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Senior Insurance Underwriter Jobs (NOW HIRING)

Health Insurance Underwriter Description: This position will interact with all members of our staff ... Coordinate with Sr. Leadership and Account Management for complex situations * Provide feedback ...

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Senior Insurance Underwriter information

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$37K

$106.6K

$133.5K

How much do senior insurance underwriter jobs pay per year?

As of Jun 15, 2026, the average yearly pay for senior insurance underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

How much does a senior underwriter make at AIG?

A senior insurance underwriter at AIG typically earns between $80,000 and $130,000 annually, depending on experience, location, and specific responsibilities. Compensation may also include bonuses and benefits related to underwriting performance and industry standards.

What is the highest paying underwriting job?

Senior insurance underwriters, especially those specializing in complex or high-value lines such as reinsurance or specialty insurance, tend to have the highest salaries in underwriting. Senior roles often require advanced certifications, extensive experience, and strong analytical skills, and they can earn significantly more than entry-level underwriters.

How much does a senior underwriter get paid?

A senior insurance underwriter typically earns between $80,000 and $130,000 annually, depending on experience, location, and the size of the company. They often have advanced knowledge of underwriting software and industry regulations, which can influence compensation levels.

What is a Senior Insurance Underwriter?

A Senior Insurance Underwriter is a professional responsible for evaluating and analyzing the risks involved in insuring people or assets, and determining appropriate policy terms and premiums. They review applications, assess financial documents, and use specialized software to decide whether to provide insurance coverage and at what cost. Senior underwriters typically handle more complex or high-value cases, mentor junior staff, and help develop underwriting guidelines. Their role is crucial in ensuring the insurance company maintains profitability while offering fair coverage to clients.

What are some common challenges faced by Senior Insurance Underwriters when assessing complex or high-value risks?

Senior Insurance Underwriters often encounter challenges when evaluating complex or high-value risks, such as incomplete client information, rapidly changing market conditions, and evolving regulatory requirements. They must exercise strong analytical skills and sound judgment to balance risk exposure with the company's profitability goals. Additionally, collaborating with sales teams, actuaries, and legal departments is essential to develop tailored solutions, which can add further complexity to the decision-making process. Staying current with industry trends and risk assessment tools helps underwriters navigate these challenges effectively.

What is the difference between Senior Insurance Underwriter vs Insurance Underwriter?

AspectSenior Insurance UnderwriterInsurance Underwriter
CredentialsTypically requires 3+ years experience, relevant certifications (e.g., CPCU)Entry to mid-level experience, often pursuing certifications
Work EnvironmentMore autonomous, decision-making authority, leadership rolesSupervised, focused on assessing and processing applications
Employer & Industry UsageUsed in insurance companies, brokerage firms, and reinsuranceCommon in same settings, often as entry-level or mid-level roles

The main difference between a Senior Insurance Underwriter and an Insurance Underwriter lies in experience, decision-making authority, and responsibilities. Senior Underwriters typically have more experience, greater autonomy, and may oversee complex cases or mentor junior staff, whereas Insurance Underwriters focus on evaluating applications under supervision. Both roles are essential in the insurance industry, with the senior position representing a higher level of expertise and leadership.

What are the key skills and qualifications needed to thrive as a Senior Insurance Underwriter, and why are they important?

To thrive as a Senior Insurance Underwriter, you need deep expertise in risk assessment, policy analysis, and industry regulations, usually supported by a bachelor's degree in finance or a related field and several years of underwriting experience. Familiarity with underwriting software, statistical analysis tools, and certifications such as CPCU (Chartered Property Casualty Underwriter) are common requirements. Excellent decision-making, negotiation, and communication skills set top performers apart in this role. These capabilities ensure accurate risk evaluation, profitable policy issuance, and strong client and broker relationships in a competitive insurance market.

How much do senior underwriters make in the US?

