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Universal Banker Jobs in Tennessee (NOW HIRING)

United Community Bank

Travel Universal Banker

Columbia, TN · On-site

$34K - $49K/yr

As a Travel Universal Banker, you will have the opportunity to deliver excellent experiences for customers and prospects. This position is cross trained to provide service for both the teller and ...

United Community Bank

Travel Universal Banker

Columbia, TN · On-site

$34K - $76K/yr

As a Travel Universal Banker, you will have the opportunity to deliver excellent experiences for customers and prospects. This position is cross trained to provide service for both the teller and ...

FirstBank

Universal Banker

Maynardville, TN

$14 - $17.50/hr

Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer needs, and successfully selling bank ...

United Community Bank

Travel Universal Banker

Columbia, TN · On-site

$34K - $49K/yr

As a Travel Universal Banker, you will have the opportunity to deliver excellent experiences for customers and prospects. This position is cross trained to provide service for both the teller and ...

FirstBank

Universal Banker

Knoxville, TN · On-site

$14.75 - $18.50/hr

Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer needs, and successfully selling bank ...

FirstBank

Universal Banker

Memphis, TN · On-site

$16.25 - $20.25/hr

Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer needs, and successfully selling bank ...

FirstBank

Universal Banker

Knoxville, TN

$17.25 - $21.50/hr

Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer needs, and successfully selling bank ...

FirstBank

Universal Banker

Knoxville, TN · On-site

$17.25 - $21.50/hr

Description Position at FirstBank Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer ...

Independent Bank

Universal Banker

Memphis, TN · On-site

$16 - $20/hr

Universal Bankers must adhere to all Bank policies, procedures and all compliance regulations. PRIMARY DUTIES: Provide teller/platform support as needed to keep the lines to a minimum and to provide ...

New

FirstBank

Universal Banker

Maynardville, TN · On-site

$14 - $17.50/hr

Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer needs, and successfully selling bank ...

FirstBank

Universal Banker

Memphis, TN · On-site

$17.50 - $21.75/hr

Description Position at FirstBank Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer ...

FirstBank

Universal Banker

Memphis, TN

$17.50 - $21.75/hr

Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer needs, and successfully selling bank ...

FirstBank

Universal Banker

Maynardville, TN · On-site

$14 - $17.50/hr

Description Position at FirstBank Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer ...

FirstBank

Universal Banker (Float)

Knoxville, TN · On-site

$17.25 - $21.50/hr

Position Summary The Universal Banker delivers FirstBank service excellence through accurate and efficient transaction processing, uncovering and meeting customer needs, and successfully selling bank ...

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All JobsUniversal Banker JobsUniversal Banker Jobs in Tennessee

Universal Banker information

See Tennessee salary details

$11

$18

$23

How much do universal banker jobs pay per hour?

As of Aug 27, 2026, the average hourly pay for universal banker in Tennessee is $18.02, according to ZipRecruiter salary data. Most workers in this role earn between $15.72 and $19.62 per hour, depending on experience, location, and employer.

What is a universal banker?

Universal Bankers are versatile banking professionals trained to handle a wide range of customer needs within a bank branch. They perform both traditional teller transactions and personal banking services, such as opening accounts, assisting with loans, and providing financial advice. This role is designed to improve customer service by allowing one person to address multiple banking needs, making the banking experience more efficient and personalized.

What does a universal banker do?

A universal banker is a customer-facing position in a bank. As a universal banker, your responsibilities include opening new accounts, assisting customers with transactions, reviewing documents for accuracy or legal compliance, and verifying the identity of account holders. Some universal bankers provide personal banking services for individuals or businesses to help manage their investments. Other universal bankers are loan clerks who assist customers with applications. You can most commonly find employment opportunities with commercial banks, although many industries also hire universal bankers, such as investment firms.

What are the key skills and qualifications needed to thrive as a universal banker?

To thrive as a Universal Banker, you need a solid understanding of banking products, sales, and customer service, typically backed by a high school diploma or associate degree. Familiarity with core banking systems, digital banking platforms, and cash handling procedures is essential. Strong communication, problem-solving, and relationship-building skills help you exceed customer expectations and work effectively with team members. These competencies are crucial for driving customer satisfaction, meeting sales goals, and ensuring accurate financial transactions.

How does a universal banker typically balance customer service with sales responsibilities?

Universal Bankers are expected to provide excellent customer service while also identifying opportunities to recommend banking products that meet clients' needs. This balance is achieved by actively listening to customers, understanding their financial goals, and offering tailored solutions rather than aggressive sales pitches. Universal Bankers often rotate between teller duties and personal banking tasks, making adaptability and a customer-focused mindset essential. Successful Universal Bankers view sales as a natural extension of service, building trust with clients and fostering long-term relationships.

