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Remote Merchant Underwriter Jobs (NOW HIRING)

Maverick Payments

Merchant Support Rep II

Calabasas, CA · On-site +1

$26 - $29/hr

Maverick's team includes underwriting, risk management, compliance & legal, technology & product ... Pay Range : $26- $29/ HR Will consider remote work schedules for candidates who live 60+ miles from ...

One, Inc.

Payment Onboarding Specialist

Remote Overview: The Payment Onboarding Specialist will coordinate the collection of documents to ensure a successful onboarding, underwriting and merchant setup process. In this position, you will ...

Greenbox Capital

Funding Advisor

Miami, FL · Remote

US - Remote Why this Role Matters: At Greenbox Capital, we help small businesses thrive by giving ... Re-engaging merchants within an assigned book of business to identify new funding opportunities.

Greenbox Capital

Funding Advisor

Miami, FL · Remote

US - Remote Why this Role Matters: At Greenbox Capital, we help small businesses thrive by giving ... Re-engaging merchants within an assigned book of business to identify new funding opportunities.

Maverick Payments

Risk Analyst II

Calabasas, CA · On-site +1

$30 - $34/hr

Our payment products include merchant acquiring services, a proprietary gateway, ACH processing ... Maverick's team includes underwriting, risk management, compliance & legal, technology & product ...

Clearent

Outside Sales Account Executive

Paramus, NJ · On-site +1

$5K/mo

... visits with your merchant clients. This is an outside remote B2B sales role and you are not ... Work closely with Clearent colleagues in Customer Service, Underwriting, IT, Sales Support and ...

North American Bancard

Account Manager - Retention

$70K - $80K/yr

Account Manager - Retention PayTrace by North- Remote PayTrace by North - Payment and ACH ... underwriting teams to resolve escalations and ensure a seamless merchant experience * Educate ...

North American Bancard

Partnerships Director

$80K - $120K/yr

Partnerships Director CWA - Remote CWA Merchant Services by North offers credit card processing ... CWA Merchant Services by North provides expedited underwriting, competitive rates, and a suite of ...

KORT Payments

VP, ISO Channel Sales

Miami, FL · Remote

LOCATION Remote within the United States WHAT YOU WILL BE DOING We are seeking an experienced ISO ... Partner with Risk to define underwriting standards, risk appetite, monitoring, and remediation ...

Payfirma Corporation

VP, ISO Channel Sales

Miami, FL · On-site +1

LOCATION Remote within the United States WHAT YOU WILL BE DOING We are seeking an experienced ISO ... Partner with Risk to define underwriting standards, risk appetite, monitoring, and remediation ...

Parker

Collections Specialist

Manhattan, NY · On-site +1

$20.50 - $27.50/hr

... merchants to grow faster while staying in control of their margins. We've raised over $180M in ... Partner with Risk, Underwriting, and Customer Success to identify and address early warning signs

Maverick Payments

Boarding Representative II

Calabasas, CA · On-site +1

$22 - $29/hr

Our payment products include merchant acquiring services, a proprietary gateway, ACH processing ... Maverick's team includes underwriting, risk management, compliance & legal, technology & product ...

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All JobsRemote Merchant Underwriter Jobs

Remote Merchant Underwriter information

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$32.5K

$78.9K

$139.5K

How much do remote merchant underwriter jobs pay per year?

As of May 31, 2026, the average yearly pay for remote merchant underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Merchant Underwriter, and why are they important?

To thrive as a Remote Merchant Underwriter, you need a solid understanding of credit risk analysis, financial statement review, and underwriting principles, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, payment processing systems, and compliance tools like Know Your Customer (KYC) platforms is essential. Strong analytical thinking, attention to detail, and effective communication skills help you assess risk accurately while working independently and collaborating with remote teams. These skills ensure sound risk decisions, regulatory compliance, and the protection of financial institutions from potential losses.

What are some common challenges Remote Merchant Underwriters face when evaluating merchants online?

Remote Merchant Underwriters often encounter challenges such as verifying the legitimacy of businesses without in-person interactions, identifying potential fraud risks, and ensuring compliance with regulatory standards across various regions. Working remotely may require greater reliance on digital tools for gathering and analyzing documentation, making effective communication with merchants and internal teams crucial. Staying updated on evolving industry trends and risk indicators is also important to make informed, accurate underwriting decisions.

What are Remote Merchant Underwriters?

Remote Merchant Underwriters are professionals who assess the risk and creditworthiness of businesses applying for merchant accounts, typically for processing credit card transactions. Working remotely, they review financial documents, business histories, and industry data to determine whether to approve or deny merchant account applications. Their role is critical in helping financial institutions manage risk and prevent fraud. Remote Merchant Underwriters use specialized software and communicate with clients and internal teams virtually to perform their duties efficiently.

What is the difference between Remote Merchant Underwriter vs Remote Credit Analyst?

AspectRemote Merchant UnderwriterRemote Credit Analyst
Required CredentialsTypically requires underwriting certifications, finance or business degreesOften requires finance, accounting, or economics degrees
Work EnvironmentRemote, within financial or lending companiesRemote, within banking or financial institutions
Industry UsageUsed in merchant services, payment processing, and lendingCommon in banking, investment, and lending sectors
Comparison Search IntentUnderstanding underwriting roles in merchant servicesEvaluating credit analysis positions in finance

Remote Merchant Underwriters and Remote Credit Analysts both assess financial information but focus on different areas. Merchant underwriters evaluate merchant applications for payment processing and merchant accounts, while credit analysts analyze credit data for lending decisions. Both roles require financial knowledge and often similar certifications, but they serve distinct functions within the financial industry.

