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Payment Operations Manager Jobs (NOW HIRING)

Point C

Manager, Payment Operations

OR · On-site +1

The Manager, Payment Operations is a finance-owned role responsible for leading all claims funding and check run operations across the Point C platform. This role sits within the Finance organization ...

Point C

Manager, Payment Operations

$65K - $80K/yr

The Manager, Payment Operations is a finance-owned role responsible for leading all claims funding and check run operations across the Point C platform. This role sits within the Finance organization ...

Kitsap

Director, Payment Operations

Bremerton, WA · On-site

$104K - $125K/yr

Manage relationships with payment service providers and technology vendors. * Lead, coach, and develop a team of payment operations professionals, fostering a culture of excellence and continuous ...

Turn2Partners

Payment Operations Lead

Washington, DC · On-site

$40 - $45/hr

S. payment operations, including accounts payable invoices, reimbursements, and cash management activities. This role will support workflow execution, payment accuracy, issue resolution, and team ...

Taulia

Payment Operations Specialist

Salt Lake City, UT · On-site

$65K - $85K/yr

About the Job As part of Taulia Trade Technology operations, you will perform daily tasks in managing payment flows which directly deliver on critical customer business problems. This role is a ...

Fora

Senior Manager, Payment Operations

New York, NY

$140K - $195K/yr

About The Role Fora is seeking a Senior Manager of Payment Operations to oversee the end-to-end processes that determine a core part of the advisor experience: ensuring advisors are paid accurately ...

Mercury

Payment Operations Lead

Portland, OR · On-site

$168K/yr

Underneath that experience is a network of payment rails, bank partners, operational desks ... Have experience leading, coaching, or managing an operations team, with a track record of setting ...

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How much do payment operations manager jobs pay per year?

As of Aug 14, 2026, the average yearly pay for payment operations manager in the United States is $63,456.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $77,500.00 per year, depending on experience, location, and employer.

What does a payment operations manager do?

A Payment Operations Manager oversees the day-to-day activities related to processing financial transactions within an organization. They ensure that payments are handled efficiently, securely, and in compliance with relevant regulations. Their responsibilities often include managing a team, optimizing payment processes, handling payment disputes, and working closely with other departments such as finance and compliance. Additionally, they may be involved in implementing new payment technologies and maintaining relationships with banks and payment service providers.

What are some common challenges faced by payment operations managers in ensuring efficient transaction processing?

Payment Operations Managers often encounter challenges such as maintaining accuracy under high transaction volumes, keeping up with ever-evolving compliance regulations, and quickly resolving payment discrepancies. They must also ensure that payment systems are secure and that all team members are trained on the latest protocols. Effective communication and collaboration with IT, finance, and customer service teams are crucial to proactively address issues and maintain smooth payment flows.

What are the key skills and qualifications needed to thrive as a payment operations manager?

To excel as a Payment Operations Manager, you need a strong background in financial operations, payment processing, and risk management, often backed by a degree in finance or a related field. Familiarity with payment platforms (such as SWIFT, ACH, or SEPA), ERP systems, and compliance certifications like AML or PCI DSS are typically required. Outstanding analytical skills, attention to detail, and leadership abilities help in managing teams and resolving complex payment issues efficiently. These skills ensure secure, accurate, and compliant transaction processing, safeguarding the company’s financial integrity and customer trust.
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Payment Operations Manager jobs near you
Infographic showing various Payment Operations Manager job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 11% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $63,456 per year, or $30.5 per hour.