Senior insurance underwriters in the US typically earn between $80,000 and $130,000 annually, with the median salary around $100,000. Compensation varies based on experience, location, and the complexity of the policies they evaluate, often supplemented by bonuses and benefits.
More about Senior Insurance Underwriter jobs
What cities are hiring for Senior Insurance Underwriter jobs? Cities with the most Senior Insurance Underwriter job openings:
What are the most commonly searched types of Insurance Underwriter jobs? The most popular types of Insurance Underwriter jobs are:
What states have the most Senior Insurance Underwriter jobs? States with the most job openings for Senior Insurance Underwriter jobs include:
Infographic showing various Senior Insurance Underwriter job openings in the United States as of June 2026, with employment types broken down into 100% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.
Senior Underwriter - Wholesale & MGA Insurance

Senior Underwriter - Wholesale & MGA Insurance

Western Pacific Insurance

Littleton, CO โ€ข On-site

$90K - $110K/yr

Full-time

Posted 12 days ago

Be an early applicant


Job description

Description:

About Us:
At WestPac, we are a unique, family-centric, and locally owned regional wholesale and Managing General Agent (MGA) insurance firm. We pride ourselves on creating a flexible and supportive work environment that values diversity and inclusion. Our team members are celebrated and rewarded for their hard work and collaboration. We encourage ongoing education and professional development, offering a comprehensive total rewards package that includes competitive benefits and incentives.


Position Overview:

We are looking for a client-focused Senior Underwriter responsible for underwriting new and renewal business functions, along with account servicing. The ideal candidate thrives in a high-volume atmosphere, sharing best practices, meeting the needs of agents, and achieving company goals with integrity and respect.


Key Responsibilities:

ยท Product Knowledge: Maintain a thorough understanding of WestPacโ€™s products and how they fit into the commercial insurance marketplace.

ยท Broker Support: Collaborate with Broker Teams on the placement of new and renewal business for both binding and brokerage.

ยท Underwriting: Carefully review and underwrite new and renewal business for optimal placement with binding carrier partners.

ยท Mentorship & Training: A key part of this role involves supporting the training and onboarding of new Associate Underwriters. The Senior Underwriter will provide day-to-day mentoring, share knowledge and best practices, and serve as a reliable resource for questions and guidance. Additionally, this person will audit the work of new hires to ensure accuracy and consistency.

ยท Collaboration & Strategic Initiatives: Play a key role in fostering collaboration within the underwriting team and across departments. This includes leading regular underwriting meetings, setting the agenda, and providing relevant context to guide team discussions and decision-making. The individual will also work cross-functionally on strategic projects as needed, contributing underwriting expertise, helping to identify process improvements, and ensuring alignment with WestPacโ€™s goals and standards. This role is ideal for someone who thrives in a collaborative environment and is comfortable taking initiative to drive projects forward.

ยท Marketing Support: Assist Broker Teams in marketing submissions to brokerage carrier partners and negotiate terms for quotes.

ยท Quote Management: Secure new business quotes/terms from markets and assist retail agents in the placement of new business.

ยท Endorsements: Underwrite and quote premium and exposure change endorsements.

ยท Team Support: Provide support to Brokers, Account Managers, and Customer Service Representatives as needed.

ยท Workflow Management: Efficiently perform tasks in our agency management system, ensuring accuracy and excellence.

ยท Relationship Building: Maintain positive relationships with agency and carrier contacts to enhance collaboration.

ยท Additional Duties: Undertake other functions as assigned by management to support overall business objectives.

Requirements:

Qualifications:

ยท Education: High School Diploma or GED equivalent; college undergraduate degree preferred.

ยท Experience: Minimum of 5 years underwriting insurance.

ยท Communication Skills: Strong verbal and written communication skills to maintain professionalism in all interactions.

ยท Detail-Oriented: Resourceful, with critical thinking abilities and meticulous attention to detail.

ยท Organizational Skills: Highly organized, with the capability to prioritize and manage multiple tasks simultaneously.

ยท Travel Requirements: Willingness to travel and engage in outbound marketing endeavors, including after business hours.

ยท Adaptability: Flexible to changes in processes and procedures.

ยท Team Player: Values a collaborative environment and appreciates constructive feedback.

ยท Licensing: Active Property and Casualty (P&C) license; additional insurance-related designations preferred.


Why Join WestPac?

At WestPac, we offer a unique opportunity to be part of a supportive and dynamic work culture. Enjoy a total rewards package that recognizes your contributions, with competitive benefits and opportunities for professional growth. If you are a dedicated professional looking to advance your career in the insurance industry, we invite you to apply!


Keywords: Underwriter, Wholesale Insurance, MGA Insurance, Property and Casualty, Insurance Careers, Client-Focused Underwriter, Insurance Job Opportunities, Commercial Insurance Underwriter.

This job description is a general statement of duties and responsibilities and should not be taken as a complete statement for this position. Western Pacific Insurance Network, Inc. is an equal opportunity employer.