Be Seen First
... house underwriting team backing you up WHAT YOU'LL DO - Close MCA deals from leads we provide ... Remote, US-based applicants only
Quick apply
Be Seen First
... house underwriting team backing you up WHAT YOU'LL DO - Close MCA deals from leads we provide ... Remote, US-based applicants only
Acting as a liaison between brokers, underwriting, processing, and funding teams, this role helps ... Fully Remote Role in any US state but must work Eastern Standard time • Exceptional written and ...
Quick apply
Acting as a liaison between brokers, underwriting, processing, and funding teams, this role helps ... Fully Remote Role in any US state but must work Eastern Standard time • Exceptional written and ...
Funding Advisor
Miami, FL · Remote
US - Remote Why this Role Matters: At Greenbox Capital, we help small businesses thrive by giving ... Coordinate sales efforts with underwriting, operations, and other internal departments to ensure ...
Funding Advisor
Miami, FL · Remote
US - Remote Why this Role Matters: At Greenbox Capital, we help small businesses thrive by giving ... Coordinate sales efforts with underwriting, operations, and other internal departments to ensure ...
Remote Mca Underwriter information
See salary details
$32.5K - $42.2K
5% of jobs
$42.2K - $52K
9% of jobs
$60.6K is the 25th percentile. Wages below this are outliers.
$52K - $61.7K
12% of jobs
$61.7K - $71.4K
20% of jobs
The median wage is $74.5K / yr.
$71.4K - $81.1K
12% of jobs
$87.7K is the 75th percentile. Wages above this are outliers.
$81.1K - $90.9K
25% of jobs
$90.9K - $100.6K
7% of jobs
$100.6K - $110.3K
3% of jobs
$110.3K - $120K
2% of jobs
$120K - $129.8K
2% of jobs
$129.8K - $139.5K
2% of jobs
$32.5K
$78.9K
$139.5K
How much do remote mca underwriter jobs pay per year?
As of Jun 9, 2026, the average yearly pay for remote mca underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.
What are some common challenges faced by Remote MCA Underwriters, and how can they be effectively managed?
Remote MCA (Merchant Cash Advance) Underwriters often face challenges such as evaluating incomplete financial data, managing high application volumes, and maintaining clear communication with both clients and internal teams. Since the role is remote, it's important to develop strong organizational skills and use digital collaboration tools to stay connected with colleagues. Staying updated on industry trends and underwriting guidelines can also help manage risk effectively and ensure sound decision-making.
What are the key skills and qualifications needed to thrive as a Remote MCA Underwriter, and why are they important?
To thrive as a Remote MCA Underwriter, you need strong analytical abilities, expertise in financial statement analysis, and experience in merchant cash advance underwriting, typically supported by a background in finance or a related field. Familiarity with underwriting software, CRM platforms, and knowledge of industry regulations and risk assessment tools are often required. Attention to detail, effective communication, and sound judgment distinguish top performers in this role. These skills are essential to accurately assess risk, make informed funding decisions, and maintain compliance in a fast-paced, remote environment.
What is the difference between Remote Mca Underwriter vs Remote Business Loan Underwriter?
| Aspect | Remote Mca Underwriter | Remote Business Loan Underwriter |
|---|---|---|
| Credentials | Typically requires finance, accounting, or related certifications; underwriting experience | Similar credentials; finance or banking background often preferred |
| Work Environment | Remote, fast-paced, financial services industry | Remote, banking or lending institutions |
| Industry Usage | Used mainly in merchant cash advance (MCA) companies | Common in traditional business lending and banking |
| Comparison Search Intent | Yes, often compared due to similar underwriting roles in finance |
The Remote Mca Underwriter and Remote Business Loan Underwriter share similar credentials and work environments, both focusing on assessing financial risk remotely. However, the MCA underwriter specializes in merchant cash advances, while the business loan underwriter handles traditional business loans. Both roles require financial expertise and are integral to their respective lending sectors, often searched together by professionals exploring underwriting careers in finance.
