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Senior Commercial Credit Analyst Jobs (NOW HIRING)

Senior Commercial Credit Analyst CFS is partnered with a local organization seeking their next Credit Analyst to join their team. WHY YOU SHOULD CONSIDER JOINING THIS COMPANY: * Family-Oriented & Fun ...

Senior Commercial Credit Analyst CFS is partnered with a local organization seeking their next Credit Analyst to join their team. WHY YOU SHOULD CONSIDER JOINING THIS COMPANY: * Family-Oriented & Fun ...

As a Sr. Commercial Credit Analyst, you will be responsible for gathering and analyzing credit information on current and potential business borrowers; determines the advisability of granting credit ...

Senior Commercial Credit Analyst Location: Fort Atkinson, WI Salary: $75,000 - $90,000 Base + Discretionary Bonus Why This Opportunity Stands Out * Join a growing, community-focused institution that ...

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Minimum of 7 years experience as a Senior Commercial Credit Analyst required. * Current or prior lending authority required * Working knowledge and understanding of commercial loan products, policies ...

Minimum of 7 years experience as a Senior Commercial Credit Analyst required. * Current or prior lending authority required * Working knowledge and understanding of commercial loan products, policies ...

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Senior Commercial Credit Analyst information

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$49.5K

$94.3K

$174K

How much do senior commercial credit analyst jobs pay per year?

As of Aug 1, 2026, the average yearly pay for senior commercial credit analyst in the United States is $94,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Senior Commercial Credit Analysts, and how can they be addressed?

Senior Commercial Credit Analysts often encounter challenges such as evaluating complex financial statements, assessing risk in volatile markets, and balancing thorough analysis with tight deadlines. To address these, it's important to stay updated on industry trends, utilize advanced financial modeling tools, and maintain clear communication with relationship managers and clients. Collaborating closely with credit committees and other analysts can also help ensure well-informed decisions and manage workload efficiently.

What are Senior Commercial Credit Analysts?

Senior Commercial Credit Analysts are finance professionals responsible for evaluating the creditworthiness of businesses seeking loans or credit from financial institutions. They analyze financial statements, assess risks, and make recommendations on whether to approve or decline credit applications. In their senior role, they may also oversee junior analysts, help develop credit policies, and interact directly with clients to gather necessary information. Their expertise ensures that lending decisions minimize risk for the institution while supporting business growth.

What is the difference between Senior Commercial Credit Analyst vs Commercial Credit Analyst?

AspectSenior Commercial Credit AnalystCommercial Credit Analyst
Required CredentialsBachelor's degree, often CFA or credit certificationsBachelor's degree, relevant certifications optional
Work EnvironmentMore complex credit analysis, mentorship rolesAnalyzing credit data, supporting senior staff
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonSenior roles, advanced analysis, leadershipEntry to mid-level analysis, support roles

The main difference between a Senior Commercial Credit Analyst and a Commercial Credit Analyst lies in experience, responsibilities, and complexity of analysis. Senior analysts handle more complex cases, often mentor junior staff, and may have additional certifications. Both roles are vital in financial institutions and share similar industry usage, but the senior position involves greater expertise and leadership responsibilities.

What are the key skills and qualifications needed to thrive as a Senior Commercial Credit Analyst, and why are they important?

To thrive as a Senior Commercial Credit Analyst, you need strong analytical skills, financial modeling expertise, and a background in finance or accounting—typically supported by a bachelor’s degree and several years of relevant experience. Familiarity with credit risk assessment platforms, financial statement analysis tools, and industry-standard software like Moody’s Analytics or S&P Global is essential. Exceptional communication, attention to detail, and sound judgment help you effectively evaluate creditworthiness and present findings to stakeholders. These skills ensure accurate risk assessments, informed lending decisions, and contribute to the financial health of the institution.
More about Senior Commercial Credit Analyst jobs
What cities are hiring for Senior Commercial Credit Analyst jobs? Cities with the most Senior Commercial Credit Analyst job openings:
What are the most commonly searched types of Commercial Credit Analyst jobs? The most popular types of Commercial Credit Analyst jobs are:
What states have the most Senior Commercial Credit Analyst jobs? States with the most job openings for Senior Commercial Credit Analyst jobs include:
What job categories do people searching Senior Commercial Credit Analyst jobs look for? The top searched job categories for Senior Commercial Credit Analyst jobs are:
Infographic showing various Senior Commercial Credit Analyst job openings in the United States as of July 2026, with employment types broken down into 66% Full Time, 4% Part Time, and 30% Contract. Highlights an 61% Physical, 5% Hybrid, and 34% Remote job distribution, with an average salary of $94,288 per year, or $45.3 per hour.

Senior Commercial Credit Analyst

CFS

Fitchburg, WI • On-site

$75K - $90K/yr

Full-time

Medical, Retirement, PTO

Re-posted 22 days ago


Job description

Senior Commercial Credit Analyst

CFS is partnered with a local organization seeking their next Credit Analyst to join their team.
WHY YOU SHOULD CONSIDER JOINING THIS COMPANY:

  • Family-Oriented & Fun Culture; close knit group
  • Great Office/Working Environment; Casual
  • Organization is experiencing strong growth and so there is room for internal advancement
  • Great Benefits package overall (Dean Health Insurance, 401K Match, Great PTO)

RESPONSIBILIIES OF THE SENIOR COMMERCIAL CREDIT ANALYST:

  • Analyze new loans for the organization ranging in size up to $30M +
  • Gather and analyze loan documentation
  • Oversee documentation, monitor and review member files and loan performance.
  • Analyze statements such as tax returns, income statements, balance sheets, rent rolls, leases, appraisals, personal financial statements and credit reports to determine the degree of risk involved in extending credit or lending money
  • Complete risk ratings and file review of commercial credits when necessary.

QUALIFICATIONS FOR THE SENIOR COMMERCIAL CREDIT ANALYST:

  • Bachelors degree; Finance, Accounting, Business; or related field
  • Associate degree is welcomed
  • 3+ Years of financial analysis or financial services/credit experience
  • Ability to establish and maintain effective working relationships by using appropriate communication skills.

Salary: $75,000 - $90,000