What is the difference between Universal Banker vs Teller?

AspectUniversal BankerTeller
Required CredentialsHigh school diploma or equivalent; some roles may require banking certificationsHigh school diploma or equivalent
Work EnvironmentBank branches, handling multiple banking servicesBank counters, primarily cash transactions
Job ResponsibilitiesCustomer service, account opening, loan processing, cash handlingCash transactions, deposits, withdrawals, basic customer inquiries
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, credit unions

Universal Bankers have a broader role, handling various banking services and customer needs, while Tellers focus mainly on cash transactions and basic customer service. Universal Bankers often require additional skills and certifications, making their role more versatile within banking institutions.

Do I need a degree to be a universal banker?

A degree is not always required to become a universal banker, but many employers prefer candidates with a high school diploma or equivalent. Relevant skills such as customer service, cash handling, and financial knowledge are often prioritized, and some positions may require or prefer post-secondary education or certifications in banking or finance.

Is a universal banker an entry level job?

A universal banker position is often considered entry-level, suitable for individuals with basic customer service skills and a high school diploma. It typically involves training on banking products, financial transactions, and customer interaction, making it accessible to those starting their banking careers.
More about Universal Banker jobs

What are the most commonly searched types of Universal Banker jobs in Tennessee?

The most popular types of Universal Banker jobs in Tennessee are:

What are popular job titles related to Universal Banker jobs in Tennessee?

For Universal Banker jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Universal Banker jobs in Tennessee look for?

The top searched job categories for Universal Banker jobs in Tennessee are:

What cities in Tennessee are hiring for Universal Banker jobs?

Cities in Tennessee with the most Universal Banker job openings:

What are popular job titles related to Universal Banker jobs in TN?

For Universal Banker jobs in TN, the most frequently searched job titles are:

Universal Banker jobs near you
Infographic showing various Universal Banker job openings in Tennessee as of August 2026, with employment types broken down into 2% As Needed, 62% Full Time, 18% Part Time, and 18% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $37,489 per year, or $18 per hour.

Travel Universal Banker

United Community Bank

Brentwood, TN • On-site

$34K - $49K/yr

Full-time

Re-posted 20 days ago

Job description

Overview
Travel Universal Banker
United Community Bank is looking for a full-time Travel Universal Banker. As a Travel Universal Banker, you will have the opportunity to deliver excellent experiences for customers and prospects. This position is cross trained to provide service for both the teller and platform responsibilities at our branch locations. In addition to assisting with everyday transactions, you will have the opportunity to help with customer resolution and financial wellness by having needs-based conversations and identifying appropriate solutions.
The Traveling Universal Banker role is responsible for traveling daily to branches within a specific market area.
What You'll Do
  • This position requires up to 100% travel within designated market area
  • Maintain extensive knowledge of retail bank products and services and look for opportunities to strengthen existing customer relationships and develop new relationships by understanding customers' needs while considering perspectives and priorities of different customers
  • Promote, explain, open and renew (where applicable) financial institution services such as consumer loans (excluding real-estate loans), IRAs, Certificates of Deposit, safe deposit boxes, etc.
  • Drive proactive needs-based sales conversations through interactions, including service to sales, teller interactions and appointment setting
  • Assist customers financially by delivering loan products, while ensuring packages are correct and complete to minimize exceptions
  • Perform transactions of a paying and receiving teller such as receive checks for deposit to accounts, verify amounts, examine checks for proper endorsement, cash checks and process withdrawals; Place holds on accounts for uncollected funds, daily balancing of cash drawer
  • Educate customers on options for managing transactions using technology and all other tools and resources available
  • Apply product and service knowledge to effectively solve customer problems
  • Assist other staff in serving customers, answering telephones and performing other duties as necessary

Requirements For Success
Requirements to be successful as a Travel Universal Banker
  • Minimum 3 years of retail sales experience
  • Ability to work a flexible schedule and to accommodate travel to different branches as needed
  • Demonstrated analytical, accuracy and problem-solving skills
  • Strong verbal and written interpersonal communication skills
  • Experience with using and demonstrating digital products and self-service technologies

Conditions of Employment
Conditions of Employment:
  • Must be able to pass a background and credit check
  • This is a full-time non-remote position

FLSA Status:
  • Non-Exempt

Ready to take your career to the next level? Apply now and become a vital part of our team!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Pay Range
USD $34,102.00 - USD $49,382.00 /Yr.

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