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Vehicle Finance Jobs (NOW HIRING)

Penske Automotive Group

Finance Manager

Santa Ana, CA · On-site

$120K - $240K/yr

Strong mathematical and analytical skills relevant to calculations of new and used vehicle finance options. WHAT YOU CAN BRING TO THE TABLE * Commitment: Ensure our customers have a world-class car ...

Penske Automotive Group

Finance Manager

Chantilly, VA · On-site

Strong mathematical and analytical skills relevant to calculations of new and used vehicle finance options. WHAT YOU CAN BRING TO THE TABLE * Commitment: Ensure our customers have a world-class car ...

Pettus Automotive

Finance Manager

De Soto, MO

Structure and finalize vehicle finance deals * Work with banks and lenders to secure approvals * Present finance and protection products to customers * Ensure compliance with all federal, state, and ...

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Vehicle Finance information

See salary details

$25K

$92.6K

$135.5K

How much do vehicle finance jobs pay per year?

As of Jun 12, 2026, the average yearly pay for vehicle finance in the United States is $92,631.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $109,000.00 per year, depending on experience, location, and employer.

What is vehicle finance?

Vehicle finance refers to the various financial products and services that enable individuals or businesses to purchase or lease vehicles without paying the full amount upfront. It typically involves loans, leases, or hire purchase agreements provided by banks, credit unions, dealerships, or specialized finance companies. By spreading the cost over a set period, vehicle finance makes owning or using a car more affordable and accessible. The terms, interest rates, and eligibility requirements can vary based on the lender and the borrower's creditworthiness.

What are the key skills and qualifications needed to thrive in Vehicle Finance, and why are they important?

To thrive in Vehicle Finance, you need a solid understanding of financial principles, credit analysis, and automotive industry trends, often backed by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring tools, and relevant financial software is typically required, and certifications like the Certified Automotive Finance Professional (CAFPTM) can be advantageous. Strong negotiation, customer service, and analytical skills help professionals build trust with clients and structure deals effectively. These abilities ensure accurate risk assessment, regulatory compliance, and positive customer experiences, which are critical for success in this competitive industry.

What are the main challenges faced by professionals in vehicle finance, and how can they be managed effectively?

Professionals in vehicle finance often encounter challenges such as keeping up with rapidly changing lending regulations, managing risk associated with loan approvals, and dealing with fluctuating interest rates. Additionally, they must balance customer service with thorough credit assessments to ensure responsible lending. Staying updated on compliance requirements, leveraging robust loan management systems, and participating in ongoing training can help manage these challenges and ensure both customer satisfaction and regulatory adherence.

What is the difference between Vehicle Finance vs Vehicle Sales Associate?

AspectVehicle FinanceVehicle Sales Associate
Required CredentialsFinancial knowledge, basic sales skillsSales training, customer service skills
Work EnvironmentDealership finance offices, banksShowroom, dealership floor
Industry UsageFinance departments, lending institutionsCar dealerships, retail sales
Common Search/Comparison

Vehicle Finance professionals focus on arranging loans and financing options for customers, working closely with banks and lenders. Vehicle Sales Associates primarily handle customer interactions, vehicle demonstrations, and sales transactions. While both roles are essential in the automotive industry, Vehicle Finance specialists concentrate on financing solutions, whereas Vehicle Sales Associates focus on selling vehicles directly to customers.

More about Vehicle Finance jobs
What states have the most Vehicle Finance jobs? States with the most job openings for Vehicle Finance jobs include:
What job categories do people searching Vehicle Finance jobs look for? The top searched job categories for Vehicle Finance jobs are:
Vehicle Finance jobs near you
Infographic showing various Vehicle Finance job openings in the United States as of June 2026, with employment types broken down into 98% Full Time, 1% Part Time, and 1% Contract. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $92,631 per year, or $44.5 per hour.
Finance Manager

Finance Manager

Penske Automotive Group

Santa Ana, CA • On-site

$120K - $240K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 13 days ago

Penske Automotive Group rating

7.2

Company rating: 7.2 out of 10

Based on 73 frontline employees who took The Breakroom Quiz

170th of 340 rated logistics

Job description

Audi South Coast, a Penske Automotive Group dealership, is looking for an experienced Financial Services Consultant to join our team and deliver extraordinary customer experiences.
JOIN OUR TEAM
At Penske Automotive Group (PAG), we strive to create a positive and challenging workplace that promotes excellence and achievement, and we aim to deliver the very best experience possible to our customers. We are looking for dedicated and motivated professionals who share that same passion to join our team.
Imagine working in a professionally and financially satisfying job where you have the opportunity to make a positive impact on our organization and customers every day. As a Financial Services Consultant, you will help our customers to understand and select the best finance, insurance, and aftermarket options and products available for their vehicle, and process all deals accurately and properly for an excellent customer experience.
Pay for this position is minimum wage plus commission. The expected pay is $120,000 - $240,000 per year.
WHAT WE HAVE TO OFFER
  • Fortune 500 company, consistently recognized by Automotive News as among the "Best Dealerships to Work For."
  • Proudly named to Glassdoor's Best Places to Work
  • Comprehensive benefits program, including health care options (medical, dental and vision) and 401k savings and retirement plan with company match.
  • Training, resources and opportunities for career growth and advancement, tailored to individual performance, experience and interests.
  • Values-driven culture built on integrity, professionalism, excellence and teamwork.

