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Third Party Collections Agent Jobs (NOW HIRING)

Collections Agent

$20 - $23/hr

Position Summary The Collections Agent plays an important role in the organization by performing a ... programs, and third-party software applications required. * Commitment to company values.

Collection Agent

Dallas, TX · On-site

$16 - $20/hr

Minimum 3 years of experience in third-party collections * Proven negotiation and sales skills * Strong communication and interpersonal abilities * High energy, friendly demeanor, and a professional ...

Collection Agent

Dallas, TX · On-site

$16 - $20/hr

Minimum 3 years of experience in third-party collections * Proven negotiation and sales skills * Strong communication and interpersonal abilities * High energy, friendly demeanor, and a professional ...

Collection Agent

Dallas, TX · On-site

$16 - $20/hr

Minimum 3 years of experience in third-party collections * Proven negotiation and sales skills * Strong communication and interpersonal abilities * High energy, friendly demeanor, and a professional ...

Collections Admin I

Atlanta, GA · On-site

$17.75 - $24/hr

The ideal candidate will have a strong background in consumer or Third-Party collections, excellent communication skills, and the ability to work in a fast-paced environment. Must have worked on ...

Collections Manager

Camarillo, CA · On-site

$80K - $90K/yr

Third-Party Agency Management : Partner with and manage external third-party collections agencies for severely delinquent accounts, ensuring regulatory compliance and recovery maximization. * Credit ...

Collections Manager

Camarillo, CA · On-site

$80K - $90K/yr

Third-Party Agency Management : Partner with and manage external third-party collections agencies for severely delinquent accounts, ensuring regulatory compliance and recovery maximization. * Credit ...

Collections Manager

Camarillo, CA · On-site

$80K - $90K/yr

Third-Party Agency Management : Partner with and manage external third-party collections agencies for severely delinquent accounts, ensuring regulatory compliance and recovery maximization. * Credit ...

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Third Party Collections Agent information

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How much do third party collections agent jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for third party collections agent in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What is a third-party collection agent?

A third-party collection agent is a professional or agency hired by a creditor to recover overdue debts from borrowers. They typically work on behalf of the original lender, using communication skills and debt collection tools to negotiate payments while adhering to legal regulations. This role often requires knowledge of debt collection laws and strong interpersonal skills.

What is the difference between Third Party Collections Agent vs Debt Collector?

AspectThird Party Collections AgentDebt Collector
CredentialsOften requires basic collections training, sometimes certifications like Fair Debt Collection Practices Act (FDCPA)Similar credentials, may include licensing depending on state
Work EnvironmentTypically works for third-party agencies, in office or remoteUsually employed by collection agencies, in similar environments
Employer & Industry UsageUsed by third-party collection agencies to recover debts for original creditorsCommonly used interchangeably with third-party collections, focusing on debt recovery

Both roles involve debt recovery for third-party agencies, requiring similar skills and certifications. The main difference lies in terminology; 'Third Party Collections Agent' emphasizes the agency's role, while 'Debt Collector' is a broader term often used interchangeably. Both positions operate in similar environments and serve the same industry purpose.

What does a 3rd party collection agency do?

A third-party collections agent works for an external agency that is hired by creditors to recover overdue debts. They contact debtors through phone calls, letters, or emails to negotiate payment plans or settle accounts, often using specialized collection software. The role requires knowledge of debt collection laws and strong communication skills.

What are the key skills and qualifications needed to thrive as a Third Party Collections Agent, and why are they important?

To thrive as a Third Party Collections Agent, you need strong negotiation skills, knowledge of debt collection regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and compliance tools is often required. Excellent communication, active listening, and resilience under pressure are vital soft skills for this role. These competencies enable agents to recover debts effectively while maintaining compliance and positive client relationships.

What is the 7 7 7 rule for debt collectors?

The 7-7-7 rule is a guideline used by debt collectors to contact debtors within seven days of initial contact, wait another seven days before sending a written notice, and then make a third contact within seven days if no response is received. For third-party collections agents, understanding this rule helps ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and maintain ethical collection practices.

What jobs pay 4000 a week without a degree?

Third Party Collections Agents can earn around $4,000 weekly through commissions and bonuses, especially with experience and high performance. These roles often require strong communication skills, negotiation abilities, and familiarity with debt collection tools, but typically do not require a college degree. Earnings vary based on location, employer, and individual performance.

What are Third Party Collections Agents?

Third Party Collections Agents are professionals who work for agencies hired by creditors to recover overdue debts from individuals or businesses. Unlike first-party collectors, who are directly employed by the original creditor, third-party agents act as intermediaries to collect unpaid balances. They typically contact debtors via phone, mail, or email to arrange payment plans, negotiate settlements, and provide information about the debt. Their work is regulated by laws such as the Fair Debt Collection Practices Act to ensure ethical and legal practices.