More about Remote Merchant Underwriter jobs
What cities are hiring for Remote Merchant Underwriter jobs? Cities with the most Remote Merchant Underwriter job openings:
What are the most commonly searched types of Merchant Underwriter jobs? The most popular types of Merchant Underwriter jobs are:
What states have the most Remote Merchant Underwriter jobs? States with the most job openings for Remote Merchant Underwriter jobs include:
What job categories do people searching Remote Merchant Underwriter jobs look for? The top searched job categories for Remote Merchant Underwriter jobs are:
Remote Merchant Underwriter jobs near you
Infographic showing various Remote Merchant Underwriter job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 100% Physical job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Innovation Operations Manager, Merchant Risk

Innovation Operations Manager, Merchant Risk

Etsy

Brooklyn, NY • On-site, Remote

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Company Description
Etsy is the global marketplace for unique and creative goods. We build, power, and evolve the tools and technologies that connect millions of entrepreneurs with millions of buyers around the world. As an Etsy Inc. employee, whether a team member of Etsy or Depop, you will tackle unique, meaningful, and large-scale problems alongside passionate coworkers, all the while making a rewarding impact and Keeping Commerce Human.
What's the role?
As the Innovation Operations Manager, Merchant Risk,you will play a foundational role in shaping and scaling Etsy's Merchant Risk strategy. You will own high impact initiatives across the seller lifecycle, designing risk frameworks, defining operational roadmaps, and partnering cross-functionally to reduce financial loss while preserving seller experience. You bring expertise in credit risk and risk operations, leveraging industry leading tools and detection methodologies and tooling to identify emerging risk signals. You will work closely with Product and Engineering to design scalable safeguards, develop operational tooling, and establish high-quality datasets that power future machine learning models.
This is a full-time position reporting to the Senior Manager of Merchant Risk. In addition to salary, you will also be eligible for an equity package, an annual performance bonus, and our competitive benefits that support you and your family as part of your total rewards package at Etsy.
For this role, we are considering candidates based in the United States. Depending on where you are located in the United States, your work mode will be Local Hybrid, Regional Hybrid or Remote. Etsy offers different work modes to meet the variety of needs and preferences of our team. Learn more details about our work modes and workplace safety policies here.
What's this team like at Etsy?
This role sits within the Merchant Risk vertical of Etsy's Risk & Fraud organization, which includes Merchant Risk, Account Integrity & Security, Transaction Fraud, and Marketplace Fraud. The Merchant Risk team is focused on understanding seller financial health and proactively mitigating loss exposure across the seller lifecycle. In this role, you will support designing risk segmentation frameworks and evolve our credit risk program. We balance customer experience with risk mitigation, driving technical investments grounded in operational realities and long-term scalability.
What does the day-to-day look like?
  • Lead strategy and execution for foundational Merchant Risk initiatives including taxonomy development and risk segmentation frameworks
  • Partner with Product and Engineering to design and build scalable operational tools and machine learning (ML) powered risk controls
  • Translate operational risk needs into clear technical requirements and influence roadmap prioritization
  • Conduct exploratory data analyses to uncover emerging risk patterns and inform control design
  • Define and evolve long-term tooling strategy to drive efficiency, scalability, and risk mitigation
  • Support and enhance the credit risk program, ensuring effective indicators, controls, and lifecycle interventions that balance risk appetite and customer experience
  • Of course, this is just a sample of the kinds of work this role will require! You should assume that your role will encompass other tasks, too, and that your job duties and responsibilities may change from time to time at Etsy's discretion, or otherwise applicable with local law.

Qualities that will help you thrive in this role are:
  • Experience in credit risk, risk operations, underwriting, or related analytical roles; experience in Marketplace, Payments, or FinTech is a plus
  • Strong analytical and systems-thinking skills, with the ability to connect upstream risk signals to downstream operational and technical controls
  • Experience supporting or owning ML operations, including labeling strategies, model performance monitoring, and implementation of risk controls
  • Demonstrated experience partnering closely with Product and Engineering teams to define requirements, evaluate tooling, and deliver scalable solutions
  • Strong communication skills, with the ability to translate complex analyses into clear narratives that influence stakeholders and senior leadership
  • Proficiency in SQL and data visualization tools (e.g., Looker, Tableau); experience with Python, R, automation, or GenAI applications is a plus.

Additional Information
What's Next
If you're interested in joining the team at Etsy, please share your resume with us and feel free to include a cover letter if you'd like. As we hope you've seen already, Etsy is a place that values individuality and variety. We don't want you to be like everyone else -- we want you to be like you! So tell us what you're all about.
Our Promise
At Etsy, we believe that a diverse, equitable and inclusive workplace furthers relevance, resilience, and longevity. We encourage people from all backgrounds, ages, abilities, and experiences to apply. Etsy is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or veteran status, or any other characteristic protected by applicable law. If, due to a disability, you need an accommodation during any part of the application or interview process, please let your recruiter know. While Etsy supports visa sponsorship, sponsorship opportunities may be limited to certain roles and skills.

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