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Line Underwriter Jobs (NOW HIRING)

DB Insurance US

Commercial Line Underwriter - HYBRID

Honolulu, HI · On-site

$50K - $100K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Job Title * Commercial Line Underwriter Location * 1440 Kapiolani Blvd. Ste 950. Honolulu, HI 96814 Salary * $50,000 - $100,000/year Position Type * Full-time * Non-exempt (Hourly) or Exempt ...

AmTrust Financial Services, Inc.

Underwriter II

Scottsdale, AZ · Hybrid

$66K - $95K/yr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

The multi-line underwriter will be responsible for the underwriting of renewals for an assigned group of agencies in the West Region. Maintains effective relationships with agency contacts to ensure ...

AmTrust Financial Services, Inc.

Underwriter II

Scottsdale, AZ · Hybrid

$66K - $95K/yr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

Overview The multi-line underwriter will be responsible for the underwriting of renewals for an assigned group of agencies in the West Region. Maintains effective relationships with agency contacts ...

AmTrust Financial Services, Inc.

Underwriter II

Scottsdale, AZ · On-site

$66K - $95K/yr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

Overview The multi-line underwriter will be responsible for the underwriting of renewals for an assigned group of agencies in the West Region. Maintains effective relationships with agency contacts ...

Chubb

Underwriter, Small Business

Phoenix, AZ

The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, with a focus on profitability and growth. MAJOR DUTIES ...

Diedre Moire Corp.

Insurance Underwriter

Oklahoma City, OK · On-site

$100K - $300K/yr

  • Medical

  • Dental

  • Vision

  • PTO

REMOTE WORK FROM HOME POSSIBLE Seeking demonstrated success within a true multi-line underwriting environment for accounts ranging from small to mid market. Activities: • Develop business ...

Westfield

Underwriter, US Environmental

Manhattan, NY · On-site

Interact closely and effectively with other product line underwriters and regional managers to execute cross-sell strategies * Liaise with actuarial, claims, compliance, legal, communications and ...

Westfield

Underwriter, US Environmental

Manhattan, NY · On-site

Interact closely and effectively with other product line underwriters and regional managers to execute cross-sell strategies * Liaise with actuarial, claims, compliance, legal, communications and ...

Diedre Moire Corp.

Insurance Underwriter

Oklahoma City, OK · On-site

$100K - $300K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Tihinsurance

Associate Underwriter

Chicago, IL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... multi-line underwriting and rating 6. Ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 7. Ability to develop, foster, and maintain an ...

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All JobsLine Underwriter Jobs

Line Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do line underwriter jobs pay per year?

As of Aug 13, 2026, the average yearly pay for line underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a line underwriter, and why are they important?

To thrive as a Line Underwriter, you need a deep understanding of risk assessment, insurance policies, and industry regulations, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk analysis tools, and certifications such as CPCU or AU are often required. Strong analytical thinking, attention to detail, and effective communication skills help you make sound judgments and collaborate with brokers or agents. These skills are essential for accurately evaluating risk, maintaining profitability, and ensuring compliance in insurance operations.

What are some common challenges faced by line underwriters in balancing risk assessment with business goals?

Line Underwriters often encounter the challenge of accurately assessing risk while also meeting the company's business objectives, such as growth and profitability targets. They must thoroughly evaluate applications, analyze data, and apply underwriting guidelines, all while negotiating terms that are attractive to clients but still protect the insurer from undue risk. Additionally, they collaborate closely with brokers, agents, and other departments to clarify coverage, which can require strong communication skills and the ability to make decisions under tight deadlines. Successfully balancing these priorities requires both analytical expertise and a clear understanding of market trends.

What is the difference between Line Underwriter vs Underwriting Assistant?

AspectLine UnderwriterUnderwriting Assistant
CredentialsTypically requires a relevant insurance or finance certification, such as CPCU or ARMOften requires a high school diploma or associate degree; some roles prefer insurance-related coursework
Work EnvironmentWorks in insurance companies, assessing risk and setting policy termsSupports underwriters with administrative tasks, data entry, and document management
Job ResponsibilitiesEvaluates risk, approves or declines policies, and sets coverage limitsPrepares documents, gathers information, and assists in underwriting processes

The main difference is that a Line Underwriter actively assesses and approves insurance policies based on risk, while an Underwriting Assistant provides administrative support to underwriters. The roles differ in responsibility level but are interconnected within the insurance underwriting process.

What is a line underwriter?

Line underwriters are insurance professionals responsible for evaluating and approving or rejecting insurance applications within a specific area or 'line' of coverage, such as auto, home, or commercial insurance. They assess risks based on company guidelines, analyze applicant information, and determine appropriate coverage terms and premiums. Their decisions help the insurance company manage risk and maintain profitability while offering fair policies to clients.

Do line underwriters make a lot of money?

Line underwriters typically earn a moderate to high salary, with pay varying based on experience, location, and the size of the insurance company. They often receive benefits such as bonuses and professional development opportunities, and the role requires strong analytical skills and knowledge of underwriting software.
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Line Underwriter jobs near you
Infographic showing various Line Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 4% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Commercial Line Underwriter - HYBRID

DB Insurance US

Honolulu, HI • On-site

$50K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 15 days ago

Job description

Job Title
  • Commercial Line Underwriter

Location
  • 1440 Kapiolani Blvd. Ste 950. Honolulu, HI 96814

Salary
  • $50,000 - $100,000/year

Position Type
  • Full-time
  • Non-exempt (Hourly) or Exempt (Salaried)
  • Monday - Friday
  • 8:00 am - 5:00 pm
  • Hybrid after 90 days - 3 days in office/2 days remote

Reports to
  • Deputy Branch Manager
Position Overview:
DB Insurance is seeking a Commercial Line Underwriter to join our team. This role is open to both experienced professionals and entry-level candidates or individuals looking to transition into commercial underwriting. Exposure to Commercial Multi-Peril (CMP), Commercial Auto, Commercial Umbrella, or Workers' Compensation is a plus. Applicants must currently reside in Hawaii to be considered for this position.
Key Responsibilities:
  • Underwrite and manage a portfolio of Commercial Lines policies, ensuring compliance with company guidelines and regulatory requirements
  • Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
  • Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
  • Effectively manage agency relationships to drive growth and profitability.
  • Work closely with other team members and management to achieve monthly and annual branch goals
  • Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
  • Build and maintain strong agency relationships to foster growth and support business development efforts
  • Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
  • Review data accuracy and prepare monthly closing reports for each product line

Qualifications:
  • Bachelor's degree in Business, Finance, Insurance, or a related field, or equivalent experience
  • Strong analytical and decision-making skills, with a solid understanding of underwriting principles
  • Excellent communication skills, with the ability to work collaboratively with agents and internal teams
  • Ability to collaborate effectively with cross-functional teams to meet goals
  • Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software

Preferred:
  • Experience in underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker's Compensation
  • Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus
  • Strong background and specialized experience in Worker's Compensation

Benefits
  • Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
  • Paid time off and sick leave
  • 13 annual paid holidays
  • 401(k) plan with up to 4% company match
  • Flexible Spending Account (FSA) & Dependent Care FSA
  • Quarterly Fringe Benefit reimbursements
  • Job-related training reimbursement
  • Casual dress code

About Us
At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.

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