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Line Underwriter Jobs (NOW HIRING)

... multi-line underwriting and rating 6. Ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 7. Ability to develop, foster, and maintain an ...

Insurance Underwriter

Bedford, VA · On-site

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Underwriter-IM

Hartford, CT · On-site +1

$67K - $110K/yr

What Will Our Ideal Candidate Have? * 5 plus years of Commercial Line Underwriting Experience * Insurance Industry designations are. What is a Must Have? * 2 years of Insurance, Underwriting, MGA or ...

What Will Our Ideal Candidate Have? * 5 plus years of Commercial Line Underwriting Experience * Insurance Industry designations are. What is a Must Have? * 2 years of Insurance, Underwriting, MGA or ...

What Will Our Ideal Candidate Have? * 5 plus years of Commercial Line Underwriting Experience * Insurance Industry designations are. What is a Must Have? * 2 years of Insurance, Underwriting, MGA or ...

Showing results 21-40

Line Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do line underwriter jobs pay per year?

As of Aug 14, 2026, the average yearly pay for line underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a line underwriter, and why are they important?

To thrive as a Line Underwriter, you need a deep understanding of risk assessment, insurance policies, and industry regulations, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk analysis tools, and certifications such as CPCU or AU are often required. Strong analytical thinking, attention to detail, and effective communication skills help you make sound judgments and collaborate with brokers or agents. These skills are essential for accurately evaluating risk, maintaining profitability, and ensuring compliance in insurance operations.

What are some common challenges faced by line underwriters in balancing risk assessment with business goals?

Line Underwriters often encounter the challenge of accurately assessing risk while also meeting the company's business objectives, such as growth and profitability targets. They must thoroughly evaluate applications, analyze data, and apply underwriting guidelines, all while negotiating terms that are attractive to clients but still protect the insurer from undue risk. Additionally, they collaborate closely with brokers, agents, and other departments to clarify coverage, which can require strong communication skills and the ability to make decisions under tight deadlines. Successfully balancing these priorities requires both analytical expertise and a clear understanding of market trends.

What is the difference between Line Underwriter vs Underwriting Assistant?

AspectLine UnderwriterUnderwriting Assistant
CredentialsTypically requires a relevant insurance or finance certification, such as CPCU or ARMOften requires a high school diploma or associate degree; some roles prefer insurance-related coursework
Work EnvironmentWorks in insurance companies, assessing risk and setting policy termsSupports underwriters with administrative tasks, data entry, and document management
Job ResponsibilitiesEvaluates risk, approves or declines policies, and sets coverage limitsPrepares documents, gathers information, and assists in underwriting processes

The main difference is that a Line Underwriter actively assesses and approves insurance policies based on risk, while an Underwriting Assistant provides administrative support to underwriters. The roles differ in responsibility level but are interconnected within the insurance underwriting process.

What is a line underwriter?

Line underwriters are insurance professionals responsible for evaluating and approving or rejecting insurance applications within a specific area or 'line' of coverage, such as auto, home, or commercial insurance. They assess risks based on company guidelines, analyze applicant information, and determine appropriate coverage terms and premiums. Their decisions help the insurance company manage risk and maintain profitability while offering fair policies to clients.

Do line underwriters make a lot of money?

Line underwriters typically earn a moderate to high salary, with pay varying based on experience, location, and the size of the insurance company. They often receive benefits such as bonuses and professional development opportunities, and the role requires strong analytical skills and knowledge of underwriting software.
More about Line Underwriter jobs

What cities are hiring for Line Underwriter jobs?

Cities with the most Line Underwriter job openings:

Infographic showing various Line Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 4% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Commercial Underwriter - Ohio

West Bend Insurance Company

Cincinnati, OH • On-site

$68K - $96K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago


West Bend Insurance rating

9.5

Company rating: 9.5 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

7th of 307 rated insurance


Job description

Recognized as aMilwaukee Journal SentinelTop Workplace for 14 consecutive years, including three years of being honored as number one! Join us at West Bend, where we believe that our associates are our greatest asset. We hire talented individuals who are conscientious, dedicated, customer focused, and able to build lasting relationships. We create and maintain an environment where you feel a sense of belonging and appreciation. Your diversity of thought, experience, and knowledge are valued. We’re committed to fostering a welcoming culture, offering you opportunities for meaningful work and professional growth. More than a workplace, we celebrate our successes and take pride in serving our communities.


We are growing at West Bend! Our Commercial Lines Underwriting team plays a critical role in our journey towards profitable growth. Our Underwriters are relationship focused with strong communication skills, motivated, and work in a fast-paced team environment. West Bend is an industry leading carrier that works solely through the independent agency system. We are looking for the right individual to join our team!

E


This is a fully remote/work from home role and is designed for a person living in Ohio to cover the territory. On occasion you may be asked to travel to an office location for in-person engagement activities such as team meetings, training and corporate events.

External applications will be accepted on a rolling basis while the position remains open.


Summary of Responsibilities

The Underwriter II is responsible for underwriting and managing a portfolio of commercial insurance accounts with moderate to high complexity. This role involves applying advanced underwriting knowledge to assess risk, determine appropriate coverage, and ensure profitability. The Underwriter II collaborates with internal and external stakeholders, supports agency relationships, and contributes to enterprise initiatives.

Key Responsibilities

  • Underwrite new business submissions, renewals and endorsements. 
  • Oversee growth and profitability of an underwriting territory. 
  • Use internal and external data and reporting to support decision-making.
  • Document underwriting files with sufficient detail and clarity.  
  • Provide territory performance reports and action plans to leadership.
  • Collaborate with sales, claims, loss control, and agency partners.
  • Lead agency visits and promote product line benefits and growth/incentive efforts.  Support agency action plans.
  • Maintain compliance with underwriting guidelines, best practices, rate plans, and the Letter of Authority. 
  • Mentor new associates, Underwriter I, and support training.
  • Participate in committees and enterprise initiatives.
  • Navigate conflict and contribute to team solutions.

Preferred Experience and Skills

  • 3+ years of experience in commercial multi-line underwriting 
  • Analytical, communication, and organizational skills.
  • Proficient in Microsoft Office Suite.
  • Ability to mentor and support team development.
  • Comfortable with underwriting systems and continuous learning.

Preferred Education and Training

  • Bachelor’s degree in Business, Insurance or related field
  • Completion of certificate in General Insurance and Associate in Underwriting program

The estimated salary range for this position is $68,933-$96,505. 

The actual base pay offered to the successful candidate will be based on multiple factors, including but not limited to job-related knowledge/skills, experience, business needs, geographical location, and internal equity. Compensation decisions are made by West Bend and are dependent upon the facts and circumstances of each position and candidate. 


West Bend offers a comprehensive benefit plan including but not limited to: 

  • Medical & Prescription Insurance 
  • Health Savings Account 
  • Dental Insurance 
  • Vision Insurance 
  • Short and Long Term Disability 
  • Flexible Spending Accounts 
  • Life and Accidental Death & Disability 
  • Accident and Critical Illness Insurance 
  • Employee Assistance Program 
  • 401(k) Plan with Company Match 
  • Pet Insurance 
  • Paid Time Off. Standard first year PTO is 17 days, pro-rated based on month of hire. Enhanced PTO may be available for experienced candidates 
  • Bonus eligible based on performance 
  • West Bend will comply with any applicable state and local laws regarding employee leave benefits, including, but not limited to providing time off pursuant to the Colorado Healthy Families and Workplaces Act for Colorado employees, in accordance with its plans and policies.

West Bend provides equal employment opportunities to all associates and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, and promotion.

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