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Remote Merchant Underwriter Jobs (NOW HIRING)

Neumo Holdings LLC

Compliance Specialist (Remote)

TX · Remote

Working knowledge of sanctions screening, transaction monitoring, and merchant underwriting practices. * A moderate knowledge of Microsoft Office Suite. * Excellent verbal and written communications ...

PAR Technology

Payments Manager, Merchant Onboarding

$90K - $107K/yr

Remote United States Reports To: General Manager, Payments & Ordering What We're Looking For ... Coordinate across Sales, Underwriting, Compliance, and Product to keep onboarding timelines on ...

Payliance

Merchant Activation Specialist

$65K - $75K/yr

... merchant. • Coordinate with Underwriting, Operations, and Sales to resolve onboarding ... Work Environment Remote-first with collaboration across U.S. time zones. Occasional travel may be ...

Payliance

Merchant Activation Specialist

$65K - $75K/yr

... merchant. • Coordinate with Underwriting, Operations, and Sales to resolve onboarding ... Work Environment Remote-first with collaboration across U.S. time zones. Occasional travel may be ...

Easy Pay Direct

Certified Payment Specialist

Austin, TX · On-site +1

In this role, you will onboard qualified merchants, work with underwriters, help new clients go ... Remote Role, but willing to support and assist anyone open to relocating to Austin TX. Minimum ...

RealPage

Senior Director, Credit Risk Management

$140K - $239K/yr

... merchant/counterparty underwriting, exposure limits, reserve requirements, and loss forecasting ... Performance-based bonus based on position. #LI-AS2 #LI-REMOTE Compensation may vary depending on ...

New

North American Bancard

Implementation Manager

$70K - $80K/yr

... Manager to join the Merchant Operations team. This remote individual contributor role is ... Review applications for accuracy, completeness, and compliance prior to underwriting. * Perform ...

Huntington

Credit Coordinator

Hagerstown, MD · On-site +1

The Credit Coordinator supports the Merchant Services Risk & Underwriting team by conducting credit ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

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Remote Merchant Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote merchant underwriter jobs pay per year?

As of Sep 6, 2026, the average yearly pay for remote merchant underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a remote merchant underwriter?

Remote Merchant Underwriters are professionals who assess the risk and creditworthiness of businesses applying for merchant accounts, typically for processing credit card transactions. Working remotely, they review financial documents, business histories, and industry data to determine whether to approve or deny merchant account applications. Their role is critical in helping financial institutions manage risk and prevent fraud. Remote Merchant Underwriters use specialized software and communicate with clients and internal teams virtually to perform their duties efficiently.

What are some common challenges remote merchant underwriters face when evaluating merchants online?

Remote Merchant Underwriters often encounter challenges such as verifying the legitimacy of businesses without in-person interactions, identifying potential fraud risks, and ensuring compliance with regulatory standards across various regions. Working remotely may require greater reliance on digital tools for gathering and analyzing documentation, making effective communication with merchants and internal teams crucial. Staying updated on evolving industry trends and risk indicators is also important to make informed, accurate underwriting decisions.

What are the key skills and qualifications needed to thrive as a remote merchant underwriter, and why are they important?

To thrive as a Remote Merchant Underwriter, you need a solid understanding of credit risk analysis, financial statement review, and underwriting principles, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, payment processing systems, and compliance tools like Know Your Customer (KYC) platforms is essential. Strong analytical thinking, attention to detail, and effective communication skills help you assess risk accurately while working independently and collaborating with remote teams. These skills ensure sound risk decisions, regulatory compliance, and the protection of financial institutions from potential losses.

What is the difference between Remote Merchant Underwriter vs Remote Credit Analyst?

AspectRemote Merchant UnderwriterRemote Credit Analyst
Required CredentialsTypically requires underwriting certifications, finance or business degreesOften requires finance, accounting, or economics degrees
Work EnvironmentRemote, within financial or lending companiesRemote, within banking or financial institutions
Industry UsageUsed in merchant services, payment processing, and lendingCommon in banking, investment, and lending sectors
Comparison Search IntentUnderstanding underwriting roles in merchant servicesEvaluating credit analysis positions in finance

Remote Merchant Underwriters and Remote Credit Analysts both assess financial information but focus on different areas. Merchant underwriters evaluate merchant applications for payment processing and merchant accounts, while credit analysts analyze credit data for lending decisions. Both roles require financial knowledge and often similar certifications, but they serve distinct functions within the financial industry.

