of credit risk, and knowledge of lending regulations, typically supported by a finance or business degree. Familiarity with loan origination systems, credit scoring tools, and compliance software is important for daily operations. Excellent negotiation, customer service, and problem-solving skills are essential to build trust with clients and navigate challenging financial situations. These skills ensure effective risk management, regulatory compliance, and customer satisfaction in a complex lending environment.
More about Sub Prime Finance jobs
What cities are hiring for Sub Prime Finance jobs? Cities with the most Sub Prime Finance job openings:
What states have the most Sub Prime Finance jobs? States with the most job openings for Sub Prime Finance jobs include:
What job categories do people searching Sub Prime Finance jobs look for? The top searched job categories for Sub Prime Finance jobs are:
Sub Prime Finance jobs near you
Infographic showing various Sub Prime Finance job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 78% Full Time, 13% Part Time, and 8% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $98,757 per year, or $47.5 per hour.

Sub-Prime Finance Manager - Fred Haas Toyota Country

Fred Haas Companies

Houston, TX

Full-time

Posted 5 days ago

Be an early applicant

Job description

Sub-Prime Finance Manager - Fred Haas Toyota Country

Fred Haas Toyota Country has an outstanding opportunity for a results-driven and experienced Sub-Prime Finance Manager. The Sub-Prime Finance Manager is responsible for assisting customers with financing solutions, developing relationships with lending institutions, and maximizing opportunities within the special finance market while maintaining compliance with dealership and regulatory standards.

Job Responsibilities

  1. Structure, present, and finalize finance transactions for customers with diverse credit backgrounds
  2. Develop and maintain strong relationships with sub-prime and special finance lending partners
  3. Analyze credit applications and identify appropriate financing options
  4. Ensure all finance documentation is completed accurately and in compliance with federal, state, and dealership regulations
  5. Present financing and protection product options to customers
  6. Work closely with the sales team to facilitate vehicle deliveries and customer satisfaction
  7. Monitor lender programs and stay informed of changes in financing guidelines
  8. Submit credit applications and negotiate approvals with financial institutions
  9. Track funding status and resolve contract issues in a timely manner
  10. Maintain accurate records and reports related to finance transactions
  11. Assist in achieving departmental profitability and performance objectives
  12. Attend training sessions and departmental meetings as required

Requirements

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The ideal candidate must possess strong communication, negotiation, and customer service abilities. A professional appearance, attention to detail, and the ability to work effectively in a fast-paced environment are essential.

Education and/or Experience

  1. High School Diploma or GED required
  2. Bachelor's degree in Business, Finance, or a related field preferred
  3. Previous automotive finance management experience required, with sub-prime or special finance experience strongly preferred
  4. Proven track record of successfully working with lending institutions and finance products
  5. Valid driver's license with an acceptable driving record

Working Conditions

  1. Fast-paced dealership environment with frequent customer interaction
  2. Regular use of computers, telephones, and dealership management systems
  3. May require evening, weekend, and holiday hours based on business needs
  4. Frequent collaboration with sales, finance, and lending partners to ensure timely transaction completion

About Fred Haas Companies

The biggest difference our customers and guests experience at Fred Haas Companies is a dedicated staff of friendly, well-trained, and experienced employees. Reflecting the diversity of Houston today, the Fred Haas staff includes the best and the brightest of many different cultures, speaking many different languages. The result has been continuous recognition from the automotive industry in every aspect of the business. Fred Haas Companies is continuously recognized by several industry awards as a leader among its peers. Fred Haas Companies has a long-standing tradition of excellence and guest-satisfaction and we are seeking team members who have the highest level of integrity, are self-motivated and have a desire for a long-term career.