RaceTrac Company Overview As a Senior Payments Operations Analyst , this role is accountable for the stability, scalability, and risk integrity of payment operations. The position focuses on ...
RaceTrac Company Overview As a Senior Payments Operations Analyst , this role is accountable for the stability, scalability, and risk integrity of payment operations. The position focuses on ...
Payments Operations & Fraud Analyst
New York, NY · On-site
$120K - $150K/yr
ABOUT THE JOB As our Senior Payments Operations & Fraud Analyst, you'll be the first dedicated owner of payments operations and fraud at Blackbird. You'll own end-to-end visibility into how money ...
Payments Operations & Fraud Analyst
New York, NY · On-site
$120K - $150K/yr
ABOUT THE JOB As our Senior Payments Operations & Fraud Analyst, you'll be the first dedicated owner of payments operations and fraud at Blackbird. You'll own end-to-end visibility into how money ...
Senior Payments Resiliency Strategy Consultant - W2 Only
Charlotte, NC · On-site
$113K/yr
The selected candidate will partner with senior stakeholders across Payments, Treasury, Operations, Risk, and Technology organizations to design and execute strategic programs ensuring high ...
Quick apply
Senior Payments Resiliency Strategy Consultant - W2 Only
Charlotte, NC · On-site
$113K/yr
The selected candidate will partner with senior stakeholders across Payments, Treasury, Operations, Risk, and Technology organizations to design and execute strategic programs ensuring high ...
Sr. Payments Specialist (ACH Specialist)
Washington, DC · Hybrid
$70K - $100K/yr
... an experienced Senior Payments Specialist to support and oversee daily electronic payment ... Manage daily payment operations including ACH, Bill Pay, Zelle, External Transfers, FedNow, and ...
Quick apply
Sr. Payments Specialist (ACH Specialist)
Washington, DC · Hybrid
$70K - $100K/yr
... an experienced Senior Payments Specialist to support and oversee daily electronic payment ... Manage daily payment operations including ACH, Bill Pay, Zelle, External Transfers, FedNow, and ...
Director, Payments Operations
$170K - $180K/yr
Monitor KPIs - Track performance, cash flow metrics, and risks; report to senior leadership ... Leadership Experience in Payments - Background in payments operations, financial services, or ...
Director, Payments Operations
$170K - $180K/yr
Monitor KPIs - Track performance, cash flow metrics, and risks; report to senior leadership ... Leadership Experience in Payments - Background in payments operations, financial services, or ...
Senior Payments Architect
Jersey City, NJ · On-site
Senior Payments Architect Location: Jersey City, NJ Role Overview We are seeking a highly ... Stakeholder Management o Partner with global business heads, operations, and compliance teams to ...
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Senior Payments Architect
Jersey City, NJ · On-site
Senior Payments Architect Location: Jersey City, NJ Role Overview We are seeking a highly ... Stakeholder Management o Partner with global business heads, operations, and compliance teams to ...
Payments Operations Manager
Dallas, TX · On-site
Provide insights to senior leadership * Ensure compliance with NACHA, Reg E, AML/KYC, and payment rail standards * Maintain strong internal controls and operational governance * Support audits ...
Payments Operations Manager
Dallas, TX · On-site
Provide insights to senior leadership * Ensure compliance with NACHA, Reg E, AML/KYC, and payment rail standards * Maintain strong internal controls and operational governance * Support audits ...
Provide insights to senior leadership * Ensure compliance with NACHA, Reg E, AML/KYC, and payment rail standards * Maintain strong internal controls and operational governance * Support audits ...
Provide insights to senior leadership * Ensure compliance with NACHA, Reg E, AML/KYC, and payment rail standards * Maintain strong internal controls and operational governance * Support audits ...
Director, Payments Operations
$170K - $180K/yr
Monitor KPIs - Track performance, cash flow metrics, and risks; report to senior leadership ... Leadership Experience in Payments - Background in payments operations, financial services, or ...
Director, Payments Operations
$170K - $180K/yr
Monitor KPIs - Track performance, cash flow metrics, and risks; report to senior leadership ... Leadership Experience in Payments - Background in payments operations, financial services, or ...
Provide insights to senior leadership * Ensure compliance with NACHA, Reg E, AML/KYC, and payment rail standards * Maintain strong internal controls and operational governance * Support audits ...
Provide insights to senior leadership * Ensure compliance with NACHA, Reg E, AML/KYC, and payment rail standards * Maintain strong internal controls and operational governance * Support audits ...
Director, Payments Operations
NY · Remote
$169K - $211K/yr
Monitor KPIs -- Track performance, cash flow metrics, and risks; report to senior leadership ... Leadership Experience in Payments -- Background in payments operations, financial services, or ...
Director, Payments Operations
NY · Remote
$169K - $211K/yr
Monitor KPIs -- Track performance, cash flow metrics, and risks; report to senior leadership ... Leadership Experience in Payments -- Background in payments operations, financial services, or ...
