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Line Underwriter Jobs (NOW HIRING)

Diedre Moire Corp.

Insurance Underwriter

Davie, FL · On-site

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Westfield

Underwriter, US Environmental

Manhattan, NY · On-site

Interact closely and effectively with other product line underwriters and regional managers to execute cross-sell strategies * Liaise with actuarial, claims, compliance, legal, communications and ...

Diedre Moire Corp.

Insurance Underwriter

San Jose, CA · On-site

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Diedre Moire Corp.

Insurance Underwriter

Arlington, VA · On-site

$100K - $300K/yr

REMOTE WORK FROM HOME POSSIBLE Seeking demonstrated success within a true multi-line underwriting environment for accounts ranging from small to mid market. Activities: • Develop business ...

Diedre Moire Corp.

Insurance Underwriter

Bedford, VA · On-site

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

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Line Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do line underwriter jobs pay per year?

As of Jul 24, 2026, the average yearly pay for line underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Line Underwriter, and why are they important?

To thrive as a Line Underwriter, you need a deep understanding of risk assessment, insurance policies, and industry regulations, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk analysis tools, and certifications such as CPCU or AU are often required. Strong analytical thinking, attention to detail, and effective communication skills help you make sound judgments and collaborate with brokers or agents. These skills are essential for accurately evaluating risk, maintaining profitability, and ensuring compliance in insurance operations.

What are some common challenges faced by Line Underwriters in balancing risk assessment with business goals?

Line Underwriters often encounter the challenge of accurately assessing risk while also meeting the company's business objectives, such as growth and profitability targets. They must thoroughly evaluate applications, analyze data, and apply underwriting guidelines, all while negotiating terms that are attractive to clients but still protect the insurer from undue risk. Additionally, they collaborate closely with brokers, agents, and other departments to clarify coverage, which can require strong communication skills and the ability to make decisions under tight deadlines. Successfully balancing these priorities requires both analytical expertise and a clear understanding of market trends.

What is the difference between Line Underwriter vs Underwriting Assistant?

AspectLine UnderwriterUnderwriting Assistant
CredentialsTypically requires a relevant insurance or finance certification, such as CPCU or ARMOften requires a high school diploma or associate degree; some roles prefer insurance-related coursework
Work EnvironmentWorks in insurance companies, assessing risk and setting policy termsSupports underwriters with administrative tasks, data entry, and document management
Job ResponsibilitiesEvaluates risk, approves or declines policies, and sets coverage limitsPrepares documents, gathers information, and assists in underwriting processes

The main difference is that a Line Underwriter actively assesses and approves insurance policies based on risk, while an Underwriting Assistant provides administrative support to underwriters. The roles differ in responsibility level but are interconnected within the insurance underwriting process.

What does a line underwriter do?

A line underwriter evaluates insurance applications to determine coverage eligibility and pricing, assessing risks based on factors like applicant information, industry standards, and policy guidelines. They review financial data, medical records, or property details and use specialized software to make informed decisions within authority limits, often working closely with agents and brokers.

What are line underwriters?

Line underwriters are insurance professionals responsible for evaluating and approving or rejecting insurance applications within a specific area or 'line' of coverage, such as auto, home, or commercial insurance. They assess risks based on company guidelines, analyze applicant information, and determine appropriate coverage terms and premiums. Their decisions help the insurance company manage risk and maintain profitability while offering fair policies to clients.

How to get an entry level underwriter job?

To secure an entry-level line underwriter position, candidates typically need a bachelor's degree in finance, business, or a related field. Gaining relevant skills such as risk assessment, familiarity with underwriting software, and strong analytical abilities can improve chances; internships or related work experience are also beneficial.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and improve decision accuracy, but it is unlikely to fully replace human underwriters. Underwriters still rely on their expertise to interpret complex information, assess risk nuances, and make final decisions. Combining AI tools with human judgment enhances efficiency and consistency in the underwriting process.

Is underwriting a high paying career?

Line underwriters typically earn a moderate to high salary, with pay often increasing with experience, certifications, and specialization. While salaries vary by industry and location, experienced underwriters in certain sectors can earn competitive wages comparable to other financial roles.
More about Line Underwriter jobs
What cities are hiring for Line Underwriter jobs? Cities with the most Line Underwriter job openings:
What job categories do people searching Line Underwriter jobs look for? The top searched job categories for Line Underwriter jobs are:
Line Underwriter jobs near you
Infographic showing various Line Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 82% Full Time, 12% Part Time, 4% Contract, and 1% Nights. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Underwriter, US Environmental

Underwriter, US Environmental

Westfield

Manhattan, NY

Full-time

Posted 28 days ago

Westfield Insurance rating

8.7

Company rating: 8.7 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

62nd of 281 rated insurance

Job description

We are seeking an Underwriter to join our Environmental team to be based in either our New York, NY, Berkeley Heights, NJ, or Alpharetta, GA offices.  As a member of the Environmental underwriting team, you will be responsible for generating new business, growing and maintaining key broker and client relationships and overseeing a profitable portfolio of business. This position will be part of a vibrant, collaborative team of technical production underwriters. The role will report to Senior Vice President of Environmental.

RESPONIBILITIES:

  • Maintain and develop the Environmental book of business which mainly consists of Contractors Pollution and Professional Liability (CPPL) business.
  • Underwriting experience with Owners Protective Professional Indemnity (OPPI), Site pollution and/or environmental casualty products is of value but not required
  • Establish, develop, and expand broker and customer relationships 
  • Ability to work in a fast-paced environment, multi-task, and make quick decisions while maintaining underwriting integrity.
  • Provide leadership and lead day-to-day underwriting activities for Environmental team to achieve the Company's goals and ensure efficient and effective support for underwriting
  • Maintain and improve upon environmental insurance guidelines and products
  • Establish and maintain broker and client relationships, which includes travel for in-person meetings, conferences, and events
  • Ability to determine the use of internally generated data and 3rd party data to improve the underwriter productivity of the group and the broker experience.
  • Interact closely and effectively with other product line underwriters and regional managers to execute cross-sell strategies
  • Liaise with actuarial, claims, compliance, legal, communications and distribution teams to consistently be informed on the overall goals of the company

Qualifications, Skills and Experience:

  • Bachelor's degree preferred
  • Minimum of a combination of 1-3 years of professional and/or environmental underwriting experience 
  • Existing regional broker relationships and/or proven ability to develop same.
  • Strong underwriting acumen and attention to detail.
  • Excellent communication skills, both written and verbal
  • Superior leadership, organizational and communication skills
  • Ability to quickly analyze problems, draw relevant conclusions and devise appropriate courses of action with minimal guidance
  • Demonstrated ability to manage and prioritize multiple tasks, promote teamwork and fact-based decision-making
  • Experience in developing and executing a business plan to meet budget goals
  • Willingness to travel and meet brokers, insureds, reinsures, employees and stakeholders in the business
  • An energetic, entrepreneurial attitude
  • Ability to work onsite in office a minimum of 4 days a week 


This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management. 

Westfield Specialty is proud to be an Equal Employment Opportunity employer.  We celebrate diversity and do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, veteran status, disability status, or any other applicable characteristics protected by law.   

protected by law. 

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