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Line Underwriter Jobs (NOW HIRING)

NJ · On-site

$75 - $130/hr

New Business Underwriting: Focus on underwriting new business daily, leveraging expertise and sound judgment to select and price risks that align with Berkley One's profitability goals. * Risk ...

New

New Business Underwriting: Focus on underwriting new business daily, leveraging expertise and sound judgment to select and price risks that align with Berkley One's profitability goals. * Risk ...

New Business Underwriting: Focus on underwriting new business daily, leveraging expertise and sound judgment to select and price risks that align with Berkley One's profitability goals. * Risk ...

New Business Underwriting: Focus on underwriting new business daily, leveraging expertise and sound judgment to select and price risks that align with Berkley One's profitability goals. * Risk ...

Senior Life Underwriter

$100K - $119K/yr

Perform line underwriting on individual term life cases, evaluating medical and personal history on applications up to $8 million face amount * Analyze medical, non-medical, and financial data to ...

The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem‑solving skills, with a focus on profitability and growth. MAJOR DUTIES ...

The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, with a focus on profitability and growth. Responsibilities

New

The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, with a focus on profitability and growth. MAJOR DUTIES ...

The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, with a focus on profitability and growth. MAJOR DUTIES ...

The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, with a focus on profitability and growth. MAJOR DUTIES ...

The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, with a focus on profitability and growth. MAJOR DUTIES ...

New

$84 - $99/hr

Perform line underwriting on individual term life cases, evaluating medical and personal history on applications up to $8 million face amount * Analyze medical, non-medical, and financial data to ...

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Line Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do line underwriter jobs pay per year?

As of Sep 3, 2026, the average yearly pay for line underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a line underwriter?

Line underwriters are insurance professionals responsible for evaluating and approving or rejecting insurance applications within a specific area or 'line' of coverage, such as auto, home, or commercial insurance. They assess risks based on company guidelines, analyze applicant information, and determine appropriate coverage terms and premiums. Their decisions help the insurance company manage risk and maintain profitability while offering fair policies to clients.

What are some common challenges faced by line underwriters in balancing risk assessment with business goals?

Line Underwriters often encounter the challenge of accurately assessing risk while also meeting the company's business objectives, such as growth and profitability targets. They must thoroughly evaluate applications, analyze data, and apply underwriting guidelines, all while negotiating terms that are attractive to clients but still protect the insurer from undue risk. Additionally, they collaborate closely with brokers, agents, and other departments to clarify coverage, which can require strong communication skills and the ability to make decisions under tight deadlines. Successfully balancing these priorities requires both analytical expertise and a clear understanding of market trends.

What are the key skills and qualifications needed to thrive as a line underwriter, and why are they important?

To thrive as a Line Underwriter, you need a deep understanding of risk assessment, insurance policies, and industry regulations, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk analysis tools, and certifications such as CPCU or AU are often required. Strong analytical thinking, attention to detail, and effective communication skills help you make sound judgments and collaborate with brokers or agents. These skills are essential for accurately evaluating risk, maintaining profitability, and ensuring compliance in insurance operations.

What is the difference between Line Underwriter vs Underwriting Assistant?

AspectLine UnderwriterUnderwriting Assistant
CredentialsTypically requires a relevant insurance or finance certification, such as CPCU or ARMOften requires a high school diploma or associate degree; some roles prefer insurance-related coursework
Work EnvironmentWorks in insurance companies, assessing risk and setting policy termsSupports underwriters with administrative tasks, data entry, and document management
Job ResponsibilitiesEvaluates risk, approves or declines policies, and sets coverage limitsPrepares documents, gathers information, and assists in underwriting processes

The main difference is that a Line Underwriter actively assesses and approves insurance policies based on risk, while an Underwriting Assistant provides administrative support to underwriters. The roles differ in responsibility level but are interconnected within the insurance underwriting process.

Do underwriters make a lot of money?

Line underwriters typically earn a median annual salary ranging from $60,000 to $80,000, depending on experience, location, and industry. Senior underwriters or those in specialized fields can earn higher salaries, and the role often requires strong analytical skills and industry certifications.
More about Line Underwriter jobs

What cities are hiring for Line Underwriter jobs?

Cities with the most Line Underwriter job openings:

Infographic showing various Line Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 4% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

$75 - $130/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago

New


W.R. Berkley rating

9.0

Company rating: 9.0 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

38th of 315 rated insurance


Job description

Company Details

About Berkley OneBerkley One is a modern insurance provider for a modern generation of affluence. We serve clients who live dynamic, adventurous lives and expect their insurance experience to match. Our mission is to deliver highly personalized risk and claims management through a blend of expert independent agents, cutting-edge digital tools, and the strength of the Berkley brand.

