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Sub Prime Finance Jobs (NOW HIRING)

Garber Buick

Special Finance Manager

Saginaw, MI · On-site

Specialize in sub-prime lending options * Possess extensive knowledge on programs that help customers with bad or limited credit * Secure financing for potential car deals * Discuss with customers ...

Acura of Rochester

Special Finance Manager

Rochester, NY · On-site

$100K/yr

Specialize in sub-prime lending options * Possess extensive knowledge on programs that help customers with bad or limited credit * Secure financing for potential car deals * Discuss with customers ...

Garber Honda

Special Finance Manager

Rochester, NY · On-site

$100K/yr

Specialize in sub-prime lending options * Possess extensive knowledge on programs that help customers with bad or limited credit * Secure financing for potential car deals * Discuss with customers ...

Garber Randall

Special Finance Manager

Canandaigua, NY · On-site

$100K/yr

Specialize in sub-prime lending options * Possess extensive knowledge on programs that help customers with bad or limited credit * Secure financing for potential car deals * Discuss with customers ...

Westlake Financial

Collection Supervisor

Las Vegas, NV · On-site

$25/hr

Westlake specializes in prime to sub-prime automotive financing, helping car dealerships do what they do best: sell cars. Our unique credit approval software (known as "The Buy Program ©") allows ...

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Showing results 1-20

All JobsSub Prime Finance Jobs

Sub Prime Finance information

See salary details

$47.5K

$98.8K

$206.5K

How much do sub prime finance jobs pay per year?

As of Jun 11, 2026, the average yearly pay for sub prime finance in the United States is $98,757.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $134,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in Sub Prime Finance and how can they be addressed?

Professionals in Sub Prime Finance often encounter challenges such as managing higher default risks, navigating complex regulatory requirements, and maintaining clear communication with clients who may have limited financial literacy. Addressing these challenges requires strong analytical skills, a thorough understanding of compliance standards, and the ability to build trust with clients by explaining loan terms clearly. Additionally, working closely with underwriting teams and staying updated on industry best practices can help mitigate risks and ensure responsible lending.

What is the difference between Sub Prime Finance vs Credit Analyst?

AspectSub Prime FinanceCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or business coursesBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentFinancial institutions, auto dealerships, or online lending platformsBanks, credit bureaus, or lending companies
Industry UsageLoan origination, auto loans, personal loans, and credit risk assessmentAssessing creditworthiness, analyzing financial data, and approving loans

While Sub Prime Finance professionals focus on providing loans to borrowers with lower credit scores, Credit Analysts evaluate the credit risk of potential borrowers across various loan types. Both roles require financial knowledge, but Credit Analysts typically have more advanced credentials and work in broader financial settings. Understanding these differences helps job seekers identify the right career path in the finance industry.

What is sub prime finance?

Sub prime finance refers to lending practices that provide loans to individuals who have lower credit scores or limited credit history, making them higher risk for traditional lenders. These loans often come with higher interest rates and stricter terms to offset the increased risk to the lender. Sub prime finance is commonly used in auto loans, mortgages, and personal loans, helping people who may not qualify for standard financing options. While it can provide access to credit for those in need, borrowers should carefully consider the terms and potential long-term costs.

What are the key skills and qualifications needed to thrive in Sub Prime Finance, and why are they important?

To thrive in Sub Prime Finance, you need strong analytical abilities, a solid understanding of credit risk, and knowledge of lending regulations, typically supported by a finance or business degree. Familiarity with loan origination systems, credit scoring tools, and compliance software is important for daily operations. Excellent negotiation, customer service, and problem-solving skills are essential to build trust with clients and navigate challenging financial situations. These skills ensure effective risk management, regulatory compliance, and customer satisfaction in a complex lending environment.
More about Sub Prime Finance jobs
What cities are hiring for Sub Prime Finance jobs? Cities with the most Sub Prime Finance job openings:
What states have the most Sub Prime Finance jobs? States with the most job openings for Sub Prime Finance jobs include:
What job categories do people searching Sub Prime Finance jobs look for? The top searched job categories for Sub Prime Finance jobs are:
Sub Prime Finance jobs near you
Infographic showing various Sub Prime Finance job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 78% Full Time, 13% Part Time, and 8% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $98,757 per year, or $47.5 per hour.
Automotive Dealership Finance Manager

Automotive Dealership Finance Manager

Jeff D'Ambrosio Auto Group

Downingtown, PA

Other

Medical, Dental, Retirement, PTO

Posted 12 days ago

Job description

Automotive Finance ManagerJeff D'Ambrosio Auto Group – Downingtown, PA

Jeff D’Ambrosio Auto Group—one of the region’s most established, highest-volume, and fastest-growing automotive dealerships—is actively seeking an experienced Automotive Finance Manager to join our award-winning team.

If you’re driven, professional, and ready to maximize your earning potential in a supportive, high-performance culture, this is the opportunity you’ve been waiting for.

Why Jeff D’Ambrosio Auto Group Is the BEST Place to Build Your Career

Industry-leading pay plans – Earn top-tier income with one of the best compensation structures in the region.
4-day work week options available – Enjoy a true work-life balance while still achieving exceptional results.
High traffic, high volume dealership –80-100 dealer per month per manager!!
Family-owned & operated – We treat our team like family and support your long-term success.
Top-rated reputation – Join a dealership known for integrity, customer satisfaction, and excellence.

Position Overview

As a Finance Manager, you'll play a vital role in delivering a world-class buying experience. You will structure deals, present protection products, secure financing, and ensure compliance—all while maintaining an exceptional customer journey.

Requirements

  • Automotive dealership experience REQUIRED (Finance Manager or F&I-related role)

  • Strong knowledge of sub prime lender options, rates, and deal structure

  • Ability to present and sell F&I products confidently and professionally

  • Strong CSI focus, communication skills, and ethical approach

  • Valid driver’s license and clean driving record

  • Reynolds & Reynolds experience is a PLUS

What You’ll Do

  • Structure deals to meet dealership goals and customer needs

  • Present product menus and maximize F&I revenue

  • Submit deals to lenders and secure competitive approvals

  • Maintain compliance with all regulations and dealership processes

  • Work closely with sales management to support daily operations

  • Deliver a positive, transparent, customer-focused experience

Benefits

  • Best-in-class compensation plan

  • 4-day work week options

  • Health, dental and 401(k)

  • Paid time off

  • Employee discounts

  • Long-term growth in a stable, thriving dealership

Ready to Take the Next Step?

If you’re an experienced Finance Manager who wants to elevate your career with a dealership that truly values its people, Jeff D’Ambrosio Auto Group wants to hear from you!

Apply today!

Apply