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Third Party Collections Agent Jobs (NOW HIRING)

Empereon Constar

3rd Party Collections

Phoenix, AZ · On-site

$16.50 - $21.25/hr

Our 3rd Party Collectors thrive in a quick collections-cycle environment and play a fundamental role in achieving our ambitious customer acquisition and revenue growth objectives. The ideal candidate ...

Segoso

3rd Party Collections Specialists

Atlanta, GA · On-site

$17 - $20/hr

Job Type Full-time Description 3rd Party Collections Specialist - Paid Training + Bonus Opportunity Next Class Starts Monday June 29, 2026 Location: Atlanta (Vinings), GA Schedule: Mon/Tues 10am-7pm ...

Aliance one

First Party Collections

Maumee, OH · On-site

$17/hr

Start your career as a First Party Collections Agent in Maumee, OH with AllianceOne, a Teleperformance company and global leader in customer experience. In this role, you will work directly with ...

AllianceOne

First Party Collections

Maumee, OH · On-site

$17/hr

Start your career as a First Party Collections Agent in Maumee, OH with AllianceOne, a Teleperformance company and global leader in customer experience. In this role, you will work directly with ...

Radius Global Solutions LLC

Collections Agent

Ramsey, NJ · On-site

$15 - $18/hr

The First Party Collections Agent will initiate the appropriate action to collect past due balances and record accurate notes on delinquent accounts. In addition, reporting of collection activities ...

Segoso

3rd Party Collections Specialists (JAX, FL)

$19 - $25.50/hr

Job Type Full-time Description 3rd Party Collections Specialist - Paid Training + Bonus Opportunity (Jacksonville, FL) Next Class Starts Monday June 29, 2026 Location: Remote Schedule: Mon/Tues 10am ...

Credence Global Solutions

Be Seen First

RCM/ Collections Trainer

Richardson, TX · On-site

$20 - $24/hr

Deliver comprehensive training sessions for employees involved in Third Party Collections, ensuring a deep understanding of relevant processes and compliance standards. l Training Material ...

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Third Party Collections Agent information

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How much do third party collections agent jobs pay per hour?

As of Jul 11, 2026, the average hourly pay for third party collections agent in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What is a third-party collection agent?

A third-party collection agent is a professional or agency hired by a creditor to recover overdue debts from borrowers. They typically work on behalf of the original lender, using communication skills and debt collection tools to negotiate payments while adhering to legal regulations. This role often requires knowledge of debt collection laws and strong interpersonal skills.

What is the difference between Third Party Collections Agent vs Debt Collector?

AspectThird Party Collections AgentDebt Collector
CredentialsOften requires basic collections training, sometimes certifications like Fair Debt Collection Practices Act (FDCPA)Similar credentials, may include licensing depending on state
Work EnvironmentTypically works for third-party agencies, in office or remoteUsually employed by collection agencies, in similar environments
Employer & Industry UsageUsed by third-party collection agencies to recover debts for original creditorsCommonly used interchangeably with third-party collections, focusing on debt recovery

Both roles involve debt recovery for third-party agencies, requiring similar skills and certifications. The main difference lies in terminology; 'Third Party Collections Agent' emphasizes the agency's role, while 'Debt Collector' is a broader term often used interchangeably. Both positions operate in similar environments and serve the same industry purpose.

What does a 3rd party collection agency do?

A third-party collections agent works for an external agency that is hired by creditors to recover overdue debts. They contact debtors through phone calls, letters, or emails to negotiate payment plans or settle accounts, often using specialized collection software. The role requires knowledge of debt collection laws and strong communication skills.

What are the key skills and qualifications needed to thrive as a Third Party Collections Agent, and why are they important?

To thrive as a Third Party Collections Agent, you need strong negotiation skills, knowledge of debt collection regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and compliance tools is often required. Excellent communication, active listening, and resilience under pressure are vital soft skills for this role. These competencies enable agents to recover debts effectively while maintaining compliance and positive client relationships.

What is the 7 7 7 rule for debt collectors?

The 7-7-7 rule is a guideline used by debt collectors to contact debtors within seven days of initial contact, wait another seven days before sending a written notice, and then make a third contact within seven days if no response is received. For third-party collections agents, understanding this rule helps ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and maintain ethical collection practices.

What jobs pay 4000 a week without a degree?

Third Party Collections Agents can earn around $4,000 weekly through commissions and bonuses, especially with experience and high performance. These roles often require strong communication skills, negotiation abilities, and familiarity with debt collection tools, but typically do not require a college degree. Earnings vary based on location, employer, and individual performance.

What are Third Party Collections Agents?

Third Party Collections Agents are professionals who work for agencies hired by creditors to recover overdue debts from individuals or businesses. Unlike first-party collectors, who are directly employed by the original creditor, third-party agents act as intermediaries to collect unpaid balances. They typically contact debtors via phone, mail, or email to arrange payment plans, negotiate settlements, and provide information about the debt. Their work is regulated by laws such as the Fair Debt Collection Practices Act to ensure ethical and legal practices.

What are some common challenges Third Party Collections Agents face when working with debtors, and how can they be addressed?

Third Party Collections Agents often encounter challenges such as unresponsive debtors, emotional conversations, and resistance to payment. To address these, agents are trained to use effective communication techniques, remain empathetic but firm, and follow compliance guidelines to maintain professionalism. Building rapport, understanding the debtor's circumstances, and offering flexible payment solutions can help overcome resistance and increase recovery rates.
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Third Party Collections Agent jobs near you
Infographic showing various Third Party Collections Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $37,572 per year, or $18.1 per hour.

3rd Party Collections Agent

Radius Holdings LLC.

Jacksonville, FL • On-site

Full-time

Medical, Dental, Vision, Life, PTO

Re-posted 5 days ago

Job description

Job Description Radius Global Solutions LLC, is hiring experienced Third Party Debt Collectors to join our Team!

The Third Party Collections Agent initiates the appropriate action to collect past due balances and record accurate notes on delinquent accounts.

Essential Functions

Make outbound contact to debtors regarding delinquent accounts and negotiates settlement options.

Take inbound telephone calls from debtors regarding delinquent accounts and negotiates settlement options.

Prepare correspondence on delinquent accounts.

Research disputed delinquent account balances and makes necessary corrections.

Review collection up unit and changes account status based on established procedures.
Review accounts to be recommended for closure and assists in report preparation.

Participate in regular meetings and communicates opportunities for process improvement.

All other duties as assigned.

Employees enjoy the following benefits:
Medical Benefits including Health, Dental & Vision Employer paid life insurance

Paid Time off Paid Holidays

Employee Referral Bonuses

Business Casual Dress Code

Minimum Qualifications

Previous Third Party Collections experience is preferred

Previous Collections, Telecommunications, Sales and/or Telemarketing experience a plus

Regular attendance and adherence to a set schedule, which includes breaks and lunches.

High School diploma or equivalent required, some post-secondary education preferred.

Strong oral communication and interpersonal skills required.

Excellent computer navigation skills required.

Experience using CRS and automated dialers preferred.

Working knowledge of and willingness to comply with the Fair Debt Collection Act (FDCA), as well as state and federal collection laws required.

Position pays an hourly rate PLUS monthly commission/bonus structure upwards of 25% for everything collected with NO cap.

**Background checks and drug screens are performed. EEO
Disabled/Veteran