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Digital Underwriting Jobs (NOW HIRING)

Next Insurance

AI Underwriting Data Manager

Boston, MA · On-site

This pivotal role will have you innovating and developing groundbreaking digital underwriting features in partnership with our insurance, data, engineering, and machine learning teams. What You'll Do:

American Express

Manager-Risk Management

Manhattan, NY · On-site

$89K - $150K/yr

American Express Global Commercial Services (GCS) is looking for a high-impact Manager to help scale our next-generation digital underwriting and onboarding capabilities for U.S. Corporate and Middle ...

American Express

Manager-Risk Management

New York, NY · On-site

American Express Global Commercial Services (GCS) is looking for a high-impact Manager to help scale our next-generation digital underwriting and onboarding capabilities for U.S. Corporate and Middle ...

SoFi

Senior Manager, Underwriting

Frisco, TX

You will also contribute to our technology roadmap and manage the digital tools that drive industry ... Manage the underwriting lifecycle for a diverse product suite to ensure every decision meets ...

Conventus

Senior Director Underwriting

Dallas, TX · On-site

Partner with product and technology teams to design and deploy new products and digital capabilities-specifically automation and AI tools-that enhance underwriting performance and consistency as well ...

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Digital Underwriting information

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$48K

$103.1K

$158.5K

How much do digital underwriting jobs pay per year?

As of Jul 8, 2026, the average yearly pay for digital underwriting in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What is digital underwriting?

Digital underwriting is the process of assessing and evaluating risks for insurance or loans using automated technologies and data analytics. Instead of relying solely on manual review, digital underwriting uses algorithms, artificial intelligence, and big data to streamline decision-making and improve accuracy. This approach helps financial institutions speed up application processing times, reduce human error, and offer more personalized products to customers. Digital underwriting is commonly used in sectors like insurance, mortgages, and personal lending.

Will AI replace underwriting?

Digital Underwriting involves assessing risk using data analysis, and AI tools are increasingly used to automate parts of this process. While AI can improve efficiency and consistency, human underwriters are still essential for complex cases, decision oversight, and ethical considerations. AI is more likely to augment rather than fully replace underwriters in the near future.

Can you work remotely as an underwriter?

Digital underwriters often have the opportunity to work remotely, especially in companies that utilize digital tools and online communication platforms. Remote work arrangements depend on the employer's policies, the nature of the underwriting tasks, and the need for collaboration or access to secure data systems.

What are the key skills and qualifications needed to thrive as a Digital Underwriter, and why are they important?

To thrive as a Digital Underwriter, you need solid analytical skills, knowledge of risk assessment, and a background in finance, insurance, or a related field, often supported by relevant certifications. Familiarity with automated underwriting platforms, data analytics tools, and insurance management systems is typically required. Strong attention to detail, problem-solving abilities, and effective communication are important soft skills for this role. These skills and qualities are essential for accurately assessing risk, ensuring efficient decision-making, and maintaining regulatory compliance in a digital insurance environment.

Which 3 jobs will survive AI?

Digital Underwriting is likely to continue evolving with AI, but roles that require complex judgment, emotional intelligence, and nuanced decision-making—such as senior underwriters, risk analysts, and compliance specialists—are expected to persist. These jobs rely on human expertise, critical thinking, and ethical considerations that AI cannot fully replicate. Skills in data analysis, regulatory knowledge, and professional certifications will remain valuable in these roles.

How does a Digital Underwriter typically collaborate with other departments to streamline the underwriting process?

Digital Underwriters frequently work closely with IT, data analytics, and customer service teams to ensure accurate risk assessments and efficient workflows. They collaborate with IT professionals to implement and refine underwriting software, consult with data teams to interpret risk-related metrics, and communicate with customer service to address applicant inquiries. This cross-functional teamwork helps optimize digital tools, improve decision accuracy, and enhance the overall customer experience.

Is underwriting a high paying career?

Underwriting is generally considered a well-paying career, especially in specialized fields like insurance or finance, where experienced underwriters can earn competitive salaries. Salary levels depend on factors such as experience, industry, location, and certifications, with advanced roles often offering higher compensation.

What is the difference between Digital Underwriting vs Underwriting Specialist?

AspectDigital UnderwritingUnderwriting Specialist
CredentialsTypically requires a degree in finance, insurance, or related field; familiarity with digital toolsRequires similar degrees and certifications, such as CPCU or ARM
Work EnvironmentPrimarily digital platforms, data analysis, and automated systemsOffice-based, interacting with clients and manual review of applications
Industry UsageUsed across insurance companies adopting technology-driven processesTraditional insurance companies and brokers

Digital Underwriting focuses on leveraging technology and automation to assess risks quickly, while Underwriting Specialists perform manual risk assessments and client interactions. Both roles require relevant credentials, but Digital Underwriting emphasizes digital skills and data analysis, making it suitable for tech-driven insurance environments.

