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Mca Underwriter Jobs (NOW HIRING)

High Rise Capital

MCA Processor

Manhattan, NY · On-site

Underwriters * Submit files to lenders/funders * Track deal progress until funding * Ensure compliance with internal guidelines * Strong attention to detail * Fast-paced multitasking * Organization ...

High Rise Capital

MCA Processor

New York, NY

Underwriters * Submit files to lenders/funders * Track deal progress until funding * Ensure compliance with internal guidelines * Strong attention to detail * Fast-paced multitasking * Organization ...

Bhired

AI & Automation Developer - 1975

Brooklyn, NY · On-site

Bhired is a fast-paced MCA company seeking an innovative and highly technical AI & Automation Developer to build tools that streamline and modernize the underwriting process. This role focuses on ...

High Rise Capital

MCA Processor

Manhattan, NY · On-site

Underwriters * Submit files to lenders/funders * Track deal progress until funding * Ensure compliance with internal guidelines * Strong attention to detail * Fast-paced multitasking * Organization ...

Topaz HR

Chief Credit Officer

Toms River, NJ · On-site

Experience with MCA, revenue-based financing, commercial lending, or similar products * Strong expertise in cash-flow underwriting, risk assessment, and portfolio management * Tech-savvy with a high ...

High Rise Capital

Collections Specialist

New York, NY · On-site

$20.25 - $27.25/hr

Maintain detailed notes and updates in the CRM * Coordinate with internal teams (underwriting ... Experience in MCA, lending, or financial services * Experience with ACH collections and payment ...

High Rise Capital

Collections Specialist

New York, NY · On-site

$20.25 - $27.25/hr

Maintain detailed notes and updates in the CRM * Coordinate with internal teams (underwriting ... Experience in MCA, lending, or financial services * Experience with ACH collections and payment ...

High Rise Capital

Collections Specialist

New York, NY · On-site

$20.25 - $27.25/hr

Maintain detailed notes and updates in the CRM * Coordinate with internal teams (underwriting ... Experience in MCA, lending, or financial services * Experience with ACH collections and payment ...

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Mca Underwriter information

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$32.5K

$78.9K

$139.5K

How much do mca underwriter jobs pay per year?

As of Jul 15, 2026, the average yearly pay for mca underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by MCA Underwriters, and how can they be addressed?

MCA Underwriters often encounter challenges such as evaluating inconsistent financial documentation from small businesses and assessing risks in rapidly changing industries. Adapting to tight deadlines and managing a high volume of applications can also be demanding. To address these challenges, staying up-to-date with industry trends, honing critical thinking skills, and maintaining clear communication with sales representatives and applicants are valuable strategies. Collaboration with other underwriting professionals and seeking ongoing professional development can further improve accuracy and efficiency in this dynamic role.

What are the key skills and qualifications needed to thrive in the Mca Underwriter position, and why are they important?

To thrive as an MCA Underwriter, you need strong analytical abilities, knowledge of financial statements, risk assessment skills, and typically a background in finance or underwriting. Familiarity with merchant cash advance platforms, credit scoring systems, and underwriting software is often required. Attention to detail, effective communication, and sound judgment are key soft skills for evaluating applicants and collaborating with sales teams. These abilities ensure accurate funding decisions, minimize risk, and support the overall success of the business funding process.

What is an MCA Underwriter job?

An MCA (Merchant Cash Advance) Underwriter is responsible for evaluating the financial health of businesses applying for cash advances. They analyze bank statements, credit history, revenue trends, and risk factors to determine the likelihood of repayment. Their role involves assessing applications, setting funding terms, and ensuring compliance with lending guidelines. Strong analytical skills, attention to detail, and knowledge of financial risk assessment are essential for this position.

More about Mca Underwriter jobs
What cities are hiring for Mca Underwriter jobs? Cities with the most Mca Underwriter job openings:
What are the most commonly searched types of Mca Underwriter jobs? The most popular types of Mca Underwriter jobs are:
What states have the most Mca Underwriter jobs? States with the most job openings for Mca Underwriter jobs include:
What job categories do people searching Mca Underwriter jobs look for? The top searched job categories for Mca Underwriter jobs are:
Mca Underwriter jobs near you
Infographic showing various Mca Underwriter job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 75% In-person, and 25% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

MCA Processor

High Rise Capital

Manhattan, NY • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 7 days ago

Job description

Core Responsibilities
  • Review merchant applications for completeness
  • Verify documents:
    • Bank statements (3-6 months)
    • Credit card processing statements
    • Business licenses
  • Enter and manage data in CRM systems
  • Communicate with:
    • ISOs (Independent Sales Organizations)
    • Underwriters
  • Submit files to lenders/funders
  • Track deal progress until funding
  • Ensure compliance with internal guidelines
  • Strong attention to detail
  • Fast-paced multitasking
  • Organization & deadline management

Requirements
Required Skills
  • Ability to read bank statements and cash flow
  • Detect red flags (NSFs, negative balances, irregular deposits)
  • Basic underwriting understanding (helpful)
Technical Tools
  • CRM systems (e.g., Salesforce or similar)
  • Microsoft Excel / Google Sheets
  • Document management tools (Dropbox, Google Drive)
Industry Knowledge (Highly Preferred)
  • Factor rates
  • Holdback percentages
  • Daily/weekly ACH payments
  • Familiarity with funders and ISO relationships

Benefits
  • Health, dental, and vision insurance
  • Paid time off (PTO) and sick leave
  • Paid holidays
  • 401(k) retirement plan (with employer match, if applicable)
  • Performance bonuses and incentives
  • Career growth opportunities within underwriting or operations

Apply