What are some common challenges Third Party Collections Agents face when working with debtors, and how can they be addressed?

Third Party Collections Agents often encounter challenges such as unresponsive debtors, emotional conversations, and resistance to payment. To address these, agents are trained to use effective communication techniques, remain empathetic but firm, and follow compliance guidelines to maintain professionalism. Building rapport, understanding the debtor's circumstances, and offering flexible payment solutions can help overcome resistance and increase recovery rates.
More about Third Party Collections Agent jobs
What cities are hiring for Third Party Collections Agent jobs? Cities with the most Third Party Collections Agent job openings:
What job categories do people searching Third Party Collections Agent jobs look for? The top searched job categories for Third Party Collections Agent jobs are:
Infographic showing various Third Party Collections Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $37,572 per year, or $18.1 per hour.
3rd Party Experienced HC Collections - Remote

3rd Party Experienced HC Collections - Remote

Transworld Systems Inc.

Fort Worth, TX • Remote

$18 - $24/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 10 days ago


Transworld Systems Inc. rating

4.8

Company rating: 4.8 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

60th of 72 rated call and contact centers


Job description

Overview

After the submission of your application, you will receive an email with instructions to complete a series of assessments through our online platform, Harver. Completing this AI-powered assessment is required for prompt consideration of your application, as it serves as the initial screening in our employment process. 

Candidates hired for work-from-home positions will receive company-issued equipment. Additional details regarding equipment policies and procedures will be provided during the interview and onboarding process.

Work Location: This is a remote/work from home position 

Compensation: $18-24/hour based on 3rd party HC experience 

Build Your Future! Come join our thriving team as a Remote Call Center Representative! We are seeking ambitious, self-motivated and driven people just like you for a rewarding career in the customer service arena.

Qualified candidates must have 3rd party healthcare collections experience. 

Why should you consider TSI ?

  • Work from home
  • Paid training
  • Team-oriented work environment
  • Growth opportunity
  • Generous bonus opportunity
  • Comprehensive benefits package available: including medical, dental and vision, 401k retirement plan with employer matching, paid time off and paid holidays!

Responsibilities
  • Communicating with consumers by telephone, approving written correspondence, and attempting to bring resolution to unpaid accounts
  • Providing thorough, efficient, and accurate account updates on computer files for each call made or received
  • Skip tracing to locate consumer contact information
  • Counseling delinquent consumers to assist in finding funds to meet their payment obligations
  • Complying with and staying up-to-date on all applicable Federal, State, and Local laws and regulations relating to job duties
  • Complying with and staying up-to-date on all TSI policies and procedures
  • Maintaining knowledge of functional areas, company policies, and procedures 
  • Providing feedback to management concerning possible problems or areas of improvement
  • Making recommendations to implement improved processes
  • Performing other duties as assigned by management

Qualifications
  • High levels of ambition, keen to grow their career

  • Experience with healthcare 3rd party collections
  • A positive, friendly, demeanor who finds joy in everyday 
  • Strong communication skills
  • Proficient computer skills 
  • The ability to work and prioritize independently 

For Remote Positions:

  • The minimum internet speed requirements for remote work are as follows:
    • Broadband internet connection (No DSL, or Dial Up)
    • Hard wired connection required (no Wi-Fi, Wi-Fi hotspots)
    • Speed Test Results: 25 mbps download, 20 mbps upload

This job description is not an exclusive or exhaustive list of all job functions that a team member in this position may be asked to perform. Duties and responsibilities can be changed, expanded, reduced, or delegated by management to meet the business needs of the company.

We provide Equal Employment Opportunity for all individuals regardless of race, color, religion, gender, age, national origin, marital status, sexual orientation, status as a protected veteran, genetic information, status as a qualified individual with a disability and any other basis protected by federal, state or local laws.

Qualifications:
  • High levels of ambition, keen to grow their career

  • Experience with healthcare 3rd party collections
  • A positive, friendly, demeanor who finds joy in everyday 
  • Strong communication skills
  • Proficient computer skills 
  • The ability to work and prioritize independently 

For Remote Positions:

  • The minimum internet speed requirements for remote work are as follows:
    • Broadband internet connection (No DSL, or Dial Up)
    • Hard wired connection required (no Wi-Fi, Wi-Fi hotspots)
    • Speed Test Results: 25 mbps download, 20 mbps upload

This job description is not an exclusive or exhaustive list of all job functions that a team member in this position may be asked to perform. Duties and responsibilities can be changed, expanded, reduced, or delegated by management to meet the business needs of the company.

We provide Equal Employment Opportunity for all individuals regardless of race, color, religion, gender, age, national origin, marital status, sexual orientation, status as a protected veteran, genetic information, status as a qualified individual with a disability and any other basis protected by federal, state or local laws.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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