Why Join Us?At Berkley One, you’ll be part of a forward-thinking team that’s reimagining personal insurance. We’re building solutions that are as sophisticated and agile as the clients we serve—individuals and families who value innovation, simplicity, and exceptional service. You’ll collaborate with passionate professionals, leverage modern technology, and help shape the future of our industry.

What We Value

  • A client-first mindset with a passion for delivering exceptional experiences
  • Curiosity, creativity, and a drive to challenge the status quo
  • Collaboration across disciplines to build smarter, more intuitive solutions
  • Integrity, expertise, and a commitment to excellence

Join us in creating a new standard in personal insurance—where protection meets possibility. #LI-AV1 #LI-HYBRID

The Company is an equal employment opportunity employer.

Responsibilities

High Net Worth Personal Lines | New Business Focus | Agency Relationship Management

As a Personal Lines Underwriter focused on High Net Worthat Berkley One, you'll play a pivotal role in evaluating and underwriting new business risks, with a strong emphasis on profitable growth and relationship management. This position involves significant decision-making authority and collaboration across multiple teams to ensure high-quality underwriting outcomes.

This role will be based in one of our offices:

  • Morristown, NJ
  • Midtown Manhattan (Third Avenue between 47th and 48th street)

We offer a hybrid work schedule with 4 days in the office; and 1 day remote where it makes sense to do so.

What you can expect:

  • Culture of innovation, teamwork, supportive colleagues and leaders willing to invest in talent
  • Internal mobility opportunities
  • Visibility to senior leaders and partnership with cross functional teams
  • Opportunity to impact change
  • Benefits – competitive compensation, paid time off, comprehensive wellness benefits and programs, employer funded health savings account, profit sharing, 401k, paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education

We'll count on you for:

  • New Business Underwriting: Focus on underwriting new business daily, leveraging expertise and sound judgment to select and price risks that align with Berkley One’s profitability goals.
  • Risk Management Collaboration: Partner with risk management to assess exposures and recommend solutions that enhance the overall quality of the risk.
  • Innovation and Process Improvement: Contribute to continuous improvement by identifying opportunities for innovation in underwriting practices and organizational priorities.
  • Agent Relationship Management: Build and maintain strong relationships with a designated group of agents. Act as a trusted advisor by understanding their needs, coaching on solutions, and fostering loyalty to the Berkley One brand.
  • Appetite Consultation: Educate agents on Berkley One’s risk appetite and guide them in applying this knowledge to appropriate risk selection.
  • Technology Utilization: Use advanced underwriting tools and analytics to monitor portfolio quality and inform individual underwriting decisions.
  • Cross-Functional Collaboration: Work closely with Distribution and Marketing teams to co-develop strategies that drive business growth and enhance market presence.
  • Other work as assigned
Qualifications
  • Bachelor’s degree (BA or BS) or equivalent professional experience
  • Industry Experience: Minimum of two years of underwriting experience in high net worth personal lines.
  • Customer-Centric Mindset: Deep empathy for both insureds and agents, with a passion for delivering an exceptional brand experience and advocating for customer needs.
  • Strong Communicator: Exceptional verbal and written communication skills, with the ability to adapt your style to suit different audiences and situations.
  • Composed and Organized: Maintains calm under pressure, demonstrates integrity, and follows through on commitments with precision and professionalism.
  • Collaborative Challenger: Comfortable questioning the status quo while working effectively with colleagues across all levels of the organization.
  • Accountable and Engaged: Brings a strong sense of ownership, a spirit of adventure, and a positive, team-oriented attitude.
  • Service-Oriented: Known for responsiveness and a “find a way to yes” approach, while maintaining strong relationships—even when saying no.
  • Curious and Innovative: Naturally inquisitive, always seeking to understand how things work and how they can be improved.
  • Analytical Thinker: Enjoys diving into account details to craft underwriting solutions that align with guidelines, profitability goals, and client needs.
  • Flexible and Mobile: Willingness to travel as needed, including overnight trips, and to work flexible hours to support clients across time zones.
  • Tech-Savvy: Demonstrates exceptional proficiency with technology and underwriting tools.
Additional Company Details

We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include:

  • Base Salary Range: $75,000 – 130,000
  • Eligible to participate in annual discretionary bonus.
  • Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.
Sponsorship Details

Sponsorship not Offered for this Role

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