More about Remote Merchant Underwriter jobs

What cities are hiring for Remote Merchant Underwriter jobs?

Cities with the most Remote Merchant Underwriter job openings:

What are the most commonly searched types of Merchant Underwriter jobs?

The most popular types of Merchant Underwriter jobs are:

What states have the most Remote Merchant Underwriter jobs?

States with the most job openings for Remote Merchant Underwriter jobs include:

What job categories do people searching Remote Merchant Underwriter jobs look for?

The top searched job categories for Remote Merchant Underwriter jobs are:

Remote Merchant Underwriter jobs near you
Infographic showing various Remote Merchant Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Territory Contract Underwriter

Merchants Bonding Company

Chicago, IL • On-site, Remote

$70K - $120K/yr

Full-time

Medical, PTO

Posted 19 days ago

Job description

Job Purpose:
The Territory Contract Underwriter plays a key role in driving profitable growth within an assigned territory through risk evaluation, relationship management, and strategic collaboration. This role requires advanced underwriting judgment, proactive relationship development, and a demonstrated ability to contribute to production goals with minimal oversight. The associate is expected to make thoughtful underwriting decisions on complex cases, build agency partnerships, and influence outcomes through high-quality analysis and interpersonal agility.
Responsibilities:
Underwriting Analysis & Risk Evaluation (50%)
  • Reviews and underwrites contract surety submissions within assigned authority, applying sound judgment and seeking input from colleagues when collaboration can enhance decision quality.
  • Conducts thorough analysis of contractor financial statements, project exposure, and credit reports to assess risk and inform underwriting decisions.
  • Prepares well-reasoned underwriting positions for referral or review. Anticipates potential concerns and proactively addresses them within recommendations.

Agency and Market Development (40%)
  • Leads account discussions and decision-making during agency meetings, jobsite visits, and presentations.
  • Develops strategic relationships with key agency partners to grow premium and ensure consistent pipeline.
  • Manages agency interactions, including resolving service issues and collecting market intelligence.

Leadership & Development (10%)
  • Establishes and pursues quarterly and annual production goals in collaboration with manager.
  • Takes ownership of territory-level initiatives and outcomes, using data and feedback to refine strategies.

Education and Experience:
  • Bachelor's degree preferred. Fields of study such as business, finance, accounting, or economics are especially relevant.
  • Minimum of 3 years of experience in contract surety underwriting or equivalent financial risk evaluation role.
  • Demonstrated ability to evaluate financial strength, identify key risk indicators, and apply underwriting guidelines.
  • Experience leading agency relationships and representing underwriting decisions in client-facing environments

BENEFITS AT MERCHANTS
At Merchants, we value balancing the needs of our associates and their families. We're proud to offer a wide range of benefits designed to help you achieve a healthy work-life balance and support your personal and professional growth. In addition to competitive pay, bonus programs, and paid-time off, here are just a few of the amazing benefits:
  • Flexible hybrid and remote opportunities with 37.5 hour work week
  • Free health insurance option
  • Paid volunteer time off with matching gift program
  • Infants in the Workplace Program with family resources
  • Discover more benefits at https://www.merchantsbonding.com/careers#nav-link-3

MERCHANTS BONDING COMPANY
Join the Merchants team and experience the difference of working for a surety-only company. At Merchants, we believe in the power of collaboration and teamwork, and we're committed to the success of our associates and customers by creating an inclusive culture that sets us apart and drives our success.
Our company is built on a foundation of providing common sense solutions and first-class experiences. From underwriting to claims and technology to marketing, every department and team collaborates together to achieve our common goal to be the most trusted team in surety.
Learn more about building your career at Merchants by visiting www.merchantsbonding.com/careers.

Apply