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MCA (Merchant Cash Advance) Account Manager

Los Angeles, CA · On-site

$50K - $100K/yr

Merchant Cash Advance (MCA) Account Manager Location: In-Person at Los Angeles Office Position Type: 1099 Independent Contractor Compensation: Commission Only Industry: Business Funding / Private ...

Total Merchant Resources

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Merchant Cash Advance Broker / ISO Relationship Manager

Piscataway, NJ · On-site

$75K - $250K/yr

... cash advance industry. This is an outstanding opportunity to build a large book of ISOs, fund millions of dollars to small businesses nationwide, and earn exceptional income with a company recognized ...

American Cash Advance

Store Manager: Baker, LA

Baker, LA · On-site

$15 - $18/hr

American Cash Advance has been a leading cash advance company, helping people get from their current emergency to their next payday for more than 20 years. We pride ourselves on hiring the best of ...

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How much do cash advance jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for cash advance in the United States is $16.44, according to ZipRecruiter salary data. Most workers in this role earn between $14.90 and $16.59 per hour, depending on experience, location, and employer.

What is a cash advance?

Cash advance jobs typically refer to positions within companies that provide short-term loans or cash advances to individuals or businesses. Employees in these roles may work as customer service representatives, loan officers, or branch managers, assisting clients with loan applications, verifying documentation, and explaining repayment terms. These jobs require strong communication skills and knowledge of relevant financial regulations to ensure compliance. The primary goal is to offer quick financial solutions to customers while minimizing risk for the lender.

What are the key skills and qualifications needed to thrive as a cash advance specialist?

To thrive as a Cash Advance Specialist, you need strong numeracy, attention to detail, and financial services experience, often backed by a background in banking or finance. Familiarity with point-of-sale (POS) systems, loan management software, and regulatory compliance tools is typically required. Excellent customer service, problem-solving abilities, and integrity help build trust and handle sensitive financial transactions. These skills are crucial to ensure accurate processing, prevent fraud, and deliver a positive client experience in a highly regulated environment.

What are some common challenges faced by cash advance professionals, and how can they be addressed?

Cash advance professionals often face challenges such as managing high transaction volumes, ensuring compliance with regulatory requirements, and handling sensitive customer financial information. Staying organized, keeping up-to-date with industry regulations, and maintaining strong attention to detail are crucial for success. Additionally, effective communication skills help in explaining terms to clients and resolving any issues that may arise during the application process.

What is the difference between Cash Advance vs Loan Officer?

AspectCash AdvanceLoan Officer
Required credentialsMinimal; often no formal certificationTypically requires a finance or banking certification
Work environmentFinancial institutions, payday loan storesBanks, credit unions, lending companies
Employer and industry usageUsed by payday lenders and short-term lendersUsed by banks and lending institutions for loan processing
Common search and comparison intentUnderstanding short-term borrowing optionsUnderstanding lending and loan processing roles

While a Cash Advance involves short-term borrowing often with minimal credentials, a Loan Officer is a professional who evaluates and approves loans in financial institutions. The two roles differ in credentials, work environment, and industry usage, but both relate to lending and credit services.

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What cities are hiring for Cash Advance jobs?

Cities with the most Cash Advance job openings:

What states have the most Cash Advance jobs?

States with the most job openings for Cash Advance jobs include:

What job categories do people searching Cash Advance jobs look for?

The top searched job categories for Cash Advance jobs are:

Cash Advance jobs near you
Infographic showing various Cash Advance job openings in the United States as of August 2026, with employment types broken down into 47% Full Time, 50% Part Time, and 3% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $34,204 per year, or $16.4 per hour.

Entry-Level Merchant Cash Advance Broker

High Rise Capital

New York, NY • On-site

Full-time, Contractor

Posted 27 days ago

Job description

Entry-Level Merchant Cash Advance Broker

Position Type: 1099 Independent Contractor
Compensation: 100% Commission-Based
Experience Level: Entry Level — Training Provided

About the Opportunity

We are seeking motivated, ambitious, and driven individuals to join our team as Entry-Level Merchant Cash Advance Brokers. This is an excellent opportunity for someone looking to break into the financial services and business funding industry while building valuable sales and relationship-management skills.

No prior Merchant Cash Advance experience is required. We provide comprehensive training and ongoing support to help you learn the industry, understand business funding solutions, develop sales skills, and build the knowledge necessary to succeed as a broker.

What You'll Do
  • Connect with small and mid-sized business owners to understand their funding needs
  • Generate and develop new business opportunities
  • Build and maintain strong relationships with business owners
  • Educate clients on available business funding options
  • Collect and organize required business information and documentation
  • Work with funding partners and internal teams to move deals through the process
  • Follow up with prospects and manage your pipeline
  • Negotiate and help structure funding opportunities
  • Maintain consistent communication with clients throughout the funding process
  • Earn commissions on successfully funded transactions
What We Provide
  • Comprehensive training for beginners
  • Ongoing coaching and support
  • Training on the Merchant Cash Advance and alternative business funding industry
  • Sales and prospecting training
  • Guidance on deal structuring and the funding process
  • The opportunity to develop a long-term career in business finance
  • A performance-driven environment with significant earning potential
Compensation & Contractor Status

This is a 100% commission-based opportunity with no hourly or salary compensation. Earnings are based on successfully funded transactions, meaning your income potential is directly tied to your sales performance and results.

All brokers will work as 1099 independent contractors, not W-2 employees.

Who We're Looking For
  • Highly motivated and self-driven individuals
  • Strong communication and interpersonal skills
  • Confident and comfortable speaking with business owners
  • Competitive, ambitious, and goal-oriented mindset
  • Strong work ethic and willingness to learn
  • Coachable and receptive to feedback
  • Ability to work independently and manage your time effectively
  • Previous sales experience is a plus, but not required
  • Previous financial services or Merchant Cash Advance experience is a plus, but not required
Why Join Us?

If you're entrepreneurial, motivated by performance, and interested in building a career in the business funding industry, this opportunity gives you the training and support to get started—even without prior industry experience.

You bring the drive, discipline, and determination. We'll provide the training, tools, and support to help you develop your skills and pursue your goals.

Ready to get started? Apply today and take the first step toward building your career in Merchant Cash Advance.

This is a 1099 independent contractor position and is fully commission-based. No salary or hourly compensation is provided.

Requirements

  • Strong communication and interpersonal skills
  • Motivated, self-driven, and goal-oriented
  • Willingness to learn and complete company-provided training
  • Ability to communicate professionally with business owners
  • Strong follow-up and relationship-building skills
  • Comfortable making phone calls and conducting sales outreach
  • Ability to work independently and manage your own pipeline
  • Reliable computer and internet connection
  • Basic understanding of sales and customer service
  • Professional and positive attitude
  • Ability to work in a fast-paced, performance-driven environment