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Line Underwriter Jobs (NOW HIRING)

Liberty Mutual

You will be expected to help develop, grow, and maintain a profitable book of multi-line Life Sciences business through marketing, underwriting decision-making, agent/broker relationships, and ...

Chubb

Underwriter

Philadelphia, PA · On-site

The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, and maintain a focus on both profitability and growth. This ...

Liberty Information Technology Limited

You will be expected to help develop, grow, and maintain a profitable book of multi-line Life Sciences business through marketing, underwriting decision-making, agent/broker relationships, and ...

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Line Underwriter information

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$32.5K

$78.9K

$139.5K

How much do line underwriter jobs pay per year?

As of Jun 10, 2026, the average yearly pay for line underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Line Underwriter, and why are they important?

To thrive as a Line Underwriter, you need a deep understanding of risk assessment, insurance policies, and industry regulations, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk analysis tools, and certifications such as CPCU or AU are often required. Strong analytical thinking, attention to detail, and effective communication skills help you make sound judgments and collaborate with brokers or agents. These skills are essential for accurately evaluating risk, maintaining profitability, and ensuring compliance in insurance operations.

What are some common challenges faced by Line Underwriters in balancing risk assessment with business goals?

Line Underwriters often encounter the challenge of accurately assessing risk while also meeting the company's business objectives, such as growth and profitability targets. They must thoroughly evaluate applications, analyze data, and apply underwriting guidelines, all while negotiating terms that are attractive to clients but still protect the insurer from undue risk. Additionally, they collaborate closely with brokers, agents, and other departments to clarify coverage, which can require strong communication skills and the ability to make decisions under tight deadlines. Successfully balancing these priorities requires both analytical expertise and a clear understanding of market trends.

What is the difference between Line Underwriter vs Underwriting Assistant?

AspectLine UnderwriterUnderwriting Assistant
CredentialsTypically requires a relevant insurance or finance certification, such as CPCU or ARMOften requires a high school diploma or associate degree; some roles prefer insurance-related coursework
Work EnvironmentWorks in insurance companies, assessing risk and setting policy termsSupports underwriters with administrative tasks, data entry, and document management
Job ResponsibilitiesEvaluates risk, approves or declines policies, and sets coverage limitsPrepares documents, gathers information, and assists in underwriting processes

The main difference is that a Line Underwriter actively assesses and approves insurance policies based on risk, while an Underwriting Assistant provides administrative support to underwriters. The roles differ in responsibility level but are interconnected within the insurance underwriting process.

What are line underwriters?

Line underwriters are insurance professionals responsible for evaluating and approving or rejecting insurance applications within a specific area or 'line' of coverage, such as auto, home, or commercial insurance. They assess risks based on company guidelines, analyze applicant information, and determine appropriate coverage terms and premiums. Their decisions help the insurance company manage risk and maintain profitability while offering fair policies to clients.
More about Line Underwriter jobs
What cities are hiring for Line Underwriter jobs? Cities with the most Line Underwriter job openings:
What job categories do people searching Line Underwriter jobs look for? The top searched job categories for Line Underwriter jobs are:
Line Underwriter jobs near you
Infographic showing various Line Underwriter job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 81% Full Time, 13% Part Time, and 4% Contract. Highlights an 66% Physical, 13% Hybrid, and 21% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Commercial Line Underwriter - HYBRID

DB Insurance US

Honolulu, HI • On-site

$50K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago

Job description

Job Title
  • Commercial Line Underwriter

Location
  • 1440 Kapiolani Blvd. Ste 950. Honolulu, HI 96814

Salary
  • $50,000 - $100,000/year

Position Type
  • Full-time
  • Non-exempt (Hourly) or Exempt (Salaried)
  • Monday - Friday
  • 8:00 am - 5:00 pm
  • Hybrid after 90 days - 3 days in office/2 days remote

Reports to
  • Deputy Branch Manager
Position Overview:
DB Insurance is seeking a Commercial Line Underwriter to join our team. This role is open to both experienced professionals and entry-level candidates or individuals looking to transition into commercial underwriting. Exposure to Commercial Multi-Peril (CMP), Commercial Auto, Commercial Umbrella, or Workers' Compensation is a plus. Applicants must currently reside in Hawaii to be considered for this position.
Key Responsibilities:
  • Underwrite and manage a portfolio of Commercial Lines policies, ensuring compliance with company guidelines and regulatory requirements
  • Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
  • Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
  • Effectively manage agency relationships to drive growth and profitability.
  • Work closely with other team members and management to achieve monthly and annual branch goals
  • Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
  • Build and maintain strong agency relationships to foster growth and support business development efforts
  • Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
  • Review data accuracy and prepare monthly closing reports for each product line

Qualifications:
  • Bachelor's degree in Business, Finance, Insurance, or a related field, or equivalent experience
  • Strong analytical and decision-making skills, with a solid understanding of underwriting principles
  • Excellent communication skills, with the ability to work collaboratively with agents and internal teams
  • Ability to collaborate effectively with cross-functional teams to meet goals
  • Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software

Preferred:
  • Experience in underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker's Compensation
  • Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus
  • Strong background and specialized experience in Worker's Compensation

Benefits
  • Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
  • Paid time off and sick leave
  • 13 annual paid holidays
  • 401(k) plan with up to 4% company match
  • Flexible Spending Account (FSA) & Dependent Care FSA
  • Quarterly Fringe Benefit reimbursements
  • Job-related training reimbursement
  • Casual dress code

About Us
At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.

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