WHAT WE ARE LOOKING FOR
  • Genuine interest in providing an exceptional customer experience.
  • Friendliness, enthusiasm, reliability, with a positive "team-player" attitude.
  • Excellent communication, interpersonal and organizational skills.
  • Strong work-ethic with the ability to work in a fast-paced, results-driven environment.
  • Knowledge of current finance, insurance and aftermarket products, with at least one year of recent dealership experience.
  • Strong mathematical and analytical skills relevant to calculations of new and used vehicle finance options.

WHAT YOU CAN BRING TO THE TABLE
  • Commitment: Ensure our customers have a world-class car-buying experience at every step along their sales journey.
  • Excellence: Provide an unparalleled level of knowledge and expertise to help customers find the finance, insurance, and aftermarket products they're looking for.
  • Communication: Educate and update the sales team with current information about finance and lease programs, as well as the benefits of financing, insurance and extended service programs.
  • Accountability: Understand and comply with all regulations that affect new and used vehicle finance departments, and process finance and lease deals accurately, fairly and in accordance with local, state and federal statutes, as well as company policies.
  • Initiative: Establish and maintain positive working relationships with multiple finance and insurance sources, including manufacturers, to provide a wide range of competitive options for our customers.

APPLY WITH US!
If you are ready for a rewarding career with competitive compensation and benefits, and opportunities to excel and advance, consider joining the Penske Automotive Group organization. Our interview process typically includes a phone interview, several in-person interviews, background check, reference check, driving record review and a drug screen. Be a part of the best customer experience team in the automotive industry... apply with us today!
Penske Automotive Group is an equal opportunity employer and maintains a drug- and alcohol-free workplace. Some positions may require applicants to possess a valid driver's license and have a good driving record.
Competencies
  • Ability to sell products and services in a professional and ethical manner
  • Ability to understand, keep abreast of, and comply with federal, state, and local regulations that affect the new and used vehicle and finance departments
  • Ability to facilitate and/or conduct technical training to other employees
  • Computer proficient
  • Exceptional communication skills, both oral and written, with the ability to effectively communicate via face-to-face, phone, or by other means of communication
  • Ability to define problems, collect data, establish facts, and draw valid conclusions
  • Ability to process data and organize it for management analysis
  • Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals
  • Ability to compute rate, ratio, and percent and to draw and interpret bar graphs
  • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume
  • Ability to understand and follow work rules and procedures
  • Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form
  • Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions
  • Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices
  • Ability to interact well with others and be a positive influence on morale of department, dealership, and organization

Supervisory Responsibility
N/A
Work Environment/Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
Light Work- lifting no more than 20 pounds at a time and/or frequent lifting or carrying of objects weighing up to 10 pounds
This position requires a good deal of walking or standing, or this position could involves sitting most of the time with some pushing and pulling of arm or leg controls
This position requires the ability to climb, push, pull, stoop, kneel, reach, grasp
This position involves repetitive motion
This position requires the ability to talk and hear
This position is primarily located in an office environment, with heating and air conditioning
Position Type/Expected Hours of Work
Works evenings, weekends, and holidays as required.
Required Education and Experience
Associate's degree (A.A.) or equivalent; and two to three year's related experience and/or training; or equivalent combination of education and experience.
Preferred Education and Experience
Bachelor's degree in Business, Account or Finance or equivalent; and three to five years related experience and/or training; or equivalent combination of education and experience
Additional Eligibility Qualifications (Certification/Licenses/Registrations)
AFIP Certification is preferred but not required

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About Penske Automotive

Sourced by ZipRecruiter

About Us Penske Automotive Group (PAG) is an industry leading transportation services company operating more than 350 automotive retail and service locations across the globe. With over $20 billion in annual revenue we are a proud member of Fortune's 150 largest companies. While we sell and service the best brands in our World-class facilities, our strength and continued growth is fueled by more than 24,000 employees and the values they share. The collective dedication to hard work, integrity and customer service -- our human capital -- has positioned us as the World's premier automotive retailer.

Industry

Automobile dealers

Company size

10,000+ Employees

Headquarters location

Bloomfield Hills, MI, US

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