Payments Operations Manager
Dallas, TX · On-site
Provide insights to senior leadership * Ensure compliance with NACHA, Reg E, AML/KYC, and payment rail standards * Maintain strong internal controls and operational governance * Support audits ...
Payments Operations Manager
Dallas, TX · On-site
Provide insights to senior leadership * Ensure compliance with NACHA, Reg E, AML/KYC, and payment rail standards * Maintain strong internal controls and operational governance * Support audits ...
Senior Payments Data Optimization Analyst
Atlanta, GA · On-site +1
$82K - $104K/yr
The Senior Payments Data Optimization Analyst serves as the technical business liaison between ... Translate complex payment and operational data into clear, actionable recommendations. * Support ...
Senior Payments Data Optimization Analyst
Atlanta, GA · On-site +1
$82K - $104K/yr
The Senior Payments Data Optimization Analyst serves as the technical business liaison between ... Translate complex payment and operational data into clear, actionable recommendations. * Support ...
Director, Payments Operations
NJ · Remote
$169K - $211K/yr
Monitor KPIs -- Track performance, cash flow metrics, and risks; report to senior leadership ... Leadership Experience in Payments -- Background in payments operations, financial services, or ...
Director, Payments Operations
NJ · Remote
$169K - $211K/yr
Monitor KPIs -- Track performance, cash flow metrics, and risks; report to senior leadership ... Leadership Experience in Payments -- Background in payments operations, financial services, or ...
Director, Payments Operations
$169K - $211K/yr
Monitor KPIs -- Track performance, cash flow metrics, and risks; report to senior leadership ... Leadership Experience in Payments -- Background in payments operations, financial services, or ...
Director, Payments Operations
$169K - $211K/yr
Monitor KPIs -- Track performance, cash flow metrics, and risks; report to senior leadership ... Leadership Experience in Payments -- Background in payments operations, financial services, or ...
Director, Payments Operations
Shelton, CT · On-site
$170K - $180K/yr
Lead Payments Transformation - Oversee the end-to-end evolution of payments operations, from ... Monitor KPIs - Track performance, cash flow metrics, and risks; report to senior leadership.
Director, Payments Operations
Shelton, CT · On-site
$170K - $180K/yr
Lead Payments Transformation - Oversee the end-to-end evolution of payments operations, from ... Monitor KPIs - Track performance, cash flow metrics, and risks; report to senior leadership.
Sr Payments Engineer
$115K/yr
The Sr Payments Engineer is a hands-on engineer building and operating Hertz's payment systems and ... Collaborate with Product, QA, and Operations to translate business requirements into technical ...
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Sr Payments Engineer
$115K/yr
The Sr Payments Engineer is a hands-on engineer building and operating Hertz's payment systems and ... Collaborate with Product, QA, and Operations to translate business requirements into technical ...
Sr Payments Engineer
Estero, FL · On-site
$115K/yr
The Sr Payments Engineer is a hands-on engineer building and operating Hertz's payment systems and ... Collaborate with Product, QA, and Operations to translate business requirements into technical ...
Sr Payments Engineer
Estero, FL · On-site
$115K/yr
The Sr Payments Engineer is a hands-on engineer building and operating Hertz's payment systems and ... Collaborate with Product, QA, and Operations to translate business requirements into technical ...
Sr Payments Engineer
Estero, FL · On-site
$115K/yr
The Sr Payments Engineer is a hands-on engineer building and operating Hertz's payment systems and ... Collaborate with Product, QA, and Operations to translate business requirements into technical ...
Sr Payments Engineer
Estero, FL · On-site
$115K/yr
The Sr Payments Engineer is a hands-on engineer building and operating Hertz's payment systems and ... Collaborate with Product, QA, and Operations to translate business requirements into technical ...
Director, Payments Operations
Denver, CO · Hybrid
$125K - $135K/yr
Produces and delivers regular statistical reporting to senior leadership on payment timeliness ... FINRA-licensed Series 99 Operations Professional or the ability to procure within the first year ...
Director, Payments Operations
Denver, CO · Hybrid
$125K - $135K/yr
Produces and delivers regular statistical reporting to senior leadership on payment timeliness ... FINRA-licensed Series 99 Operations Professional or the ability to procure within the first year ...
Senior Payments Operations information
See salary details
$39K - $50K
2% of jobs
$50K - $60.9K
7% of jobs
$60.9K - $71.9K
15% of jobs
$72.3K is the 25th percentile. Wages below this are outliers.
$71.9K - $82.8K
15% of jobs
The median wage is $90.6K / yr.
$82.8K - $93.8K
15% of jobs
$93.8K - $104.7K
9% of jobs
$104.7K - $115.7K
11% of jobs
$117.3K is the 75th percentile. Wages above this are outliers.
$115.7K - $126.6K
11% of jobs
$126.6K - $137.6K
6% of jobs
$137.6K - $148.5K
5% of jobs
$148.5K - $159.5K
4% of jobs
$39K
$98.7K
$159.5K
How much do senior payments operations jobs pay per year?
What is the job description of a payment operations?
What is the highest paying job in payroll?
What jobs in the US pay 300,000 a year?
