ZipRecruiter

Log In

1

Mca Underwriter Jobs (NOW HIRING)

MCA Remedium

Be Seen First

Senior Sales Executive (Must have 2+ years of MCA experience)

New York, NY · Remote

$85K - $185K/yr

About Us MCA Remedium helps merchant cash advance (MCA) holders regain control of cash flow and ... Coordinate remotely with onboarding, underwriting, and operations teams to ensure smooth handoffs ...

Blueline Capital Group

Be Seen First

MCA Account Manager/ Closer

New York, NY · Remote

$85K - $130K/yr

Candidates without MCA experience may be considered for one of our Sales Executive positions, where ... Coordinate with underwriting and processing teams to ensure an efficient and seamless funding ...

next page

Showing results 1-20

All JobsMca Underwriter Jobs

Mca Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do mca underwriter jobs pay per year?

As of Aug 4, 2026, the average yearly pay for mca underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by MCA underwriters, and how can they be addressed?

MCA Underwriters often encounter challenges such as evaluating inconsistent financial documentation from small businesses and assessing risks in rapidly changing industries. Adapting to tight deadlines and managing a high volume of applications can also be demanding. To address these challenges, staying up-to-date with industry trends, honing critical thinking skills, and maintaining clear communication with sales representatives and applicants are valuable strategies. Collaboration with other underwriting professionals and seeking ongoing professional development can further improve accuracy and efficiency in this dynamic role.

What are the key skills and qualifications needed to thrive as an MCA underwriter?

To thrive as an MCA Underwriter, you need strong analytical abilities, knowledge of financial statements, risk assessment skills, and typically a background in finance or underwriting. Familiarity with merchant cash advance platforms, credit scoring systems, and underwriting software is often required. Attention to detail, effective communication, and sound judgment are key soft skills for evaluating applicants and collaborating with sales teams. These abilities ensure accurate funding decisions, minimize risk, and support the overall success of the business funding process.

What is an MCA underwriter?

An MCA (Merchant Cash Advance) Underwriter is responsible for evaluating the financial health of businesses applying for cash advances. They analyze bank statements, credit history, revenue trends, and risk factors to determine the likelihood of repayment. Their role involves assessing applications, setting funding terms, and ensuring compliance with lending guidelines. Strong analytical skills, attention to detail, and knowledge of financial risk assessment are essential for this position.

More about Mca Underwriter jobs
What cities are hiring for Mca Underwriter jobs? Cities with the most Mca Underwriter job openings:
What are the most commonly searched types of Mca Underwriter jobs? The most popular types of Mca Underwriter jobs are:
What states have the most Mca Underwriter jobs? States with the most job openings for Mca Underwriter jobs include:
What job categories do people searching Mca Underwriter jobs look for? The top searched job categories for Mca Underwriter jobs are:
Mca Underwriter jobs near you
Infographic showing various Mca Underwriter job openings in the United States as of July 2026, with employment types broken down into 92% Full Time, and 8% Contract. Highlights an 75% In-person, and 25% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Merchant Cash Advance (MCA) Underwriter

Mintex Technology

East Los Angeles, CA • On-site

$70K - $100K/yr

Full-time

Re-posted 14 days ago

Job description

Job Title: Merchant Cash Advance (MCA) Underwriter
Location: Los Angeles, CA
Employment Type: Permanent
 
Job Description:
  • The Merchant Cash Advance (MCA) Underwriter is responsible for evaluating and underwriting applications for merchant cash advances for short-term financing options in the merchant cash advance space in funding small businesses all over the United States. This role involves analyzing financial documents, assessing risk, and making informed decisions to approve or deny funding requests. The ideal candidate will possess strong analytical skills, attention to detail, and the ability to make sound judgments in a fast-paced environment.
Key Responsibilities:
 
1. Application Review:
Assess and analyze applications for merchant cash advances, including reviewing financial statements, credit reports, and other relevant documents.
Evaluate the financial health and stability of applicants to determine the risk level associated with each advance.
 
2. Risk Assessment:
Conduct thorough risk assessments by analyzing business revenue, cash flow, and other financial metrics.
Utilize risk assessment tools and underwriting software to assist in decision-making.
 
3. Decision Making:
Make informed decisions on whether to approve or deny merchant cash advance applications based on risk assessment and company guidelines.
Provide recommendations for approval, denial, or modification of funding terms.
 
4. Communication:
Communicate underwriting decisions and rationale to applicants and internal teams clearly and professionally.
Collaborate with sales and customer service teams to address any issues or concerns related to the underwriting process.
 
5. Documentation and Reporting:
Maintain accurate and detailed records of underwriting decisions, including documentation and rationale for each case.
Prepare and submit reports on underwriting performance, trends, and potential areas for improvement.
 
6. Compliance and Procedures:
Ensure adherence to company policies, industry regulations, and legal requirements during the underwriting process.
Stay updated on industry trends and changes in regulations that may impact underwriting practices.
 
7. Continuous Improvement:
Identify and recommend improvements to underwriting processes and procedures to enhance efficiency and effectiveness.
Participate in training and development opportunities to stay current with best practices in underwriting.
 
Qualifications:
 
Education:
  • Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
  • Relevant certifications are a plus.
Experience:
  • 5 years of experience in underwriting, preferably in merchant cash advances or a related field.
Skills:
  • Strong analytical and critical thinking skills.
  • Proficiency in financial analysis and risk assessment.
  • Excellent communication and interpersonal skills.
  • Detail-oriented with strong organizational skills.
  • Ability to make sound decisions under pressure.
 
Technical Proficiency:
  • Familiarity with underwriting software and financial analysis tools.
  • College degree in finance is a plus.
  • Must be able to create underwriting polices and guidelines.
  • Must be able to create varying credit boxes.