What is a Remote MCA Underwriter?
A Remote MCA (Merchant Cash Advance) Underwriter is a financial professional who evaluates and approves applications for merchant cash advances while working remotely. Their primary responsibilities include analyzing financial statements, reviewing business cash flow, assessing risk, and determining the eligibility of applicants for MCA funding. Remote MCA Underwriters use various tools and criteria to make informed lending decisions that protect the lender while meeting the needs of small business clients. This role requires strong analytical skills, attention to detail, and knowledge of the MCA industry and underwriting guidelines.
More about Remote Mca Underwriter jobs
What cities are hiring for Remote Mca Underwriter jobs? Cities with the most Remote Mca Underwriter job openings:
What are the most commonly searched types of Mca Underwriter jobs? The most popular types of Mca Underwriter jobs are:
What states have the most Remote Mca Underwriter jobs? States with the most job openings for Remote Mca Underwriter jobs include:
What job categories do people searching Remote Mca Underwriter jobs look for? The top searched job categories for Remote Mca Underwriter jobs are:
Contractor
Posted 5 days ago
Job description
ABOUT THE ROLE
Commera Funding is hiring one experienced MCA closer to run their own book of business with our funder network behind them. This is a 1099 commission-only contractor role — you set your own pace, we pay you on results.
If you have a proven MCA track record and want to keep 35% of net broker revenue instead of trading commission for a base salary, this seat is built for you.
COMPENSATION
- 35% of net broker revenue on every funded deal you close
- Realistic monthly earnings: $4,000 – $12,000+, fully uncapped
- Paid within 7 days of funder commission clearing
- 1099 Independent Contractor — no tax withholding
WHAT WE PROVIDE
- Funder network covering A, B, C, and D paper
- Fresh leads delivered daily — UCC lists, aged MCA data, live transfers
- CRM, power dialer, US caller ID
- Scripts, objection playbook, submission support
- In-house underwriting team backing you up
WHAT YOU'LL DO
- Close MCA deals from leads we provide
- Qualify merchants and read bank statements on the first call
- Collect stips, package clean files, submit to funders
- Negotiate approvals and walk merchants through to funding
- Maintain CRM notes and hit weekly funding KPIs
REQUIREMENTS
- 2+ years of direct MCA / merchant cash advance / business funding sales experience (NON-NEGOTIABLE)
- Proven track record of closed and funded deals — be ready to share monthly volume
- Strong, professional spoken English
- Able to read bank statements and qualify deals independently
- Reliable laptop, wired internet (25+ Mbps), USB headset, quiet workspace
- Willing to sign an Independent Contractor Agreement
- Comfortable with 100% commission, no base, no benefits
PREFERRED
- Existing book of merchants you can bring
- Direct funder relationships
- Bilingual English/Spanish
- Prior W-2 closer experience at an established MCA shop
ABOUT COMMERA FUNDING
We're a US-based commercial financing brokerage helping small businesses across 46 states access $15K – $2M in working capital. We hand-match each application to vetted funders, operate under a strict no-stacking policy, and fund deals in 24–72 hours.
HOW TO APPLY — READ CAREFULLY
Applications that skip these steps will not be reviewed.
1. Subject line of your message must start with the word: FUNDED
2. Record a 2-minute Loom or video covering:
• Your name and where you're based
• MCA track record — shops you've worked, years, monthly funding volume
• Why you want a 1099 commission-only role over W-2
3. In writing (3–4 sentences), handle this objection:
"Your factor rate is way higher than the bank offered me 8% APR."
4. Send resume + Loom link + written rebuttal
We respond within 48 hours. Top applicants get a 30-minute Zoom interview, then onto live leads under contract.
Job Type: Contract
Compensation: Commission only, $4,000 – $12,000 per month estimated
Work Location: Remote, US-based applicants only