More about Digital Underwriting jobs
What cities are hiring for Digital Underwriting jobs? Cities with the most Digital Underwriting job openings:
What states have the most Digital Underwriting jobs? States with the most job openings for Digital Underwriting jobs include:
What job categories do people searching Digital Underwriting jobs look for? The top searched job categories for Digital Underwriting jobs are:
Digital Underwriting jobs near you
Infographic showing various Digital Underwriting job openings in the United States as of July 2026, with employment types broken down into 87% Full Time, 11% Part Time, and 2% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $103,082 per year, or $49.6 per hour.
AI Underwriting Data Manager

AI Underwriting Data Manager

Next Insurance

Boston, MA

Other

Re-posted 5 days ago

Job description

Location: Waltham, MA (hybrid)

ERGO NEXT's mission is to help entrepreneurs thrive. We're doing that by building the only technology-led, full-stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience. 

Simply put, wherever you find small businesses, you'll find ERGO NEXT.

Since 2016, we've helped hundreds of thousands of small business customers across the United States get fast, customized and affordable coverage. We're backed by industry leaders in insurance and tech, and we still have room to grow - that's where you come in.

Seize the opportunity to be a part of an exciting transition in the insurance industry! We're inviting an accomplished and forward-thinking data manager to join our AI Underwriting team. This pivotal role will have you innovating and developing groundbreaking digital underwriting features in partnership with our insurance, data, engineering, and machine learning teams.

What You'll Do:
  • Manage a team of analysts, including training and guidance, establishing clear goals and responsibilities, and ongoing performance management
  • Manage the overall budget for underwriting third-party data.
  • Deliver substantial savings by identifying efficiencies and ways to in-house data services.
  • Own and drive the product roadmap for data integrations.
  • Serve as the key business connection for external data vendors.
  • Partner with the procurement team on vendor contract negotiations.
  • Collaborate with internal stakeholders to identify and onboard new external data vendors.
  • Manage the Proof of Concept process for testing and evaluating new data vendors.
  • Create detailed product requirements for services that leverage data integrations.
  • Define success criteria for Proofs of Concept and evaluate results in partnership with underwriting.
  • Prioritize PoCs and provide regular reporting on progress and outcomes to senior leadership.
  • Oversee vendor performance metrics and usage reporting, using results to inform strategic decisions.
  • Escalate critical vendor issues and maintain high-level relationships with vendor leadership.
What We Need:
  • Budget Oversight: Proven experience in managing and tracking a data budget, including forecasting, monitoring monthly expenditures, and identifying areas to optimize spending.
  • Vendor Negotiation: Strong negotiation skills to secure favorable terms with data vendors, ensuring cost-effective solutions that meet business needs.
  • Relationship Management: Ability to build and maintain strong relationships with external data vendors, ensuring smooth collaboration and service delivery.
  • API Proficiency: Proficient in using API clients such as Postman to test, run, and troubleshoot API services.
  • Technical Documentation: Ability to read, understand, and apply API documentation for integration purposes.
  • Service Evaluation: Capability to assess new data services, including running Proof of Concepts (PoCs) to determine their fit for the company's needs.
  • Roadmap Development: Experience in developing and maintaining a roadmap for data integrations, aligning with the company's strategic goals and underwriting needs.
  • Executive Communication: Strong presentation skills to effectively communicate the integration roadmap and progress to executives and other senior stakeholders.
  • Cross-Functional Collaboration: Ability to work closely with internal stakeholders, including product, engineering, and underwriting teams, to ensure successful implementation of the roadmap.
  • Data Analysis: Ability to interpret vendor data using SQL or Python to validate performance and support strategic decisions.

 

Note on Fraudulent Recruiting
We have become aware that there may be fraudulent recruiting attempts being made by people posing as representatives of ERGO NEXT Insurance. These scams may involve fake job postings, unsolicited emails, or messages claiming to be from our recruiters or hiring managers. 
Please note, we do not ask for sensitive information via chat, text, or social media, and any email communications will come from the domain @next-insurance.com or @nextinsurance.com. Additionally, Next Insurance will never ask for payment, fees, or purchases to be made by a job applicant. All applicants are encouraged to apply directly to our open jobs via the careers page on our website. Interviews are generally conducted via Zoom video conference unless the candidate requests other accommodations. 
If you believe that you have been the target of an interview/offer scam by someone posing as a representative of Next Insurance, please do not provide any personal or financial information. You can find additional information about this type of scam and report any fraudulent employment offers via the Federal Trade Commission's website (https://consumer.ftc.gov/articles/job-scams), or you can contact your local law enforcement agency. 
 

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