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Subprime Finance Jobs (NOW HIRING)

Aston Carter

Chief Legal Officer

Harrington, DE · On-site

$72 - $96/hr

Provide comprehensive legal counsel to executive leadership and Board members on matters related to subprime finance, commercial collections, truck sales, and broader corporate activities. * Lead and ...

United Auto Credit Corporation

$5.0K/mo

... subprime financing for a bevy of commercial units. We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time ...

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Workstream

Finance Manager

Lexington, NC · On-site

$200K - $400K/yr

Experience with prime and subprime financing * Excellent lender relationship skills * High ethical standards * Strong compliance knowledge * Ability to work in a fast-paced dealership * Valid driver ...

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How much do subprime finance jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for subprime finance in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What is subprime finance?

Subprime finance refers to lending to individuals who have lower credit scores or limited credit histories, making them higher-risk borrowers. These loans typically come with higher interest rates and stricter terms to offset the increased risk for lenders. Subprime finance is common in areas like auto loans, mortgages, and personal loans, providing access to credit for those who might not qualify for traditional loans. While it helps people with poor credit obtain financing, it also carries a higher risk of default for both borrowers and lenders.

What are the key skills and qualifications needed to thrive in subprime finance?

To thrive in Subprime Finance, you need strong analytical abilities, a solid understanding of credit risk, and typically a background in finance, economics, or a related field. Familiarity with loan origination systems, credit scoring models, and compliance regulations is essential, and certifications like CFA or FRM can be advantageous. Excellent communication, ethical judgment, and problem-solving skills help build trust with clients and navigate complex lending scenarios. These skills are crucial for managing risk, ensuring regulatory compliance, and achieving business goals in a challenging lending environment.

What are some common challenges faced by professionals working in subprime finance, and how can they be addressed?

Professionals in subprime finance often encounter challenges such as assessing high-risk borrowers, managing default rates, and staying compliant with evolving regulations. Success in this role requires strong analytical skills to evaluate creditworthiness accurately and effective communication to explain lending terms clearly to clients. Collaboration with underwriters, collections teams, and compliance officers is essential to ensure responsible lending practices and minimize risk. Ongoing training and staying updated on industry regulations can help professionals navigate these challenges effectively.

What is the difference between Subprime Finance vs Credit Analyst?

AspectSubprime FinanceCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or business coursesBachelor's degree in finance, economics, or related field; certifications like CFA can be beneficial
Work EnvironmentFinancial institutions, auto lenders, mortgage companies, specializing in high-risk lendingBanks, credit bureaus, lending companies, analyzing credit data and financial statements
Employer & Industry UsageUsed in high-risk lending sectors, including auto, mortgage, and personal loansWidely used across banking and lending industries for assessing creditworthiness

Subprime Finance professionals focus on providing loans to high-risk borrowers, often requiring knowledge of risk assessment and lending regulations. Credit Analysts evaluate credit data to determine the risk of lending to individuals or companies. While both roles involve financial analysis, Subprime Finance specialists work specifically with high-risk clients, whereas Credit Analysts have a broader scope across various lending sectors.

What is a subprime finance company?

A subprime finance company specializes in providing loans and credit to borrowers with lower credit scores or higher risk profiles. Employees in this field need strong analytical skills and knowledge of credit assessment, often working with specialized financial software and regulatory compliance standards.
More about Subprime Finance jobs

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What are the most commonly searched types of Subprime Finance jobs?

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Subprime Finance jobs near you
Infographic showing various Subprime Finance job openings in the United States as of September 2026, with employment types broken down into 1% Internship, 94% Full Time, 4% Part Time, and 1% Contract. Highlights an 78% Physical, 6% Hybrid, and 16% Remote job distribution, with an average salary of $37,572 per year, or $18.1 per hour.

SUBPRIME Automotive Finance Manager (spanish speaking preferred)

Bristol, TN

Bristol Honda
See more jobs at Bristol Hondaexternal

$14.75 - $18.50/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 3 days ago

Job description

Join the Bristol Honda Team as a Subprime Automotive Finance Manager!  SPANISH SPEAKING A HUGE PLUS!

Are you ready to drive success in a dynamic automotive environment? Bristol Honda, a leading name in automotive excellence, is seeking a talented Subprime Automotive Finance Manager to join our dedicated team. This pivotal role offers the opportunity to make a significant impact in our finance department, providing financial solutions to customers with diverse credit histories.

What We Offer:

  • Competitive Salary & Incentives: We provide a competitive base salary with performance-based bonuses that reflect your expertise and dedication.
  • Career Advancement Opportunities: At Bristol Honda, we believe in promoting from within and offer extensive training and development programs to help you climb the ladder of success in the automotive industry.
  • Supportive Team Environment: Work alongside industry professionals in a supportive, innovative, and collaborative environment.
  • Employee Benefits: Enjoy a comprehensive benefits package that includes health insurance, dental and vision plans, retirement savings options, and paid time off.

Key Responsibilities:

  • Assess and respond to the financing needs of customers with subprime credit ratings.
  • Negotiate and secure approved financing through our network of lenders.
  • Ensure compliance with all legal requirements and ethical standards associated with automotive finance.
  • Collaborate with the sales team to meet monthly sales and customer satisfaction targets.
  • Educate customers about their financing options and the terms of their agreements.

What You Need to Succeed:

  • Proven experience in automotive finance or a similar role, with a deep understanding of credit-challenged financing.
  • Strong negotiation and communication skills, with an ability to connect with customers and lenders effectively.
  • A commitment to maintaining high ethical standards and upholding company values.
  • Ability to thrive in a fast-paced environment and manage multiple priorities.
  • A positive attitude and a team-oriented approach.

If you're looking to take your career to the next level with a reputable and forward-thinking automotive dealer, Bristol Honda is the place for you. Apply today to become a key player in our financial services team and help our customers drive away with their dream car!

To Apply: Submit your resume and cover letter through our careers portal on the Bristol Honda website or send them directly to MLEE@bristolhonda.com. We are eager to learn more about how your skills and experiences will contribute to our team's success.

Bristol Honda: Driving the Future of Automotive Excellence. Join Us!

MUST HAVE AUTO FINANCE EXPERIENCE 

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