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Subprime Finance Jobs (NOW HIRING)

... Finance Manager to help customers with bad, slow or no credit to re-establish credit with a ... You must have a proven track record in running a subprime department. Who We Are: At Healey ...

Secure competitive financing across prime, subprime, lease, and retail * Keep every deal accurate, compliant, and moving efficiently through funding * Support strong CSI - we expect profitability and ...

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Subprime Finance information

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How much do subprime finance jobs pay per hour?

As of Sep 13, 2026, the average hourly pay for subprime finance in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What is subprime finance?

Subprime finance refers to lending to individuals who have lower credit scores or limited credit histories, making them higher-risk borrowers. These loans typically come with higher interest rates and stricter terms to offset the increased risk for lenders. Subprime finance is common in areas like auto loans, mortgages, and personal loans, providing access to credit for those who might not qualify for traditional loans. While it helps people with poor credit obtain financing, it also carries a higher risk of default for both borrowers and lenders.

What are the key skills and qualifications needed to thrive in subprime finance?

To thrive in Subprime Finance, you need strong analytical abilities, a solid understanding of credit risk, and typically a background in finance, economics, or a related field. Familiarity with loan origination systems, credit scoring models, and compliance regulations is essential, and certifications like CFA or FRM can be advantageous. Excellent communication, ethical judgment, and problem-solving skills help build trust with clients and navigate complex lending scenarios. These skills are crucial for managing risk, ensuring regulatory compliance, and achieving business goals in a challenging lending environment.

What are some common challenges faced by professionals working in subprime finance, and how can they be addressed?

Professionals in subprime finance often encounter challenges such as assessing high-risk borrowers, managing default rates, and staying compliant with evolving regulations. Success in this role requires strong analytical skills to evaluate creditworthiness accurately and effective communication to explain lending terms clearly to clients. Collaboration with underwriters, collections teams, and compliance officers is essential to ensure responsible lending practices and minimize risk. Ongoing training and staying updated on industry regulations can help professionals navigate these challenges effectively.

What is the difference between Subprime Finance vs Credit Analyst?

AspectSubprime FinanceCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or business coursesBachelor's degree in finance, economics, or related field; certifications like CFA can be beneficial
Work EnvironmentFinancial institutions, auto lenders, mortgage companies, specializing in high-risk lendingBanks, credit bureaus, lending companies, analyzing credit data and financial statements
Employer & Industry UsageUsed in high-risk lending sectors, including auto, mortgage, and personal loansWidely used across banking and lending industries for assessing creditworthiness

Subprime Finance professionals focus on providing loans to high-risk borrowers, often requiring knowledge of risk assessment and lending regulations. Credit Analysts evaluate credit data to determine the risk of lending to individuals or companies. While both roles involve financial analysis, Subprime Finance specialists work specifically with high-risk clients, whereas Credit Analysts have a broader scope across various lending sectors.

What is a subprime finance company?

A subprime finance company specializes in providing loans and credit to borrowers with lower credit scores or higher risk profiles. Employees in this field need strong analytical skills and knowledge of credit assessment, often working with specialized financial software and regulatory compliance standards.
More about Subprime Finance jobs

What cities are hiring for Subprime Finance jobs?

Cities with the most Subprime Finance job openings:

What are the most commonly searched types of Subprime Finance jobs?

The most popular types of Subprime Finance jobs are:

What states have the most Subprime Finance jobs?

States with the most job openings for Subprime Finance jobs include:

Infographic showing various Subprime Finance job openings in the United States as of September 2026, with employment types broken down into 1% Internship, 94% Full Time, 4% Part Time, and 1% Contract. Highlights an 78% Physical, 6% Hybrid, and 16% Remote job distribution, with an average salary of $37,572 per year, or $18.1 per hour.

Automotive Finance Manager

Milwaukee, WI • On-site

Amato Automotive Group
Motor Vehicle Manufacturing • 11 - 50 employees

Other

Re-posted 12 hours ago


Job description

Job Description
Job Description
Business Manager
Selling to both Prime and Subprime customers - but Subprime Focused
Looking for a Positive, Team player who can….
  • Structure a subprime deal
  • Submit Deals to the banks
  • Monitor CIT and avoid funding issues
  • Work with the Sales Managers
  • Give great customer experience
  • Sell Products and average a PVR minimum
  • Be an organized person

We are signed up with all major lenders and work with CUDL
You will also have access to our in-house bank.
5 day work week.
Work in a great environment!