Payment Operations Manager

Cardless, Inc

San Francisco, CA • On-site

$150K - $180K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 23 days ago

Job description

At Cardless, we're building a credit card and loyalty platform that consumer businesses use to engage their customers. We've launched 14 credit cards, including for Coinbase, Alibaba, and Qatar Airways. We help businesses bring imaginative card programs to life, and have pioneered technology to embed credit card features natively into their products.
We value curiosity, humility, and intensity - we move fast and take ownership. This is a place where a motivated, resourceful individual can have an enormous impact on our trajectory. We're headquartered in San Francisco, and have raised about $90M in equity funding from top venture capital firms and angels.
The Job
We're hiring a Payments Operations Manager to scale and operate the infrastructure behind Cardless's card programs.
This individual contributor role sits at the center of our payments ecosystem. Working with our key operational systems, managing external partners (processors, issuing banks, networks), and driving high-impact initiatives like processor integrations, program launches, and process improvements.
You'll balance hands-on operational execution with program-level ownership, ensuring our payments systems are reliable, scalable, and ready to support new products and partners. You'll identify the highest-leverage opportunities to automate, build the tooling (or spec it for engineering), and make sure our ops team can support 10x the volume without 10x the headcount.
Before You Apply
A few things worth knowing:
  • This is an IC role. You won't have direct reports. You'll be a high performing individual contributor embedded in a small, high-output payment ops team.
  • We work in the office 5 days a week. We know that's a dealbreaker for some people, and that's okay.
  • We move fast and operate with imperfect information. If you prefer fully defined problems and complete context before acting, this role may not be the right fit.
  • Fintech complexity is real. Credit cards sit at the intersection of product, compliance, fraud, and banking. You'll need to get fluent quickly and build that fluency into everything you create.

If that sounds like your kind of work, keep reading.
Impactful Role Scope & Responsibilities
You'll work on programs people care about. Coinbase. Bilt. Qatar Airways. These aren't test programs. They're products with real cardholders and real transaction volume.
  • Reimagine how we onboard and operate. You will own the automation of the card lifecycle workflows end-to-end by spotting manual pain points, designing smarter solutions, and partnering with Engineering to bring them to life.
  • Get close to the product and build cards people love, improving operations and strengthening partnerships to make great credit card experiences possible.

This role is about scale. Drive the scale of Cardless payment operations by building processes and systems that handle growing complexity and volume seamlessly as we expand to millions of cardholders.
  • Working directly in the payment operations world and analyzing tickets to uncover root causes and drive fixes that solve underlying problems, not just surface issues.
  • Operationalizing network mandates.Build intake and tracking processes, assessing impact, and coordinating implementation across Ops and Engineering to ensure nothing falls through the cracks.
  • Support the BPO and back-office operations strategy-scaling external partnerships while establishing SOPs, training and audit frameworks to ensure quality and consistency.

You'll be on the frontier of AI and automation in payments. Exception handling, reconciliation and monitoring are some of the highest-leverage areas in fintech today, and you'll be building those systems, not watching from the sidelines.
  • Build internal ops dashboards. Scope and deliver a unified view of card production, transaction exceptions, inventory levels and processor health-giving the team real-time visibility without relying on Engineering.
  • Leverage AI to design and evolve processes, SOPs, and tooling to eliminate manual work while improving reliability, and enabling real-time monitoring and reporting.

Requirements
  • 5+ years in payment or card operations (issuer, processor, or fintech)
  • Experience with card processors, reconciliation, and network file formats (Visa, Mastercard, Amex)
  • Strong SQL and comfort using data to diagnose issues and validate solutions
  • Experience building or improving operational tooling and automation
  • Knowledge of network mandates, BINs, and card lifecycle operations
  • Clear communicator across teams
  • Comfortable in fast-moving, ambiguous environments; fintech experience is a plus

Compensation
The expected cash compensation for this role is $150,000-$180,000 annually, plus equity and benefits. Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.
Benefits
We're proud to offer our team excellent benefits:
Meaningful startup equity
100% health, vision & dental primary coverage
+ 75% health, vision & dental dependent coverage
Catered lunches
$250/month commuter benefit
Parental leave
Team building events & happy hours
Flexible PTO with a minimum of 15 days off per year
Apple equipment
401k plan
Location
We're headquartered in San Francisco, CA. This role is in-office 5 days a week.

Apply