What jobs make $1,000,000 a year?
What is the difference between Senior Payments Operations vs Payments Analyst?
| Aspect | Senior Payments Operations | Payments Analyst |
|---|---|---|
| Credentials | Experience in payments processing, industry certifications (e.g., PCI DSS), and sometimes a degree in finance or business | Similar credentials, often with a focus on data analysis, finance, or business degrees |
| Work Environment | Operational teams, payment processing platforms, cross-functional collaboration | Data analysis, reporting, and monitoring payment trends |
| Employer & Industry Usage | Financial institutions, payment processors, e-commerce companies | Financial services, fintech firms, banks |
While both roles involve payments, Senior Payments Operations focuses on managing payment processes and ensuring operational efficiency, whereas Payments Analysts primarily analyze payment data to identify trends and improve strategies.

Full-time
Posted 26 days ago
RaceTrac rating
4.8
Based on 196 frontline employees who took The Breakroom Quiz
36th of 46 rated convenience stores
Job description
Job Description:
As a Senior Payments Operations Analyst, this role is accountable for the stability, scalability, and risk integrity of payment operations. The position focuses on optimizing end-to-end payment systems, defining and governing key performance metrics (e.g., transaction speed, failure rates, chargeback ratios), and serving as a primary escalation point for complex or high-impact payment issues. The role requires advanced analytical judgment, strong cross-functional influence, and the ability to translate transaction-level data into strategic insights that drive system improvements, mitigate risk, and support business decision-making.
What You'll Do:
- Provide oversight and quality control for high value payments, ACH files, and card transactions, ensuring accuracy, timeliness, and system stability
- Monitor transaction performance and trends to proactively identify risks, anomalies, and potential system impacts
- Lead complex investigations into payment discrepancies and transaction failures
- Perform in depth root cause analysis to determine operational, technical, or external drivers and recommend corrective and preventative actions
- Ensure payment operations adhere to financial regulations (e.g., AML, KYC) and internal control requirements
- Maintain audit ready documentation and partner with compliance and audit teams to address findings and strengthen controls
- Identify control gaps, inefficiencies, and scalability risks within payment workflows
- Partner with Product, Engineering, and Finance teams to design and implement process and system enhancements that improve efficiency, reliability, and risk posture
- Act as a senior subject matter expert supporting Customer Support, Finance, and R&D teams on payment data, escalations, and complex technical issues
- Translate transaction level insights into actionable recommendations for stakeholders
- Oversee the review, investigation, and resolution of incoming chargeback claims to assess validity and financial exposure
- Develop and submit comprehensive analysis using transaction data, receipts, records, and user logs
- Analyze chargeback ratios, trends, and fraud indicators to provide strategic insights and drive preventative controls in partnership with payment and fraud teams
What We're Looking For:
- High School Diploma or equivalent required; Bachelor's Degree preferred
- 5+ years of payments experience preferred
- Understanding of card payment systems
Fueled by Growth, Driven by You
At RaceTrac, our people make the difference. Whether you're working in a store, at our corporate office, or on the road, you'll be part of a team that brings energy, innovation, and a passion for serving others every day. We support each other, celebrate wins big and small, and create opportunities for growth at every level. With four operating divisions RaceTrac, RaceWay, Energy Dispatch, and Gulf - there's always a new challenge to take on and a new path to pursue. Join us and discover how far your career can go.
To see what #LifeatRaceTrac is like, visit our LinkedIn, Facebook, and Instagram pages.
All qualified applicants will receive consideration for employment with RaceTrac without regard to their race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
Responsibilities:
- Provide oversight and quality control for high value payments, ACH files, and card transactions, ensuring accuracy, timeliness, and system stability
- Monitor transaction performance and trends to proactively identify risks, anomalies, and potential system impacts
- Lead complex investigations into payment discrepancies and transaction failures
- Perform in depth root cause analysis to determine operational, technical, or external drivers and recommend corrective and preventative actions
- Ensure payment operations adhere to financial regulations (e.g., AML, KYC) and internal control requirements
- Maintain audit ready documentation and partner with compliance and audit teams to address findings and strengthen controls
- Identify control gaps, inefficiencies, and scalability risks within payment workflows
- Partner with Product, Engineering, and Finance teams to design and implement process and system enhancements that improve efficiency, reliability, and risk posture
- Act as a senior subject matter expert supporting Customer Support, Finance, and R&D teams on payment data, escalations, and complex technical issues
- Translate transaction level insights into actionable recommendations for stakeholders
- Oversee the review, investigation, and resolution of incoming chargeback claims to assess validity and financial exposure
- Develop and submit comprehensive analysis using transaction data, receipts, records, and user logs
- Analyze chargeback ratios, trends, and fraud indicators to provide strategic insights and drive preventative controls in partnership with payment and fraud teams
Qualifications:
All qualified applicants will receive consideration for employment with RaceTrac without regard to their race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
About RaceTrac
Sourced by ZipRecruiter
Industry
Retail
Company size
5,001 - 10,000 Employees
Headquarters location
Atlanta, GA, US
Year founded
1934