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Sub Prime Finance Jobs (NOW HIRING)

NYLE MAXWELL OF TAYLOR LLC

Finance Contractor

Taylor, TX · On-site

The key responsibilities for a Finance Contractor include selling new and used car buyers financing ... Experience with sub-prime a plus. * 3+ years of automotive sales experience and five years in a ...

National Auto Sales East LLC

Be Seen First

Salesman

Columbus, OH · On-site

$12 - $15/hr

... Sub-Prime Financing with our lenders, Buy Here Pay Here and the Best Cash Prices. 4. Customer Service, must be able to handle customer requests in a polite and professional manner. 5. Respond to ...

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All JobsSub Prime Finance Jobs

Sub Prime Finance information

See salary details

$47.5K

$98.8K

$206.5K

How much do sub prime finance jobs pay per year?

As of Jun 10, 2026, the average yearly pay for sub prime finance in the United States is $98,757.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $134,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in Sub Prime Finance and how can they be addressed?

Professionals in Sub Prime Finance often encounter challenges such as managing higher default risks, navigating complex regulatory requirements, and maintaining clear communication with clients who may have limited financial literacy. Addressing these challenges requires strong analytical skills, a thorough understanding of compliance standards, and the ability to build trust with clients by explaining loan terms clearly. Additionally, working closely with underwriting teams and staying updated on industry best practices can help mitigate risks and ensure responsible lending.

What is the difference between Sub Prime Finance vs Credit Analyst?

AspectSub Prime FinanceCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or business coursesBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentFinancial institutions, auto dealerships, or online lending platformsBanks, credit bureaus, or lending companies
Industry UsageLoan origination, auto loans, personal loans, and credit risk assessmentAssessing creditworthiness, analyzing financial data, and approving loans

While Sub Prime Finance professionals focus on providing loans to borrowers with lower credit scores, Credit Analysts evaluate the credit risk of potential borrowers across various loan types. Both roles require financial knowledge, but Credit Analysts typically have more advanced credentials and work in broader financial settings. Understanding these differences helps job seekers identify the right career path in the finance industry.

What is sub prime finance?

Sub prime finance refers to lending practices that provide loans to individuals who have lower credit scores or limited credit history, making them higher risk for traditional lenders. These loans often come with higher interest rates and stricter terms to offset the increased risk to the lender. Sub prime finance is commonly used in auto loans, mortgages, and personal loans, helping people who may not qualify for standard financing options. While it can provide access to credit for those in need, borrowers should carefully consider the terms and potential long-term costs.

What are the key skills and qualifications needed to thrive in Sub Prime Finance, and why are they important?

To thrive in Sub Prime Finance, you need strong analytical abilities, a solid understanding of credit risk, and knowledge of lending regulations, typically supported by a finance or business degree. Familiarity with loan origination systems, credit scoring tools, and compliance software is important for daily operations. Excellent negotiation, customer service, and problem-solving skills are essential to build trust with clients and navigate challenging financial situations. These skills ensure effective risk management, regulatory compliance, and customer satisfaction in a complex lending environment.
More about Sub Prime Finance jobs
What cities are hiring for Sub Prime Finance jobs? Cities with the most Sub Prime Finance job openings:
What states have the most Sub Prime Finance jobs? States with the most job openings for Sub Prime Finance jobs include:
What job categories do people searching Sub Prime Finance jobs look for? The top searched job categories for Sub Prime Finance jobs are:
Sub Prime Finance jobs near you
Infographic showing various Sub Prime Finance job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 78% Full Time, 13% Part Time, and 8% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $98,757 per year, or $47.5 per hour.

Sub Prime Automotive Sales

Fred Martin Motor Company

Barberton, OH

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Job description

This is a unique opportunity that blends automotive sales and finance—ideal for individuals who want to maximize their earning potential while developing advanced skills in both areas. If you're driven, people-focused, and ready to grow your career, we’d love to connect.

At Fred Martin Superstore, our mission is to create lifelong customers. We believe engaged employees create exceptional customer experiences, which is why we invest in our team through training, support, and performance-based rewards. As Ohio’s top used car sales leader, we offer a fast-paced, high-volume environment with real opportunity for advancement and income growth.

What We Offer:

  • Five-day workweek with flexible scheduling
  • Guaranteed pay plus unlimited earning potential
  • Internal promotion opportunities
  • Medical, dental, vision, and life insurance
  • 401(k) with company match
  • Paid, hands-on training
  • Employee vehicle purchase program
  • Generous PTO and up to three weeks of vacation
  • Christmas bonus and monthly performance incentives
  • Discounts on products and services
  • Long-term career stability
  • Ongoing education and development
  • Positive, team-oriented work environment

What You’ll Do:

  • Build strong, long-term relationships with customers
  • Guide customers through both the sales and financing process
  • Use a consultative approach to understand needs and recommend vehicles
  • Deliver professional vehicle presentations and demonstrations
  • Develop expertise in product knowledge and financing options
  • Follow up to generate repeat and referral business
  • Handle objections confidently and effectively
  • Collaborate with leadership to meet and exceed performance goals

What We’re Looking For:

  • Availability to work flexible hours, including weekends
  • Motivated, self-driven mindset with a desire to earn
  • Strong communication and interpersonal skills
  • Willingness to continuously learn and improve
  • Professional appearance and demeanor
  • Valid driver’s license with a clean driving record

We are an equal opportunity employer and prohibit discrimination or harassment based on race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

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